Compare Bank & Credit Union Rates
Best savings rates in Texas
Compare published savings yields, money market accounts included, with minimums, requirements, collection dates and original sources.
Top savings rates
Showing 676–690 results in Texas
- Neighborhood Credit UnionMoney MarketMoney Market · $1,000 min · 0.00%–0.10% by balance
Credit union · 17 branches
0.10%APY$10 a year on $10,000Requirements
Product: Up to six (6) transfers and withdrawals allowed per month; excessive withdrawal fee applies. Minimum withdrawal amount is $500. $10 monthly minimum balance fee assessed if balance falls below $2,000. Membership requires maintaining at least one share ($25 par value) in Membership Savings or Prize Savings.
Offer: Account earns 0.00% APY on balances below $1,000. Monthly fee of $10 assessed if balance falls below $2,000.
0.00% interest rate · $10 monthly fee · Effective Jul 1, 2026
Rate by balance
Rate by balance for Money Market Balance APY Up to $1,000 0.00% $1,000 – $10,000Tier rate applies to the full balance once met. Dividends compounded and credited monthly. Monthly fee of $10 assessed if balance is below $2,000. 0.10% $10,000 and upYour amountTier rate applies to the full balance once met. Dividends compounded and credited monthly. Monthly fee waived for balances of $2,000 or greater. 0.10% Rate checked
More details - 0.10%APY$10 a year on $10,000
Requirements
Product: Basis for credit union membership; initial deposit of $25.00 must remain on deposit until closed. Average daily balance of $25.00 earns dividends, payable quarterly.
Offer: Share accounts with an average daily balance of $25.00 earns dividends, payable each quarter.
Effective Oct 1, 2026
Rate checked
More details - 0.10%APY$10 a year on $10,000
Requirements
Offer: Dividends paid monthly when a $1,000.00 balance is maintained.
No monthly fee · Effective Oct 1, 2026
Rate checked
More details - 0.10%APY$10 a year on $10,000
Requirements
Product: Minimum balance to open is $25.00. Compounding and crediting: Dividends are compounded and credited monthly.
0.10% interest rate · Effective Oct 15, 2026
Rate checked
More details - Southside BankPlatinum Advantage Investment AccountPlatinum Advantage Investment Account · $2,500 min · 0.10%–3.04% by balance
Bank · 57 branches
0.10%APY$10 a year on $10,000Requirements
Product: Rate may change after account opens. Fees may reduce earnings on the account.
Offer: Daily balance to obtain APY: Less than $20,000. Rate may change after account opens. Fees may reduce earnings on the account.
0.10% interest rate · Effective Oct 16, 2026
Rate by balance
Rate by balance for Platinum Advantage Investment Account Balance APY Up to $20,000Your amount 0.10% $20,000 – $49,999 0.18% $50,000 – $74,999 0.25% $75,000 – $149,999 0.65% $150,000 – $249,999 0.75% $250,000 – $499,999 1.00% $500,000 – $999,999 1.11% $1,000,000 – $2,999,999 1.16% $3,000,000 – $4,999,999 2.12% $5,000,000 and up 3.04% Rate checked
More details - Texoma EducatorsCheck Plus Checking (money market)Check Plus Checking (money market)
Credit union · 2 branches
0.10%APY$10 a year on $10,000Effective Jul 1, 2026
Rate checked
More details - 0.10%APY$10 a year on $10,000
No monthly fee · Effective Oct 15, 2026
Rate checked
More details - 0.10%APY$10 a year on $10,000
Requirements
Product: Designed for members who want an additional savings account for their savings needs.
No monthly fee
Rate checked
More details - Mobility Credit UnionTiered SavingsSavings · $5 min · 0.00%–0.10% by balance
Credit union · 3 branches
0.10%APY$10 a year on $10,000Requirements
Product: Texas residents qualify to join the Texas Consumer Council. Qualifying criteria applies.
0.00% interest rate · Effective Oct 1, 2024
Rate by balance
Rate by balance for Tiered Savings Balance APY Up to $100 0.00% $100 – $5,000 0.07% $5,000 and upYour amount 0.10% Rate checked
More details - 0.10%APY$10 a year on $10,000
Requirements
Product: An initial minimum deposit of $5 is required to become a member. Dividends are credited monthly.
Offer: Dividends credited monthly. No minimum balance.
0.10% interest rate · Effective Feb 2, 2026
Rate checked
More details - 0.10%APY$10 a year on $10,000
Requirements
Product: Foundation of membership at Domino Credit Union; provides access to lower loan rates and fewer fees; earns dividends and includes online access.
0.01% interest rate · Effective Oct 8, 2026
Rate by balance
Rate by balance for Regular Savings Balance APY Up to $200 0.01% $200 – $1,000 0.05% $1,000 and upYour amount 0.10% Rate checked
More details - SkyOne Federal Credit UnionMoney Market AccountMoney Market Account · $0 min · 0.00%–0.40% by balance
Credit union · 1 branch
0.10%APY$10 a year on $10,000Requirements
Product: Variable rate. Dividends compounded and credited monthly. A $10 monthly fee applies if Average Daily Balance falls below $2,500. Maximum of 6 withdrawals or outgoing transfers per month.
Offer: If Average Daily Balance falls below $2,500, a $10 monthly fee applies.
0.00% interest rate · $10 monthly fee
Rate by balance
Rate by balance for Money Market Account Balance APY Up to $2,500 0.00% $2,500 – $25,000Your amount 0.10% $25,000 – $50,000 0.20% $50,000 – $100,000 0.30% $100,000 – $250,000 0.40% $250,000 and up 0.40% Rate checked
More details - 0.10%APY$10 a year on $10,000
Requirements
Offer: Interest is compounded and credited monthly.
0.10% interest rate
Rate checked
More details - 0.10%APY$10 a year on $10,000
Requirements
Product: Monthly service fee ($5.00) can be avoided by satisfying one of the following: monthly electronic transfers of at least $10 from personal checking account with BOK Financial, maintain monthly average collected balance of $250, or link to a Premier Checking account (accounts are not automatically linked). 0.05% bonus interest rate available when linked with Select Checking or Premier Checking (bonus interest rate is not automatically applied and must be requested).
Offer: Applicable to Arizona (AZ), Colorado (CO), Kansas City / Missouri (KC), and standard deposit rates schedule. Monthly fee of $5.00 waived with $250 monthly average collected balance, monthly electronic transfer of at least $10 from BOK Financial personal checking, or link to Premier Checking.
0.10% interest rate · $5 monthly fee · Effective Oct 15, 2026
Rate checked
More details - Members Choice Credit UnionMaximum Money Market™Maximum Money Market™ · $0 min · 0.10%–2.27% by balance
Credit union · 8 branches
0.10%APY$10 a year on $10,000intro rateRequirements
Product: Tiered rate account where the specified dividend rate for a tier applies to the entire balance in the account. Variable rate account. For the lowest balance tier, rates change as determined by the Board of Directors. For other tiers, rates adjust on the first of the month following a change to the Wall Street Journal Prime (WSJP) index less the stated margin, with a floor rate of 0.50% APR. No monthly maintenance fees or minimum balance requirements to avoid fees.
Offer: Rate applies to entire balance. Rate determined by Board of Directors. No monthly maintenance fee.
Promotional rate · 0.10% interest rate · No monthly fee · Effective Oct 6, 2026
Rate by balance
Rate by balance for Maximum Money Market™ Balance APY Up to $50,000Your amount 0.10% $50,000 – $150,000Guaranteed dividend rate formula: WSJP minus 7.00%, subject to a floor rate of 0.50% APR. 0.50% $150,000 – $300,000Guaranteed dividend rate formula: WSJP minus 6.75%, subject to a floor rate of 0.50% APR. 0.50% $300,000 – $500,000Guaranteed dividend rate formula: WSJP minus 6.50%, subject to a floor rate of 0.50% APR. 0.50% $500,000 – $1,000,000Guaranteed dividend rate formula: WSJP minus 5.50%, subject to a floor rate of 0.50% APR. 1.26% $1,000,000 and upGuaranteed dividend rate formula: WSJP minus 4.50%, subject to a floor rate of 0.50% APR. 2.27% Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What savings accounts pay in Texas
965 accounts at 411 banks and credit unions · checked Oct 22–24
- Typical
- 0.25%
- Top 10% from
- 2.02%
- Banks, typical
- 0.35%
- Credit unions, typical
- 0.25%
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Texas
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Harris County Federal Credit UnionCredit union · 1 branch
- NAFT Federal Credit UnionCredit union · 3 branches
- Barksdale Federal Credit UnionCredit union · 2 branches