Compare Bank & Credit Union Rates
Best savings rates in Texas
Compare published savings yields, money market accounts included, with minimums, requirements, collection dates and original sources.
Top savings rates
Showing 256–270 results in Texas
- First National Bank in Port LavacaMoney Market AccountsMoney Market Accounts · $1,000 min · 0.80%–2.05% by balance
Bank · 4 branches
0.80%APY$80 a year on $10,000Requirements
Product: Additional rates are available for larger amounts. Fees applied may effect APY.
Offer: Additional rates are available for larger amounts. Fees applied may effect APY.
0.80% interest rate · Effective Oct 1, 2026
Rate by balance
Rate by balance for Money Market Accounts Balance APY $1,000 – $25,000Your amount 0.80% $25,000 – $50,000 1.20% $50,000 – $100,000 1.50% $100,000 – $1,000,000 1.70% Over $1,000,000 2.05% Rate checked
More details - City BankMMDA Investment PersonalMMDA Investment Personal · $1,500 min · 0.00%–1.31% by balance
Bank · 26 branches
0.80%APY$80 a year on $10,000Requirements
Product: Variable rate account where interest rate and APY may change at discretion. $12.00 service charge imposed every statement cycle if balance falls below $1,500 any day of the statement cycle. $5.00 service charge per statement cycle for paper statements (avoidable by signing up for free e-statements through online banking).
Offer: A service charge of $12.00 will be imposed every statement cycle if the balance in the account falls below $1,500 any day of the statement cycle.
0.00% interest rate · $12 monthly fee
Rate by balance
Rate by balance for MMDA Investment Personal Balance APY Up to $1,500 0.00% $1,500 – $25,000Your amount 0.80% $25,000 – $50,000Avoid $12.00 fee by maintaining minimum daily balance of $1,500. 1.06% $50,000 – $100,000Avoid $12.00 fee by maintaining minimum daily balance of $1,500. 1.16% $100,000 and upAvoid $12.00 fee by maintaining minimum daily balance of $1,500. 1.31% Rate checked
More details - 0.80%APY$80 a year on $10,000
Requirements
Product: Interest compounded and paid monthly based on daily balance. Monthly maintenance fee of $10 is charged monthly if daily balance requirement of $1,500 is not met. Limited to 6 debit items per month ($10 per additional debit item).
Offer: Minimum daily balance to obtain APY is $1,500. $10 monthly maintenance fee waived if minimum daily balance requirement is met.
0.80% interest rate · $10 monthly fee
Rate checked
More details - 0.80%APY$80 a year on $10,000
Requirements
Product: An initial deposit of $25 is required. Members must maintain a $25 balance in their share account to remain a member and demonstrate regular activity.
Offer: Dividend rate quoted is based on rate paid on January 01, 2024. Future dividend rates determined during the month preceding the dividend pay date (January 1, April 1, July 1, and October 1). Paid quarterly on the average daily balance.
0.80% interest rate · Effective Jan 1, 2024
Rate checked
More details - Wellspring Credit UnionThrive Well Money MarketThrive Well Money Market · $2,000 min · 0.75%–0.90% by balance
Credit union · 4 branches
0.75%APY$75 a year on $10,0000.75% interest rate
Rate by balance
Rate by balance for Thrive Well Money Market Balance APY $2,000 – $25,000Your amount 0.75% $25,000 – $50,000 0.85% $50,000 and up 0.90% Rate checked
More details - Chartway Credit UnionMoney Market PlusMoney Market Plus · $10,000 min · 0.75%–4.00% by balance
Credit union · 2 branches
0.75%APY$75 a year on $10,000with conditionsRequirements
Product: Rates displayed include a 0.25% APY Relationship Bonus. To earn the Money Market Plus Relationship Bonus Rate, must maintain any personal or business checking account and an average daily balance (ADB) of $10,000 or more in the Money Market Plus account during the calendar month under the same member number. Fees may reduce earnings.
Offer: Includes 0.25% APY Relationship Bonus with qualifying personal or business checking account and ADB of $10,000 or more.
Qualified rate · 0.50% interest rate · Effective Oct 15, 2026
Rate by balance
Rate by balance for Money Market Plus Balance APY $10,000 – $25,000Your amount 0.75% $25,000 – $50,000 0.80% $50,000 – $100,000 0.85% $100,000 – $250,000 2.65% $250,000 – $499,999 2.65% $500,000 – $999,999 3.75% $1,000,000 and up 4.00% Rate checked
More details - Union Square Credit UnionKasasa SaverSavings · $25 min · 0.50%–0.75% by balance
Credit union · 4 branches
0.75%APY$75 a year on $10,000with conditionsRequirements
Product: Must be linked to a Kasasa Cash or Kasasa Cash Back account. Free account with $25.00 opening deposit.
Offer: Qualify when linked Kasasa Cash or Kasasa Cash Back account earns rewards.
Qualified rate · No monthly fee
Rate by balance
Rate by balance for Kasasa Saver Balance APY Up to $50,000Your amount 0.75% $50,000 and upQualify when linked Kasasa Cash or Kasasa Cash Back account earns rewards; 0.50% Rate checked
More details - 0.75%APY$75 a year on $10,000
Requirements
Product: Interest is compounded and paid quarterly based on daily balance. Limited to 6 debit items per quarter ($3 per additional debit item). $5 maintenance fee charged quarterly if minimum daily balance requirement is not met. Rate may change after the account is opened.
Offer: Minimum daily balance to obtain APY is $100. $5 fee charged quarterly if $100 minimum daily balance requirement is not met. Rate may change after account is opened.
0.75% interest rate
Rate checked
More details - 0.75%APY$75 a year on $10,000
Requirements
Product: Quarterly statement cycle. Fee of $4.00 if average balance per statement cycle is less than $10.00, $3.00 if $10.00 to $49.99, $1.50 if $50.00 to $99.99, or no fee if $100.00 or more. 9 debits per statement cycle limit ($1.00 fee per excess debit). Paper statements $2.00/month, e-Statements no charge.
Offer: Interest compounded quarterly. Daily balance method used to calculate interest.
0.75% interest rate · Compounded quarterly · Effective Oct 1, 2026
Rate checked
More details - 0.75%APY$75 a year on $10,000
Requirements
Product: Interest Rate and annual percentage yield may change after account opening. Fees can reduce the earnings on the account.
Offer: Consumer rate for balances Less Than $2,500.00. Interest Rate and annual percentage yield may change after account opening. Fees can reduce the earnings on the account.
0.20% interest rate · Effective Mar 12, 2026
Rate by balance
Rate by balance for Money Market Balance APY Up to $2,500 0.20% $2,500 – $20,000Your amount 0.75% $20,000 – $50,000 1.00% $50,000 – $100,000 1.26% $100,000 – $250,000 1.51% $250,000 and up 1.76% Rate checked
More details - 0.75%APY$75 a year on $10,000
0.75% interest rate · Effective Oct 14, 2026
Rate checked
More details - BOK FinancialPremier Money MarketPremier Money Market · $50 min · 0.15%–2.50% by balance
Bank · 33 branches
0.75%APY$75 a year on $10,000Requirements
Product: $15 monthly maintenance fee waived by maintaining $10,000 average collected balance for the month. $50 opening deposit required. Earn 0.05% higher interest rate with a Premier or Select Checking account relationship. Free incoming domestic wires and check writing privileges.
0.15% interest rate · $15 monthly fee · Effective Oct 15, 2026
Rate by balance
Rate by balance for Premier Money Market Balance APY Up to $10,000 0.15% $10,000 – $25,000Your amount 0.75% $25,000 – $50,000 2.00% $50,000 – $100,000 2.25% $100,000 – $250,000 2.50% $250,000 and up 2.50% Rate checked
More details - Kerr County Federal Credit UnionMoney Market Checking AccountMoney Market Checking Account · $5,000 min
Credit union · 4 branches
0.75%APY$75 a year on $10,000Requirements
Product: Dividends will be compounded quarterly and credited quarterly using the Average Daily Balance. Limit of six (6) withdrawals per month to avoid fees.
Offer: Minimum average daily balance of $5,000 required to obtain APY.
0.75% interest rate · Compounded quarterly · Effective Sep 28, 2026
Rate checked
More details - One World BankRocket 88 Personal Money MarketRocket 88 Personal Money Market · $5,000 min · 0.10%–3.75% by balance
Bank · 4 branches
0.75%APY$75 a year on $10,000Requirements
Product: $5,000 minimum opening deposit required. Maintain a $5,000 minimum daily balance to avoid the $20.00 maintenance fee. Variable rate determined daily at bank's discretion.
0.10% interest rate · $20 monthly fee · Effective Oct 6, 2026
Rate by balance
Rate by balance for Rocket 88 Personal Money Market Balance APY Up to $5,000 0.10% $5,000 – $25,000Your amount 0.75% $25,000 – $100,000 1.75% $100,000 and up 3.75% Rate checked
More details - Jefferson BankPersonal Money Market AccountPersonal Money Market Account · $1,000 min · 0.75%–3.05% by balance
Bank · 13 branches
0.75%APY$75 a year on $10,000Requirements
Product: Rate may change after the account is opened. Limit of six pre-authorized, automatic, telephone, computer, check, draft, or debit card transfers per month or statement cycle.
Offer: Rate may change after account opening.
0.75% interest rate · Effective Oct 1, 2026
Rate by balance
Rate by balance for Personal Money Market Account Balance APY $1,000 – $50,000Your amount 0.75% $50,000 – $100,000 0.75% $100,000 – $500,000 1.46% $500,000 – $1,000,000 1.87% $1,000,000 – $2,500,000 2.12% $2,500,000 – $5,000,000 2.38% $5,000,000 – $10,000,000 2.78% $10,000,000 – $20,000,000 3.04% $20,000,000 and up 3.05% Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What savings accounts pay in Texas
964 accounts at 412 banks and credit unions · checked Oct 16–23
- Typical
- 0.25%
- Top 10% from
- 2.02%
- Banks, typical
- 0.35%
- Credit unions, typical
- 0.25%
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Texas
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Harris County Federal Credit UnionCredit union · 1 branch
- NAFT Federal Credit UnionCredit union · 3 branches
- Barksdale Federal Credit UnionCredit union · 2 branches