Credit union · NCUA insured
Rally Credit Union Savings Rates
Rally Credit Union’s best savings rate is 0.25% APY on $10,000, with its Basic Savings. Rates checked October 16, 2026.
How Rally Credit Union’s savings rates compare
Compared with banks and credit unions near Corpus Christi, TX, where Rally Credit Union has the most branches. $10,000, best rate first.
This credit union’s best
Rally Credit Union
3.30%APY
- Requires
- Monthly account activity
- Minimum
- $25
- Earns on $10,000 a year
- $330
Liberty Savings
Top rate
PlainsCapital Bank
3.40%APY
- Requires
- None
- Minimum
- $100
- Earns on $10,000 a year
- $340
3rd-highest rate
Gulf Coast Federal Credit Union
2.50%APY
- Requires
- Monthly account activity
- Minimum
- —
- Earns on $10,000 a year
- $250
Rally Credit Union savings score
85
Savings score
Higher than 70% of U.S. banks and credit unions
- $1,000 balance$1,0000.25%
- $10,000 balance$10,0000.70%
- $100,000 balance$100,0000.80%
- QualifiedQualified3.30%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Rally Credit Union ranks
By savings score, in each area where it has branches
Every rate
Current savings rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
Liberty Savings
Up to 3.30%APY
Free high-yield savings account bundled with Liberty Plus Checking. Monthly qualification criteria: have and use a debit card with 10 or more purchases of $5.00 or more post and clear each cycle, and have at least 1 automatic payment or direct deposit post and clear each cycle. If qualifications are not met, earns base non-qualified rate.
| Balance | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Up to $100,000Qualified tier rate on balances up to $99,999.99 when monthly qualification criteria are met. | 3.30% | $330 | Qualified tier rate on balances up to $99,999.99 when monthly qualification criteria are met. |
| Any balanceNon-Qualified Tier rate applied when monthly checking qualifications are not met. | 0.01% | $1 | Non-Qualified Tier rate applied when monthly checking qualifications are not met. |
| $100,000 – $250,000Qualified tier rate on balances from $100,000.00 to $249,999.99 when monthly qualification criteria are met. APY range of 3.30% - 3.35%. | 3.35% | — | Qualified tier rate on balances from $100,000.00 to $249,999.99 when monthly qualification criteria are met. APY range of 3.30% - 3.35%. |
| $250,000 and upQualified tier rate on balances of $250,000 and over when monthly qualification criteria are met. APY range of 3.35% - 3.45%. | 3.45% | — | Qualified tier rate on balances of $250,000 and over when monthly qualification criteria are met. APY range of 3.35% - 3.45%. |
Sources (3)
All captured Oct 6, 2026
Money Market Account
0.70%APY on $10,000
Blended rate tier account where interest is paid on the portion of balance within each tier. Interest is calculated on the actual daily balance and paid quarterly.
| Part of the balance | Rate on that part |
|---|---|
| Up to $50,000 | 0.70% |
| $50,000 – $100,000 | 0.90% |
| $100,000 – $250,000 | 2.15% |
| $250,000 and up | 3.25% |
On $10,000 the tiers blend to about 0.70% APY, earning $70 a year.
Basic Savings
0.25%APY
Primary membership savings account. Must keep a minimum balance of $25.00 on deposit. Dividends calculated on actual daily balance and paid quarterly.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $50 and upRate applies to balances of $50.00 and over. Must keep a minimum balance of $25.00 on deposit.$50 and up | 0.25% | $25 | Rate applies to balances of $50.00 and over. Must keep a minimum balance of $25.00 on deposit. |
Home Savings Account
0.25%APY
Must keep a minimum balance of $25.00 on deposit. Interest is calculated on the actual daily balance and paid quarterly.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $50 and upRate applies to balances of $50.00 and over. Must maintain minimum balance of $25.00 on deposit.$50 and up | 0.25% | $25 | Rate applies to balances of $50.00 and over. Must maintain minimum balance of $25.00 on deposit. |
Sources (2)
All captured Oct 6, 2026
Special-purpose accounts
IRA Savings Account
0.90%APY
Available as Traditional, Roth, and Coverdell (Educational) IRA savings accounts. Interest is calculated on the actual daily balance and paid quarterly.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Any balanceInterest calculated on actual daily balance and paid quarterly.Any balance | 0.90% | $90 | Interest calculated on actual daily balance and paid quarterly. |
Sources (2)
All captured Oct 6, 2026
Who can join Rally Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Membership is open to individuals who live, work, worship, or attend school in Aransas, Bee, Cameron, Hidalgo, Jim Wells, Kleberg, Nueces, or San Patricio counties in Texas.
Employers and groups
- Anyone across Texas is eligible for membership through a free partnership/membership with the Texas Consumer Council (TXCC).
Cost to join
- A deposit of at least $25.00 in cash or check must be maintained to remain a member of Rally.
Membership information collected October 5, 2026.