Credit union · NCUA insured
SkyOne Federal Credit Union Savings Rates
Top CarrotSkyOne Federal Credit Union’s best savings rate is 3.99% APY on $10,000, with its Altitude Savings. Rates checked October 16, 2026.
How SkyOne Federal Credit Union’s savings rates compare
Compared with banks and credit unions near Los Angeles, CA, where SkyOne Federal Credit Union has the most branches. $10,000, best rate first.
This credit union’s best
SkyOne Federal Credit Union
4.00%APY
- Requires
- Monthly account activity
- Minimum
- $1
- Earns on $10,000 a year
- $400
Perk Central
Top rate
Woori America Bank
5.00%APY
- Requires
- Monthly account activity
- Minimum
- $1,000
- Earns on $10,000 a year
- $500
2nd-highest rate
Nuvision Credit Union
4.50%APY
- Requires
- Monthly account activity
- Minimum
- —
- Earns on $10,000 a year
- $450
SkyOne Federal Credit Union savings score
98
Savings score
Higher than 99% of U.S. banks and credit unions
- $1,000 balance$1,0003.99%
- $10,000 balance$10,0003.99%
- $100,000 balance$100,0003.99%
- QualifiedQualified4.00%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where SkyOne Federal Credit Union ranks
By savings score, in each area where it has branches
Every rate
Current savings rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
Altitude Savings
3.99%APY
Membership is required. New money deposits only (funds originating outside SkyOne Federal Credit Union). Limit one Altitude Savings Account per primary membership number. Variable-rate account.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $1 and upRequires new money only. No direct deposit required. Dividends compounded and credited monthly based on average daily balance method.$1 and up | 3.99% | $399 | Requires new money only. No direct deposit required. Dividends compounded and credited monthly based on average daily balance method. |
Sources (4)
- skyone.org/savings-accounts
- skyone.org/disclosure/altitude-savings
- skyone.org/altitude
- skyone.org/disclosure/rates-savings
All captured Oct 16, 2026
Perk Central
3.05%APY on $10,000
Special savings account automatically opened with QuickPay or enrolled via Paycheck Perks. Requires member in good standing. Tiered rates based on cumulative monthly direct deposits. Balances over $100,000 earn Regular Savings APY. Introductory offer applies for 5 consecutive months to new money. Variable-rate account.
| Part of the balance | Rate on that part |
|---|---|
| Up to $100,000 | 2.96% |
| Any balance | 0.05% |
On $10,000 the tiers blend to about 3.05% APY, earning $305 a year.
Sources (4)
All captured Oct 16, 2026
Sky-High Savings
1.00%APY
Requires a deposit of $1,000 or more posted each month to any share account (suffix) within the membership to earn 1.00% APY; otherwise rate defaults to Regular Savings Account APY. Minimum opening deposit $1. No monthly fees or early withdrawal fees. Variable-rate account. Maximum 6 withdrawals or outgoing transfers per month.
| Balance | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Up to $999Default rate when monthly deposit of $1,000 or more is not credited to the account; defaults to Regular Savings Account APY. Applicable to balances $0 to $999. | 0.05% | — | Default rate when monthly deposit of $1,000 or more is not credited to the account; defaults to Regular Savings Account APY. Applicable to balances $0 to $999. |
| $1,000 and upQualifying rate requires a deposit of $1,000 or more posted to any share account within the membership each month. Direct deposit, remote check deposit, external transfers, ACH accepted. Minimum opening deposit $1.00. | 1.00% | $100 | Qualifying rate requires a deposit of $1,000 or more posted to any share account within the membership each month. Direct deposit, remote check deposit, external transfers, ACH accepted. Minimum opening deposit $1.00. |
Sources (4)
- skyone.org/savings-accounts
- skyone.org/sky-high-savings
- skyone.org/disclosure/high-yield-savings
- skyone.org/disclosure/rates-savings
All captured Oct 16, 2026
Money Market Account
0.10%APY
Variable rate. Dividends compounded and credited monthly. A $10 monthly fee applies if Average Daily Balance falls below $2,500. Maximum of 6 withdrawals or outgoing transfers per month.
| Balance | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Up to $2,500If Average Daily Balance falls below $2,500, a $10 monthly fee applies. | 0.00% | — | If Average Daily Balance falls below $2,500, a $10 monthly fee applies. |
| $2,500 – $25,000 | 0.10% | $10 | |
| $25,000 – $50,000 | 0.20% | — | |
| $50,000 – $100,000 | 0.30% | — | |
| $100,000 – $250,000 | 0.40% | — | |
| $250,000 and up | 0.40% | — |
Sources (3)
All captured Oct 16, 2026
Regular Savings
0.05%APY
Variable-rate account. Also referenced as Basic Savings / Primary Savings.
| Balance | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Up to $499 | 0.00% | — | |
| $500 and upRequires minimum average daily balance of $500.00 to obtain disclosed APY. Dividends posted and compounded monthly. | 0.05% | $5 | Requires minimum average daily balance of $500.00 to obtain disclosed APY. Dividends posted and compounded monthly. |
Sources (4)
- skyone.org/savings-accounts
- skyone.org/sky-high-savings
- skyone.org/altitude
- skyone.org/disclosure/rates-savings
All captured Oct 16, 2026
Who can join SkyOne Federal Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Military, government and schools
- Aviation professionals, including those from CAA/FAA, TSA, air cargo, and airline industries.
Membership information collected October 5, 2026.