Credit union · NCUA insured
Southern Star CU
A $18M credit union headquartered in Houston, TX, with 2,741 members and 1 branch in Texas. Best rates: CDs 3.82% and savings 0.10% APY.
Southern Star CU Carrot Score
82
Carrot Score
Higher than 59% of U.S. banks and credit unions
#51 of 107 in Houston, TX metroHow the score works →
Deposits are federally insured by the NCUA up to $250,000 per depositor.
About Southern Star CU
Southern Star Credit Union is a state-chartered, federally insured financial institution headquartered in Houston, Texas, chartered by the State of Texas in 1953.
Membership is open to individuals living, working, worshipping, or attending school within a 10-mile radius of its Houston office, as well as family members of all members.
- Headquarters
- 16035 W Little York Rd, Houston, TX 77084
- NCUA charter
- 67660
Membership
Who can join
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Persons who live, work, worship, or attend school within a 10-mile radius of the credit union office at 16035 W Little York Rd, Houston, TX 77084 are eligible for membership.
Employers and groups
- Employees and affiliated persons of Baker Hughes, Inc. A Division of GE are eligible for membership.
- Employees and affiliated persons of Dresser / Halliburton merged company, its subsidiaries, joint venture companies, and successors thereof are eligible for membership.
- Employees and affiliated persons of Dresser Natural Gas Solutions are eligible for membership.
- Employees and affiliated persons of M-I LLC. / Smith International Inc. are eligible for membership.
Family and household
- Family members of all credit union members are eligible for membership.
Branches
1 branch in Texas
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Texas
1 branch
- Southern Star Credit UnionMain office16035 W Little York Rd, Houston, TX 77084Directions
Walk-in offices from the NCUA directory as of March 31, 2026. Directions open Google Maps. A nearby branch doesn’t mean you can join or open an account.
Financial details
Well capitalizedas reported to the NCUA
| Measure | This credit union | Peers’ middle | Strongest quarter |
|---|---|---|---|
| CapitalNet worth ratio | 13.24% | 14.31% | 19.38% or more |
| Troubled loans60+ days late | 1.87% | 0.70% | 0.18% or less |
| ProfitabilityReturn on assets | -0.81% | 0.65% | 1.19% or more |
| LendingLoans per $100 deposited | $56 | $59 | — |
- CapitalNet worth ratio13.24%Peers’ middle 14.31% · Top 25% 19.38%+
- Troubled loans60+ days late1.87%Peers’ middle 0.70% · Top 25% ≤0.18%
- ProfitabilityReturn on assets-0.81%Peers’ middle 0.65% · Top 25% 1.19%+
- LendingLoans per $100 deposited$56Peers’ middle $59
Compared with the 2,478 credit unions with under $100 million in assets. The strongest quarter is what the best 25% of them reach: more capital and profit, fewer troubled loans. Lending has no better end.Troubled loans are loans 60 or more days late.
Regulators’ own ratings of Southern Star CU are confidential. These figures are what it reports to the NCUA each quarter, set beside its peers; they aren’t a rating.