Compare Bank & Credit Union Rates
Best savings rates in Texas
Compare published savings yields, money market accounts included, with minimums, requirements, collection dates and original sources.
Top savings rates
Showing 481–495 results in Texas
- 0.25%APY$25 a year on $10,000
Requirements
Product: A $25.00 minimum deposit into a Share Savings Account is a member’s share in the credit union. Dividends are earned monthly.
0.25% interest rate
Rate checked
More details - 0.25%APY$25 a year on $10,000
Requirements
Offer: Minimum average balance of $100.00 to earn dividends. Dividends are paid quarterly on the first day of January, April, July, and October.
0.25% interest rate · Effective Oct 14, 2026
Rate checked
More details - 0.25%APY$25 a year on $10,000
Requirements
Product: Interest Rate and annual percentage yield may change after account opening. Fees can reduce the earnings on the account.
Offer: Interest Rate and annual percentage yield may change after account opening. Fees can reduce the earnings on the account.
0.25% interest rate · Effective Mar 12, 2026
Rate checked
More details - 0.25%APY$25 a year on $10,000
Rate checked
More details - 0.25%APY$25 a year on $10,000
Requirements
Product: Funds are distributed to checking or savings account four times per year; additional withdrawals allowed with a $20 fee per withdrawal.
Rate checked
More details - 0.25%APY$25 a year on $10,000
Requirements
Product: Establishes membership with Carter Credit Union. Includes 2 free withdrawals per month ($10 charge for each additional withdrawal).
0.25% interest rate · No monthly fee · Effective May 1, 2023
Rate checked
More details - 0.25%APY$25 a year on $10,000
Requirements
Product: Establishes TFCU membership. $5 minimum deposit and balance.
0.25% interest rate · Effective Oct 15, 2026
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More details - 0.25%APY$25 a year on $10,000
Requirements
Product: $100 minimum average balance requirement. Up to 6 withdrawals per month. Variable rate accounts; interest compounded quarterly.
0.25% interest rate · Compounded quarterly
Rate checked
More details - 0.25%APY$25 a year on $10,000
Requirements
Product: Primary membership savings account. Must keep a minimum balance of $25.00 on deposit. Dividends calculated on actual daily balance and paid quarterly.
Offer: Rate applies to balances of $50.00 and over. Must keep a minimum balance of $25.00 on deposit.
0.25% interest rate · Effective Oct 1, 2026
Rate checked
More details - 0.25%APY$25 a year on $10,000
Requirements
Product: Must keep a minimum balance of $25.00 on deposit. Interest is calculated on the actual daily balance and paid quarterly.
Offer: Rate applies to balances of $50.00 and over. Must maintain minimum balance of $25.00 on deposit.
0.25% interest rate · Effective Oct 1, 2026
Rate checked
More details - VeraBankPlatinum Money MarketPlatinum Money Market · $5,000 min · 0.25%–3.04% by balance
Bank · 42 branches
0.25%APY$25 a year on $10,000Requirements
Product: $15,000 minimum balance to avoid $12.00 monthly service charge. 6 withdrawals per month at no fee, then $10.00 each.
Offer: $15,000 minimum balance to avoid $12.00 monthly service charge.
0.25% interest rate · $12 monthly fee · Effective Sep 17, 2026
Rate by balance
Rate by balance for Platinum Money Market Balance APY Up to $25,000Your amount 0.25% $25,000 – $100,000 0.75% $100,000 – $250,000 1.00% $250,000 – $1,000,000 1.26% $1,000,000 – $5,000,000 2.27% $5,000,000 – $15,000,000 2.78% $15,000,000 and up 3.04% Rate checked
More details - Rio Grande Valley Credit UnionSavingsSavings · $100 min · 0.05%–0.25% by balance
Credit union · 5 branches
0.25%APY$25 a year on $10,000Requirements
Product: Minimum deposit of $25.00 plus a processing fee of $5.00 allows you to become a member of RGVCU. With direct deposit, can start with $5.00 with 6 months to bring balance to $25.00. Must maintain $25.00 minimum balance to keep membership. Interest credited quarterly.
Offer: $100.00 Minimum Average Daily Balance Required to Earn Interest. Table lists 0.05% APR / 0.05% APY.
No monthly fee · Effective Oct 1, 2026
Rate by balance
Rate by balance for Savings Balance APY $100 – $5,000 0.05% $5,000 – $10,000Table lists 0.10% APR / 0.10% APY. 0.10% $10,000 and upYour amountTable lists 0.25% APR / 0.25% APY. 0.25% Rate checked
More details - TexHillCo School Employees Federal Credit UnionSPECIAL SAVINGSSavings · $0 min
Credit union · 1 branch
0.25%APY$25 a year on $10,000Rate checked
More details - 0.25%APY$25 a year on $10,000
Rate checked
More details - 0.25%APY$25 a year on $10,000
Requirements
Product: Customizable sub-account to dedicate for specific savings goals. Interest compounds monthly.
Offer: Minimum balance to earn APY is $100.00. No minimum deposit.
Effective Oct 6, 2026
Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What savings accounts pay in Texas
965 accounts at 411 banks and credit unions · checked Oct 22–24
- Typical
- 0.25%
- Top 10% from
- 2.02%
- Banks, typical
- 0.35%
- Credit unions, typical
- 0.25%
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Texas
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Harris County Federal Credit UnionCredit union · 1 branch
- NAFT Federal Credit UnionCredit union · 3 branches
- Barksdale Federal Credit UnionCredit union · 2 branches