Credit union · NCUA insured
Neighborhood Credit Union
Top CarrotA $1.1B credit union, the 428th largest of 4,329, headquartered in Dallas, TX, with 68,342 members and 17 branches in Texas. Best rates: CDs 4.40% and savings 2.75% APY.
Neighborhood Credit Union Carrot Score
Carrot ScoreTop Carrot
Higher than 80% of U.S. banks and credit unions
#27 of 115 in Dallas, TX metroHow the score works →
Deposits are federally insured by the NCUA up to $250,000 per depositor.
About Neighborhood Credit Union
Neighborhood Credit Union is a member-owned credit union with locations serving the DFW Metroplex in Texas.
- Headquarters
- 13649 Montfort Dr, Dallas, TX 75240-2521
- NCUA charter
- 67681
Membership
Who can join
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Individuals are eligible for membership if they live in the state of Texas.
Family and household
- Individuals qualify for membership simply by having a qualifying family member.
Cost to join
- Members are required to purchase and maintain a minimum membership share with a $25 deposit into a Prize Savings Account.
Branches
17 branches in Texas
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Texas
17 branches
Dallas area · 16
- Corporate OfficeMain office13649 Montfort Dr, Dallas, TX 75240Directions
- Anna Branch2616 W White St, Anna, TX 75409Directions
- Arlington Branch321 E Sublett Rd, Arlington, TX 76018Directions
- Coppell Branch360 S Denton Tap Rd, Coppell, TX 75019Directions
- North Dallas Branch13651 Montfort Dr, Dallas, TX 75240Directions
- Oak Cliff650 Ft Worth Ave, Ste 150, Dallas, TX 75208Directions
- Duncanville Branch791 W Wheatland Rd, Duncanville, TX 75116Directions
- Forney471 Marketplace Blvd Ste 200, Forney, TX 75126Directions
- Grand Prairie Branch2525 W Bardin Rd, Grand Prairie, TX 75052Directions
- Higland Village Branch2760 Justin Rd, Highland Village, TX 75077Directions
- Kaufman315 E Fair St, Kaufman, TX 75142Directions
- Lancaster Branch1455 W Pleasant Run Rd, Lancaster, TX 75146Directions
- Mesquite Branch2201 N Belt Line Rd, Mesquite, TX 75150Directions
- Prosper Branch2201 E. University Dr., Prosper, TX 75078Directions
- Richardson1271 W Campbell Rd, Richardson, TX 75080Directions
- Waxahachie Branch1750 N Highway 77, Waxahachie, TX 75165Directions
Sherman area · 1
- Sherman Branch3530 Crossroads Blvd, Sherman, TX 75090Directions
Walk-in offices from the NCUA directory as of March 31, 2026. Directions open Google Maps. A nearby branch doesn’t mean you can join or open an account.
Financial details
| Measure | This credit union | Peers’ middle | Strongest quarter |
|---|---|---|---|
| CapitalNet worth ratio | 10.76% | 10.86% | 12.59% or more |
| Troubled loans60+ days late | 1.54% | 0.70% | 0.46% or less |
| ProfitabilityReturn on assets | 0.65% | 0.82% | 1.16% or more |
| LendingLoans per $100 deposited | $78 | $88 | — |
- CapitalNet worth ratio10.76%Peers’ middle 10.86% · Top 25% 12.59%+
- Troubled loans60+ days late1.54%Peers’ middle 0.70% · Top 25% ≤0.46%
- ProfitabilityReturn on assets0.65%Peers’ middle 0.82% · Top 25% 1.16%+
- LendingLoans per $100 deposited$78Peers’ middle $88
Compared with the 479 credit unions with $1 billion or more in assets. The strongest quarter is what the best 25% of them reach: more capital and profit, fewer troubled loans. Lending has no better end.Troubled loans are loans 60 or more days late.
Regulators’ own ratings of Neighborhood Credit Union are confidential. These figures are what it reports to the NCUA each quarter, set beside its peers; they aren’t a rating.