Credit union · NCUA insured
Union Square Credit Union
A $599.4M credit union headquartered in Wichita Falls, TX, with 35,371 members and 4 branches in Texas. Best rates: CDs 4.24% and savings 1.01% APY.
Union Square Credit Union Carrot Score
86
Carrot Score
Higher than 72% of U.S. banks and credit unions
#1 of 13 in Wichita Falls, TX metroHow the score works →
Deposits are federally insured by the NCUA up to $250,000 per depositor.
About Union Square Credit Union
- Headquarters
- 1401 Holliday St, Wichita Falls, TX 76301-7108
- NCUA charter
- 68664
Branches
4 branches in Texas
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Texas
4 branches
- Downtown OfficeMain office1401 Holliday St, Wichita Falls, TX 76301Directions
- Burk Office909 W Kramer Rd, Burkburnett, TX 76354Directions
- Sheppard AFB427 2nd Ave, Bldg 212, Sheppard AFB, TX 76311Directions
- Kemp Street2903 Kemp Blvd, Wichita Falls, TX 76308Directions
Walk-in offices from the NCUA directory as of March 31, 2026. Directions open Google Maps. A nearby branch doesn’t mean you can join or open an account.
Financial details
| Measure | This credit union | Peers’ middle | Strongest quarter |
|---|---|---|---|
| CapitalNet worth ratio | 8.36% | 11.43% | 13.58% or more |
| Troubled loans60+ days late | 2.69% | 0.68% | 0.39% or less |
| ProfitabilityReturn on assets | 0.36% | 0.75% | 1.18% or more |
| LendingLoans per $100 deposited | $79 | $76 | — |
- CapitalNet worth ratio8.36%Peers’ middle 11.43% · Top 25% 13.58%+
- Troubled loans60+ days late2.69%Peers’ middle 0.68% · Top 25% ≤0.39%
- ProfitabilityReturn on assets0.36%Peers’ middle 0.75% · Top 25% 1.18%+
- LendingLoans per $100 deposited$79Peers’ middle $76
Compared with the 1,338 credit unions with $100 million to $1 billion in assets. The strongest quarter is what the best 25% of them reach: more capital and profit, fewer troubled loans. Lending has no better end.Troubled loans are loans 60 or more days late.
Regulators’ own ratings of Union Square Credit Union are confidential. These figures are what it reports to the NCUA each quarter, set beside its peers; they aren’t a rating.