Credit union · NCUA insured
Texoma Educators Savings Rates
Texoma Educators’s best savings rate is 0.20% APY on $10,000, with its Share (Savings) Account. Rates checked October 16, 2026.
How Texoma Educators’s savings rates compare
Compared with banks and credit unions near Sherman, TX, where Texoma Educators has the most branches. $10,000, best rate first.
This credit union’s best
Texoma Educators
0.20%APY
- Requires
- None
- Minimum
- $20
- Earns on $10,000 a year
- $20
Share (Savings) Account
Top rate
Huntington Bank
3.25%APY
- Requires
- Another account
- Minimum
- $100
- Earns on $10,000 a year
- $325
2nd-highest rate
Neighborhood Credit Union
2.75%APY
- Requires
- None
- Minimum
- $100
- Earns on $10,000 a year
- $275
Texoma Educators savings score
69
Savings score
Higher than 23% of U.S. banks and credit unions
- $1,000 balance$1,0000.15%
- $10,000 balance$10,0000.20%
- $100,000 balance$100,0000.25%
- QualifiedQualified0.20%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Texoma Educators ranks
By savings score, in each area where it has branches
Every rate
Current savings rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
Share (Savings) Account
0.20%APY
Must live, work, attend school, worship or conduct business in Grayson County, TX, or Bryan, Marshall, or Atoka Counties, OK. Minimum deposit of $20 must remain in account to maintain membership. Includes 2 free withdrawals per month.
| Balance | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Up to $19Dividends paid monthly. | 0.10% | — | Dividends paid monthly. |
| Up to $9,999Dividends paid monthly. | 0.15% | — | Dividends paid monthly. |
| $10,000 – $24,999Dividends paid monthly. | 0.20% | $20 | Dividends paid monthly. |
| $25,000 and upDividends paid monthly. | 0.25% | — | Dividends paid monthly. |
Sources (3)
All captured Oct 16, 2026
Check Plus Checking (money market)
0.10%APY
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| Any balance | 0.10% | $10 |
Sources (1)
- texomaeducators.com/Rates · captured Oct 16, 2026
Special-purpose accounts
Individual Retirement Account (IRA) Savings
0.25%APY
Available for traditional and Roth IRAs. Interest is paid quarterly. After initial deposit, no minimum balance is required. NCUA insured up to $250,000.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Any balanceInterest paid quarterly. Traditional and Roth IRAs offered.Any balance | 0.25% | $25 | Interest paid quarterly. Traditional and Roth IRAs offered. |
Who can join Texoma Educators
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Individuals who live, work, worship, attend school, or regularly conduct business in Grayson County, Texas, or Atoka, Bryan, or Marshall County, Oklahoma are eligible for membership.
Family and household
- Individuals who have an immediate family member that is a member are eligible for membership, regardless of where they live or work.
Membership information collected October 5, 2026.