Skip to content

Credit union · NCUA insured

ACFCU Savings Rates

ACFCU’s best savings rate is 0.75% APY on $10,000, with its Better Money Market. Rates checked October 16, 2026.

How ACFCU’s savings rates compare

Compared with banks and credit unions near Amarillo, TX, where ACFCU has the most branches. $10,000, best rate first.

  • This credit union’s best

    ACFCU

    0.75%APY

    Requires
    None
    Minimum
    —
    Earns on $10,000 a year
    $75

    Better Money Market

  • Top rate

    First National Bank of Hereford

    3.03%APY

    Requires
    Monthly account activity
    Minimum
    $100
    Earns on $10,000 a year
    $303

    First National Bank of Hereford rates

  • 2nd-highest rate

    First National Bank Texas

    2.00%APY

    Requires
    None
    Minimum
    $0
    Earns on $10,000 a year
    $200

    First National Bank Texas rates

Compare savings rates near you →

ACFCU savings score

82

Savings score

Higher than 59% of U.S. banks and credit unions

By balance
  • $1,000 balance$1,0000.35%
  • $10,000 balance$10,0000.75%
  • $100,000 balance$100,0000.75%
  • QualifiedQualified0.75%

Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.

How the score works →

Where ACFCU ranks

By savings score, in each area where it has branches

Every rate

Current savings rates

Rates from the credit union’s website. Earnings assume the rate doesn’t change.

Who can join ACFCU

This may be incomplete or out of date, so check with the credit union before you apply.

Where you live or work

  • All residents of Potter, Randall and Gray counties are eligible for membership.

Membership information collected October 5, 2026.

Check membership requirements ↗Branches and institution details
← ACFCU overview