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Credit union · NCUA insured

Tinker Federal Credit Union Savings Rates

Tinker Federal Credit Union’s best savings rate is 1.00% APY on $10,000, with its Premium Plus. Rates checked October 15, 2026.

How Tinker Federal Credit Union’s savings rates compare

Compared with banks and credit unions near Oklahoma City, OK, where Tinker Federal Credit Union has the most branches. $10,000, best rate first.

  • This credit union’s best

    Tinker Federal Credit Union

    1.00%APY

    Minimum
    $10,000
    Earns on $10,000 a year
    $100

    Premium Plus

  • Top rate

    MidFirst Bank

    4.00%APY

    Minimum
    —
    Earns on $10,000 a year
    $400

    MidFirst Bank rates

  • Top Carrot, Carrot Score 95

    2nd-highest rate

    Communication Federal Credit Union

    3.75%APY

    Minimum
    —
    Earns on $10,000 a year
    $375

    Communication Federal Credit Union rates

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Tinker Federal Credit Union savings score

84

Savings score

Higher than 68% of U.S. banks and credit unions

By balance
  • $1,000 balance$1,0000.25%
  • $10,000 balance$10,0001.00%
  • $100,000 balance$100,0001.50%
  • QualifiedQualified1.00%

Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.

How the score works →

Where Tinker Federal Credit Union ranks

By savings score, in each area where it has branches

And 3 more areas →

Every rate

Current savings rates

Rates from the credit union’s website. Earnings assume the rate doesn’t change.

Who can join Tinker Federal Credit Union

This may be incomplete or out of date, so check with the credit union before you apply.

Where you live or work

  • Individuals who live, work, worship, or attend school in eligible areas are eligible to join.

Employers and groups

  • Members of qualifying large associations are eligible to join.
  • Employees of any of the 3,600 TFCU Partner companies and organizations are eligible to join.

Military, government and schools

  • U.S. Armed Forces active, retired, dependent, or dependent survivor receiving benefits or services from Tinker AFB, Vance AFB, an Army National Guard facility, or an Oklahoma Armed Forces Reserve Center are eligible.
  • City or county employees of eligible areas qualify for membership.
  • Students, faculty, and employees of qualifying colleges, technology centers, and universities are eligible.
8 more ways to join

Military, government and schools

  • Students, faculty, and employees of qualifying K-12 schools are eligible.
  • Military personnel, civilian personnel, contractors, or US Government employees assigned to or working at Tinker AFB, Vance AFB, an Army National Guard facility, or an Oklahoma Armed Forces Reserve Center are eligible.

Family and household

  • Immediate family members (spouse, child, sibling, parent, grandchild, stepparent, stepchild, stepsibling, or adoptive family member) of an existing member or eligible person qualify for membership.
  • Permanent members of the household of an existing member or eligible person qualify for membership.
  • Surviving spouses of TFCU members qualify for membership.

Other ways

  • Residents of Texas and other areas can join via membership in the Cornerstone Foundation for a one-time fee of $15.00.
  • Oklahoma residents can join via membership in the Oklahoma Jump$tart Coalition for a one-time fee of $10.00.
  • Citizens, members, and employees of qualifying Tribal Nations are eligible to join.

Cost to join

  • Opening a share (savings) account requires a $5 deposit and balance.

Membership information collected October 4, 2026.

Check membership requirements ↗Branches and institution details
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