Bank · FDIC insured
First Guaranty Bank
A $3.9B bank, the 337th largest of 4,207, headquartered in Hammond, LA, with 30 branches in 4 states. Best rates: CDs 2.95% and savings 0.05% APY.
First Guaranty Bank Carrot Score
61
Carrot Score
Higher than 5% of U.S. banks and credit unions
#9 of 12 in Hammond, LA metroHow the score works →
Deposits are federally insured by the FDIC up to $250,000 per depositor.
About First Guaranty Bank
First Guaranty Bank operates branches and serves communities across Louisiana, West Virginia, and Kentucky.
- Headquarters
- 400 E Thomas St, Hammond, LA 70401
- FDIC certificate
- 14028 ↗
Branches
30 branches in 4 states
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Louisiana
23 branches
Hammond area · 6
- First Guaranty BankMain office400 E Thomas St, Hammond, LA 70401Directions
- Amite Branch632 W Oak St, Amite, LA 70422Directions
- Guaranty West Branch2111 W Thomas St, Hammond, LA 70401Directions
- Independence Branch455 W Railroad Ave, Independence, LA 70443Directions
- Kentwood Branch301 Avenue F, Kentwood, LA 70444Directions
- Ponchatoula Branch500 W Pine St, Ponchatoula, LA 70454Directions
Shreveport area · 4
- Benton Branch189 Burt Blvd, Benton, LA 71006Directions
- Bossier City Branch4221 Airline Dr, Bossier City, LA 71111Directions
- Oil City Branch126 Highway 1, Oil City, LA 71061Directions
- Vivian Branch212 North Pine Street, Vivian, LA 71082Directions
Baton Rouge area · 4
- Denham Springs Branch2231 S Range Ave, Denham Springs, LA 70726Directions
- Watson Branch33818 Louisiana Highway 16, Denham Springs, LA 70706Directions
- Greensburg Branch6151 Hwy 10, Greensburg, LA 70441Directions
- Walker Branch29815 Walker Rd S, Walker, LA 70785Directions
Lafayette area · 1
- Abbeville Branch799 W Summers Dr, Abbeville, LA 70510Directions
Alexandria area · 1
- Alexandria Branch1701 Metro Dr, Alexandria, LA 71301Directions
Bunkie area · 1
- Bunkie Branch1110 Shirley Rd, Bunkie, LA 71322Directions
Ruston area · 1
- Dubach Branch117 E Hico St, Dubach, LA 71235Directions
Hessmer area · 1
- Hessmer Branch2705 Main St, Hessmer, LA 71341Directions
Homer area · 1
- Homer Branch401 N 2nd St, Homer, LA 71040Directions
Lake Charles area · 1
- Jennings Branch500 Cary Ave, Jennings, LA 70546Directions
Marksville area · 1
- Tunica Branch211 Tunica Dr E, Marksville, LA 71351Directions
Moreauville area · 1
- Moreauville Branch10710 Highway 1, Moreauville, LA 71355Directions
Texas
5 branches
Dallas area · 4
- Denton Branch2209 W University Dr, Denton, TX 76201Directions
- Fort Worth Branch2001 Handley Ederville Rd, Fort Worth, TX 76118Directions
- Garland Branch603 Main St, Garland, TX 75040Directions
- Mckinney Branch8951 Synergy Dr, McKinney, TX 75070Directions
Waco area · 1
- Waco Branch7600 Woodway Dr, Waco, TX 76712Directions
Kentucky
1 branch
- Vanceburg Branch15 Second St, Vanceburg, KY 41179Directions
West Virginia
1 branch
- First Guaranty Bank, Bridgeport, Wv Branch1000 Jerry Dove Dr., Suite 101, Bridgeport, WV 26330Directions
Walk-in offices from the FDIC directory as of September 4, 2026. Directions open Google Maps. A nearby branch doesn’t mean you can join or open an account.
Financial details
| Measure | This bank | Peers’ middle | Strongest quarter |
|---|---|---|---|
| CapitalLeverage ratio | 7.09% | 10.49% | 11.89% or more |
| Troubled loansNoncurrent | 2.30% | 0.52% | 0.23% or less |
| ProfitabilityReturn on assets | 0.39% | 1.25% | 1.62% or more |
| LendingLoans per $100 deposited | $51 | $88 | — |
- CapitalLeverage ratio7.09%Peers’ middle 10.49% · Top 25% 11.89%+
- Troubled loansNoncurrent2.30%Peers’ middle 0.52% · Top 25% ≤0.23%
- ProfitabilityReturn on assets0.39%Peers’ middle 1.25% · Top 25% 1.62%+
- LendingLoans per $100 deposited$51Peers’ middle $88
Compared with the 897 banks with $1 billion to $10 billion in assets. The strongest quarter is what the best 25% of them reach: more capital and profit, fewer troubled loans. Lending has no better end.Troubled loans are noncurrent: 90 or more days late, or no longer earning interest.
Regulators’ own ratings of First Guaranty Bank are confidential. These figures are what it reports to the FDIC each quarter, set beside its peers; they aren’t a rating.