Credit union · NCUA insured
Matagorda County Credit Union Savings Rates
Matagorda County Credit Union’s best savings rate is 0.25% APY on $10,000, with its Share Savings Account. Rates checked October 16, 2026.
How Matagorda County Credit Union’s savings rates compare
Compared with banks and credit unions near Bay City, TX, where Matagorda County Credit Union has the most branches. $10,000, best rate first.
This credit union’s best
Matagorda County Credit Union
0.25%APY
- Requires
- None
- Minimum
- $25
- Earns on $10,000 a year
- $25
Share Savings Account
Top rate
First National Bank Texas
2.00%APY
- Requires
- None
- Minimum
- $0
- Earns on $10,000 a year
- $200
2nd-highest rate
TDECU
1.00%APY
- Requires
- Monthly account activity
- Minimum
- —
- Earns on $10,000 a year
- $100
Matagorda County Credit Union savings score
71
Savings score
Higher than 29% of U.S. banks and credit unions
- $1,000 balance$1,0000.25%
- $10,000 balance$10,0000.25%
- $100,000 balance$100,0000.25%
- QualifiedQualified0.25%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Matagorda County Credit Union ranks
By savings score, in each area where it has branches
Every rate
Current savings rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
Share Savings Account
0.25%APY
A $25.00 minimum deposit into a Share Savings Account is a member’s share in the credit union. Dividends are earned monthly.
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| Any balance | 0.25% | $25 |
Special-purpose accounts
Club Savings Account
0.41%APY
This account is for members who need to set money aside for a specific reason (vacation, taxes, Christmas, or other occasions).
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| Any balance | 0.41% | $41 |
IRA Savings Account
0.41%APY
This account allows you to defer taxes on the earnings until they are withdrawn. Certain contributions may be tax deductible in the year they are made.
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| Any balance | 0.41% | $41 |
Who can join Matagorda County Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Membership is open to persons living, worshiping, working, or going to school in Matagorda, Wharton, and Brazoria County.
Cost to join
- As a condition of membership, members must purchase and maintain the minimum required share(s).
Membership information collected October 5, 2026.