Bank · FDIC insured
First United Bank Savings Rates
First United Bank’s best savings rate is 1.00% APY on $10,000, with its Prosper Money Market. Rates checked October 16, 2026.
How First United Bank’s savings rates compare
Compared with banks and credit unions near Lubbock, TX, where First United Bank has the most branches. $10,000, best rate first.
This bank’s best
First United Bank
1.00%APY
- Minimum
- $5,000
- Earns on $10,000 a year
- $100
Prosper Money Market
Top rate
UMB Bank
3.71%APY
- Minimum
- —
- Earns on $10,000 a year
- $371
2nd-highest rate
Cornerstone Capital Bank
3.50%APY
- Minimum
- $50
- Earns on $10,000 a year
- $350
First United Bank savings score
85
Savings score
Higher than 70% of U.S. banks and credit unions
- $1,000 balance$1,0000.75%
- $10,000 balance$10,0001.00%
- $100,000 balance$100,0001.40%
- QualifiedQualified1.00%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where First United Bank ranks
By savings score, in each area where it has branches
Every rate
Current savings rates
Rates from the bank’s website. Earnings assume the rate doesn’t change.
Performance Money Market
Up to 2.00%APY
Interest compounded and paid monthly based on daily balance. Monthly maintenance fee of $20 is charged monthly if daily balance requirement of $50,000 is not met. Limited to 6 debit items per month ($10 per additional debit item).
| Balance | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $50,000 – $100,000$20 monthly maintenance fee waived if minimum daily balance requirement of $50,000 is met. | 1.20% | — | $20 monthly maintenance fee waived if minimum daily balance requirement of $50,000 is met. |
| $100,000 – $250,000$20 monthly maintenance fee waived if minimum daily balance requirement of $50,000 is met. | 1.40% | — | $20 monthly maintenance fee waived if minimum daily balance requirement of $50,000 is met. |
| $250,000 – $500,000$20 monthly maintenance fee waived if minimum daily balance requirement of $50,000 is met. | 1.60% | — | $20 monthly maintenance fee waived if minimum daily balance requirement of $50,000 is met. |
| $500,000 and up$20 monthly maintenance fee waived if minimum daily balance requirement of $50,000 is met. | 2.00% | — | $20 monthly maintenance fee waived if minimum daily balance requirement of $50,000 is met. |
Sources (2)
All captured Sep 25, 2026
Prosper Money Market
1.00%APY
Interest compounded and paid monthly based on daily balance. Monthly maintenance fee of $15 is charged monthly if daily balance requirement of $5,000 is not met. Limited to 6 debit items per month ($10 per additional debit item).
| Balance | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $5,000 – $25,000$15 monthly maintenance fee waived if minimum daily balance requirement of $5,000 is met. | 1.00% | $100 | $15 monthly maintenance fee waived if minimum daily balance requirement of $5,000 is met. |
| $25,000 and up$15 monthly maintenance fee waived if minimum daily balance requirement of $5,000 is met. | 1.10% | — | $15 monthly maintenance fee waived if minimum daily balance requirement of $5,000 is met. |
Sources (2)
All captured Sep 25, 2026
Prime Money Market
0.80%APY
Interest compounded and paid monthly based on daily balance. Monthly maintenance fee of $10 is charged monthly if daily balance requirement of $1,500 is not met. Limited to 6 debit items per month ($10 per additional debit item).
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $1,500 and upMinimum daily balance to obtain APY is $1,500. $10 monthly maintenance fee waived if minimum daily balance requirement is met.$1,500 and up | 0.80% | $80 | Minimum daily balance to obtain APY is $1,500. $10 monthly maintenance fee waived if minimum daily balance requirement is met. |
Sources (2)
All captured Sep 25, 2026
Foundation Savings
0.75%APY
Interest is compounded and paid quarterly based on daily balance. Limited to 6 debit items per quarter ($3 per additional debit item). $5 maintenance fee charged quarterly if minimum daily balance requirement is not met. Rate may change after the account is opened.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $100 and upMinimum daily balance to obtain APY is $100. $5 fee charged quarterly if $100 minimum daily balance requirement is not met. Rate may change after account is opened.$100 and up | 0.75% | $75 | Minimum daily balance to obtain APY is $100. $5 fee charged quarterly if $100 minimum daily balance requirement is not met. Rate may change after account is opened. |
Sources (2)
All captured Oct 16, 2026
Opening an account
Confirm the bank’s opening requirements and whether the account is available where you live. A nearby branch does not establish eligibility for every rate.