Bank · FDIC insured
Commerce Bank Texas Savings Rates
Commerce Bank Texas’s best savings rate is 0.75% APY on $10,000, with its Money Market. Rates checked October 16, 2026.
How Commerce Bank Texas’s savings rates compare
Compared with banks and credit unions near San Antonio, TX, where Commerce Bank Texas has the most branches. $10,000, best rate first.
This bank’s best
Commerce Bank Texas
0.75%APY
- Earns on $10,000 a year
- $75
Money Market
Top rate
Nizari Credit Union
4.00%APY
- Earns on $10,000 a year
- $400
2nd-highest rate
MidFirst Bank
4.00%APY
- Earns on $10,000 a year
- $400
Commerce Bank Texas savings score
82
Savings score
Higher than 60% of U.S. banks and credit unions
- $1,000 balance$1,0000.25%
- $10,000 balance$10,0000.75%
- $100,000 balance$100,0001.51%
- QualifiedQualified0.75%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Commerce Bank Texas ranks
By savings score, in each area where it has branches
Every rate
Current savings rates
Rates from the bank’s website. Earnings assume the rate doesn’t change.
Money Market
0.75%APY
Interest Rate and annual percentage yield may change after account opening. Fees can reduce the earnings on the account.
| Balance | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Up to $2,500Consumer rate for balances Less Than $2,500.00. Interest Rate and annual percentage yield may change after account opening. Fees can reduce the earnings on the account. | 0.20% | — | Consumer rate for balances Less Than $2,500.00. Interest Rate and annual percentage yield may change after account opening. Fees can reduce the earnings on the account. |
| $2,500 – $20,000Consumer rate for balances $2,500.00 to less than $20,000. Interest Rate and annual percentage yield may change after account opening. Fees can reduce the earnings on the account. | 0.75% | $75 | Consumer rate for balances $2,500.00 to less than $20,000. Interest Rate and annual percentage yield may change after account opening. Fees can reduce the earnings on the account. |
| $20,000 – $50,000Consumer rate for balances $20,000.00 to less than $50,000. Interest Rate and annual percentage yield may change after account opening. Fees can reduce the earnings on the account. | 1.00% | — | Consumer rate for balances $20,000.00 to less than $50,000. Interest Rate and annual percentage yield may change after account opening. Fees can reduce the earnings on the account. |
| $50,000 – $100,000Consumer rate for balances $50,000.00 to less than $100,000. Interest Rate and annual percentage yield may change after account opening. Fees can reduce the earnings on the account. | 1.26% | — | Consumer rate for balances $50,000.00 to less than $100,000. Interest Rate and annual percentage yield may change after account opening. Fees can reduce the earnings on the account. |
| $100,000 – $250,000Consumer rate for balances $100,000 to less than $250,000. Interest Rate and annual percentage yield may change after account opening. Fees can reduce the earnings on the account. | 1.51% | — | Consumer rate for balances $100,000 to less than $250,000. Interest Rate and annual percentage yield may change after account opening. Fees can reduce the earnings on the account. |
| $250,000 and upConsumer rate for balances Greater than $250,000. Interest Rate and annual percentage yield may change after account opening. Fees can reduce the earnings on the account. | 1.76% | — | Consumer rate for balances Greater than $250,000. Interest Rate and annual percentage yield may change after account opening. Fees can reduce the earnings on the account. |
Sources (2)
All captured Oct 16, 2026
Regular Savings
0.25%APY
Interest Rate and annual percentage yield may change after account opening. Fees can reduce the earnings on the account.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Any balanceInterest Rate and annual percentage yield may change after account opening. Fees can reduce the earnings on the account.Any balance | 0.25% | $25 | Interest Rate and annual percentage yield may change after account opening. Fees can reduce the earnings on the account. |
Sources (2)
All captured Oct 16, 2026
Opening an account
Confirm the bank’s opening requirements and whether the account is available where you live. A nearby branch does not establish eligibility for every rate.