Bank · FDIC insured
First United Bank
A $2.4B bank headquartered in Dimmitt, TX, with 24 branches in Texas. Best rates: CDs 3.55% and savings 1.00% APY.
First United Bank Carrot Score
74
Carrot Score
Higher than 36% of U.S. banks and credit unions
#15 of 18 in Lubbock, TX metroHow the score works →
Deposits are federally insured by the FDIC up to $250,000 per depositor.
About First United Bank
First United Bank was chartered in Dimmitt, Texas, in 1907 as The First State Bank of Dimmitt and is owned by Plains Bancorp, Inc.
Renamed First United Bank in 1994, the bank focuses on serving West Texas communities, residents, and businesses.
- Headquarters
- 201 N Broadway St, Dimmitt, TX 79027
- FDIC certificate
- 12769 ↗
Branches
24 branches in Texas
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Texas
24 branches
Lubbock area · 5
- Idalou Branch930 Frontage Rd, Idalou, TX 79329Directions
- Lubbock Northwest Branch5802 4th St, Lubbock, TX 79416Directions
- Lubbock Southwest Branch6604 Frankford Ave, Lubbock, TX 79424Directions
- Southeast Banking Center9801 Indiana Ave, Lubbock, TX 79423Directions
- Ralls Branch901 Main Ave, Ralls, TX 79357Directions
Plainview area · 4
- Abernathy Branch317 Main St, Abernathy, TX 79311Directions
- Hale Center Branch701 Main St, Hale Center, TX 79041Directions
- Petersburg Branch1523 Main, Petersburg, TX 79250Directions
- Plainview Branch3000 Olton Rd, Plainview, TX 79072Directions
Amarillo area · 3
- First United Bank The Colonies BranchOne First United Bank Parkway, Amarillo, TX 79119Directions
- Tradewind Branch Amarillo Branch1900 Se 34th Ave, Amarillo, TX 79118Directions
- Canyon Branch801 23rd St, Canyon, TX 79015Directions
Dimmitt area · 2
- First United BankMain office201 N Broadway St, Dimmitt, TX 79027Directions
- Detached Drive-In Facility201 N Broadway St, Dimmitt, TX 79027Directions
Childress area · 1
- First Bank & Trust Childress Bank Branch301 N Main St, Childress, TX 79201Directions
Earth area · 1
- Earth Branch220 E Main St, Earth, TX 79031Directions
Haskell area · 1
- Haskell Branch101 N Avenue E, Haskell, TX 79521Directions
Lamesa area · 1
- First United Bank Lamesa Branch601 N 1st St, Lamesa, TX 79331Directions
Littlefield area · 1
- Littlefield Branch2003 Hall Ave, Littlefield, TX 79339Directions
Paducah area · 1
- 704 10th Street Branch704 10th Street, Paducah, TX 79248Directions
Seagraves area · 1
- Seagraves Branch106 Main, Seagraves, TX 79359Directions
Seminole area · 1
- Seminole Branch601 Nw Avenue B, Seminole, TX 79360Directions
Sudan area · 1
- Sudan Branch200 Main Street, Sudan, TX 79371Directions
Wichita Falls area · 1
- First United Bank Wichita Falls Banking Center2904 Garnett Ave, Wichita Falls, TX 76308Directions
Walk-in offices from the FDIC directory as of September 4, 2026. Directions open Google Maps. A nearby branch doesn’t mean you can join or open an account.
Financial details
| Measure | This bank | Peers’ middle | Strongest quarter |
|---|---|---|---|
| CapitalLeverage ratio | 11.17% | 10.49% | 11.89% or more |
| Troubled loansNoncurrent | 0.41% | 0.52% | 0.23% or less |
| ProfitabilityReturn on assets | 2.03% | 1.25% | 1.62% or more |
| LendingLoans per $100 deposited | $71 | $88 | — |
- CapitalLeverage ratio11.17%Peers’ middle 10.49% · Top 25% 11.89%+
- Troubled loansNoncurrent0.41%Peers’ middle 0.52% · Top 25% ≤0.23%
- ProfitabilityReturn on assets2.03%Peers’ middle 1.25% · Top 25% 1.62%+
- LendingLoans per $100 deposited$71Peers’ middle $88
Compared with the 897 banks with $1 billion to $10 billion in assets. The strongest quarter is what the best 25% of them reach: more capital and profit, fewer troubled loans. Lending has no better end.Troubled loans are noncurrent: 90 or more days late, or no longer earning interest.
Regulators’ own ratings of First United Bank are confidential. These figures are what it reports to the FDIC each quarter, set beside its peers; they aren’t a rating.