Credit union · NCUA insured
Priority Trust Credit Union
A $192.4M credit union headquartered in Houston, TX, with 28,089 members and 6 branches in Texas. Best rates: CDs 3.30% and savings 0.60% APY.
Priority Trust Credit Union Carrot Score
75
Carrot Score
Higher than 38% of U.S. banks and credit unions
#77 of 107 in Houston, TX metroHow the score works →
Deposits are federally insured by the NCUA up to $250,000 per depositor.
About Priority Trust Credit Union
Founded in 1929 as a member-owned credit union in the Greater Houston area, Priority Trust operates six locations.
- Headquarters
- 9998 Almeda Genoa Rd, Houston, TX 77075-2416
- NCUA charter
- 61457
Membership
Who can join
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Anyone who lives, works, or worships within the Greater Houston Area, Harris County, and all adjacent counties is eligible for membership.
Military, government and schools
- Present and former employees affiliated with US Postal Service, City of Houston Municipal Employees, or Harris Health Systems are eligible for membership.
Family and household
- Immediate family members of eligible affiliated or geographic community members are eligible for membership.
Cost to join
- Opening membership requires a $5 savings deposit.
Branches
6 branches in Texas
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Texas
6 branches
- Priority Trust Credit Union AlmedaMain office9998 Almeda Genoa Rd, Houston, TX 77075Directions
- Downtown Branch611 Walker St, 1st Floor, Houston, TX 77002Directions
- Promise Branch6500 Rookin St, Ste 109, Houston, TX 77074Directions
- Tidwell Branch608 E Tidwell Rd, Houston, TX 77022Directions
- Humble Branch19506 Highway 59 N, Humble, TX 77338Directions
- Tomball Branch9166 FM 2920 Rd, Tomball, TX 77375Directions
Walk-in offices from the NCUA directory as of March 31, 2026. Directions open Google Maps. A nearby branch doesn’t mean you can join or open an account.
Financial details
Well capitalizedas reported to the NCUA
| Measure | This credit union | Peers’ middle | Strongest quarter |
|---|---|---|---|
| CapitalNet worth ratio | 9.41% | 11.43% | 13.58% or more |
| Troubled loans60+ days late | 0.39% | 0.68% | 0.39% or less |
| ProfitabilityReturn on assets | 0.22% | 0.75% | 1.18% or more |
| LendingLoans per $100 deposited | $83 | $76 | — |
- CapitalNet worth ratio9.41%Peers’ middle 11.43% · Top 25% 13.58%+
- Troubled loans60+ days late0.39%Peers’ middle 0.68% · Top 25% ≤0.39%
- ProfitabilityReturn on assets0.22%Peers’ middle 0.75% · Top 25% 1.18%+
- LendingLoans per $100 deposited$83Peers’ middle $76
Compared with the 1,338 credit unions with $100 million to $1 billion in assets. The strongest quarter is what the best 25% of them reach: more capital and profit, fewer troubled loans. Lending has no better end.Troubled loans are loans 60 or more days late.
Regulators’ own ratings of Priority Trust Credit Union are confidential. These figures are what it reports to the NCUA each quarter, set beside its peers; they aren’t a rating.