Credit union · NCUA insured
Openland Credit Union Savings Rates
Openland Credit Union’s best savings rate is 0.50% APY on $10,000, with its Members Advantage Money Market Account. Rates checked October 16, 2026.
How Openland Credit Union’s savings rates compare
Compared with banks and credit unions near Houston, TX, where Openland Credit Union has the most branches. $10,000, best rate first.
This credit union’s best
Openland Credit Union
0.50%APY
- Minimum
- $2,500
- Earns on $10,000 a year
- $50
Members Advantage Money Market Account
Top rate
Heritage Hub Federal Credit Union
5.13%APY
- Minimum
- —
- Earns on $10,000 a year
- $513
2nd-highest rate
Nizari Credit Union
4.00%APY
- Minimum
- —
- Earns on $10,000 a year
- $400
Openland Credit Union savings score
78
Savings score
Higher than 45% of U.S. banks and credit unions
- $1,000 balance$1,0000.10%
- $10,000 balance$10,0000.50%
- $100,000 balance$100,0000.70%
- QualifiedQualified0.50%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Openland Credit Union ranks
By savings score, in each area where it has branches
Every rate
Current savings rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
Members Advantage Money Market Account
0.50%APY
$2,500.00 Minimum Balance to open. Dividends paid monthly. Service Fee applies if balance drops below minimum.
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| $2,500 – $10,000 | 0.20% | — |
| $10,000 – $25,000 | 0.50% | $50 |
| $25,000 – $100,000 | 0.60% | — |
| $100,000 – $350,000 | 0.70% | — |
| $350,000 and up | 0.80% | — |
Sources (2)
- openlandcu.com/accounts/personal/money-market
- openlandcu.com/resources/infor…ates-forms/deposit-rates
All captured Oct 6, 2026
Money Market Index
Up to 0.52%APY
$2,500.00 Minimum Balance to open. Dividends paid monthly. Service Fee applies if balance drops below minimum.
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| $25,000 – $100,000 | 0.22% | — |
| $100,000 – $350,000 | 0.42% | — |
| $350,000 and up | 0.52% | — |
Sources (1)
- openlandcu.com/accounts/personal/money-market · captured Oct 6, 2026
ACU Regular Savings
0.10%APY
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $1,000 and upDividends paid monthly when a $1,000.00 balance is maintained.$1,000 and up | 0.10% | $10 | Dividends paid monthly when a $1,000.00 balance is maintained. |
Sources (2)
- openlandcu.com/accounts/personal/savings-accounts
- openlandcu.com/accounts/person…ccounts/standard-savings
All captured Oct 16, 2026
Special-purpose accounts
Star Savings
3.00%APY
For members 22 years of age or younger.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Any balanceEarn up to 3.00% APY. For members 22 years of age or younger.Any balance | 3.00% | $300 | Earn up to 3.00% APY. For members 22 years of age or younger. |
Sources (1)
- openlandcu.com/accounts/personal/savings-accounts · captured Oct 16, 2026
IRA Savings
0.20%APY
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Any balanceDividends paid monthly. Includes Traditional IRA and Roth IRA options.Any balance | 0.20% | $20 | Dividends paid monthly. Includes Traditional IRA and Roth IRA options. |
Sources (2)
All captured Oct 16, 2026
Who can join Openland Credit Union
We don’t have this credit union’s membership requirements here yet. Confirm that you can join before applying.