Bank · FDIC insured
First National Bank in Port Lavaca
A $361.3M bank headquartered in Port Lavaca, TX, with 4 branches in Texas. Best rates: CDs 3.60% and savings 0.80% APY.
First National Bank in Port Lavaca Carrot Score
74
Carrot Score
Higher than 37% of U.S. banks and credit unions
#5 of 6 in Port Lavaca, TX metroHow the score works →
Deposits are federally insured by the FDIC up to $250,000 per depositor.
About First National Bank in Port Lavaca
First Community Bank in Corpus Christi announced plans to acquire First National Bank in Port Lavaca.
- Headquarters
- 1101 N Us Highway 35 Byp, Port Lavaca, TX 77979
- FDIC certificate
- 17811 ↗
Branches
4 branches in Texas
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Texas
4 branches
Port Lavaca area · 3
- First National Bank in Port LavacaMain office1101 N Us Highway 35 Byp, Port Lavaca, TX 77979Directions
- First National Bank In Port Lavaca/Branch3675 W Adams St, Port O'Connor, TX 77982Directions
- Seaport Bank Branch101 Railroad Ave, Seadrift, TX 77983Directions
Victoria area · 1
- First National Bank- Lavaca Victoria Branch4304 N Main St, Victoria, TX 77901Directions
Walk-in offices from the FDIC directory as of September 4, 2026. Directions open Google Maps. A nearby branch doesn’t mean you can join or open an account.
Financial details
| Measure | This bank | Peers’ middle | Strongest quarter |
|---|---|---|---|
| CapitalLeverage ratio | 13.00% | 10.98% | 13.00% or more |
| Troubled loansNoncurrent | 2.39% | 0.42% | 0.09% or less |
| ProfitabilityReturn on assets | 0.40% | 1.24% | 1.68% or more |
| LendingLoans per $100 deposited | $69 | $81 | — |
- CapitalLeverage ratio13.00%Peers’ middle 10.98% · Top 25% 13.00%+
- Troubled loansNoncurrent2.39%Peers’ middle 0.42% · Top 25% ≤0.09%
- ProfitabilityReturn on assets0.40%Peers’ middle 1.24% · Top 25% 1.68%+
- LendingLoans per $100 deposited$69Peers’ middle $81
Compared with the 2,650 banks with $100 million to $1 billion in assets. The strongest quarter is what the best 25% of them reach: more capital and profit, fewer troubled loans. Lending has no better end.Troubled loans are noncurrent: 90 or more days late, or no longer earning interest.
Regulators’ own ratings of First National Bank in Port Lavaca are confidential. These figures are what it reports to the FDIC each quarter, set beside its peers; they aren’t a rating.