Credit union · NCUA insured
Rally Credit Union
A $4.8B credit union, the 98th largest of 4,329, headquartered in Corpus Christi, TX, with 240,632 members and 22 branches in Texas. Best rates: CDs 4.30% and savings 0.25% APY.
Rally Credit Union Carrot Score
81
Carrot Score
Higher than 56% of U.S. banks and credit unions
#7 of 21 in Corpus Christi, TX metroHow the score works →
Deposits are federally insured by the NCUA up to $250,000 per depositor.
About Rally Credit Union
Chartered in 1955 as Naval Employees Corpus Christi Federal Credit Union, Rally Credit Union originally served civil service employees working at NAS Corpus Christi.
Headquartered in Corpus Christi, Texas, the financial institution operates as a member-owned credit union.
Serving members across Texas including eight South Texas counties, Rally Credit Union is the largest auto lender in South Texas.
- Headquarters
- 2730 Rodd Field Rd, Corpus Christi, TX 78414-3146
- NCUA charter
- 68615
Membership
Who can join
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Membership is open to individuals who live, work, worship, or attend school in Aransas, Bee, Cameron, Hidalgo, Jim Wells, Kleberg, Nueces, or San Patricio counties in Texas.
Employers and groups
- Anyone across Texas is eligible for membership through a free partnership/membership with the Texas Consumer Council (TXCC).
Cost to join
- A deposit of at least $25.00 in cash or check must be maintained to remain a member of Rally.
Branches
22 branches in Texas
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Texas
22 branches
Corpus Christi area · 11
- Aransas Pass2442 W Wheeler, Aransas Pass, TX 78336Directions
- Airline Branch522 Airline Rd, Corpus Christi, TX 78412Directions
- Calallen3801 FM 1889, Corpus Christi, TX 78380Directions
- Crosstown4802 Crosstown Expy, Corpus Christi, TX 78415Directions
- Flour Bluff9552 S Padre Island Dr, Corpus Christi, TX 78418Directions
- Kostoryz Branch6202 Kostoryz Rd, Corpus Christi, TX 78415Directions
- NAS BranchBldg 125, Ave D Naval Air Station, Corpus Christi, TX 78419Directions
- Northwest Branch12129 Leopard St, Corpus Christi, TX 78410Directions
- Spohn5725 Spohn Dr, Corpus Christi, TX 78414Directions
- Portland Branch285 Buddy Ganem Dr, Portland, TX 78374Directions
- Rockport Branch1101 FM 3036, Rockport, TX 78382Directions
McAllen area · 7
- Alamo1317 W Frontage Rd, Alamo, TX 78516Directions
- Northcross Branch4015 N 10th St, McAllen, TX 78504Directions
- Northgate9100 N 10th Street, McAllen, TX 78504Directions
- Mission408 North Shary Road, Mission, TX 78572Directions
- Palmhurst300 E Mile 3 Rd Unit 160, Palmhurst, TX 78573Directions
- Pharr520 N Jackson Rd, Pharr, TX 78577Directions
- Weslaco701 N Airport Dr, Weslaco, TX 78596Directions
Brownsville area · 2
- Brownsville Branch255 W Morrison Rd, Brownsville, TX 78520Directions
- Harlingen Branch202 Camelot Drive, Harlingen, TX 78550Directions
Beeville area · 1
- Beeville Branch2505 N Saint Marys St, Beeville, TX 78102Directions
Kingsville area · 1
- Kingsville Branch2940 S Brahma Blvd, Kingsville, TX 78363Directions
Walk-in offices from the NCUA directory as of March 31, 2026. Directions open Google Maps. A nearby branch doesn’t mean you can join or open an account.
Financial details
| Measure | This credit union | Peers’ middle | Strongest quarter |
|---|---|---|---|
| CapitalNet worth ratio | 14.02% | 10.86% | 12.59% or more |
| Troubled loans60+ days late | 0.75% | 0.70% | 0.46% or less |
| ProfitabilityReturn on assets | 1.17% | 0.82% | 1.16% or more |
| LendingLoans per $100 deposited | $105 | $88 | — |
- CapitalNet worth ratio14.02%Peers’ middle 10.86% · Top 25% 12.59%+
- Troubled loans60+ days late0.75%Peers’ middle 0.70% · Top 25% ≤0.46%
- ProfitabilityReturn on assets1.17%Peers’ middle 0.82% · Top 25% 1.16%+
- LendingLoans per $100 deposited$105Peers’ middle $88
Compared with the 479 credit unions with $1 billion or more in assets. The strongest quarter is what the best 25% of them reach: more capital and profit, fewer troubled loans. Lending has no better end.Troubled loans are loans 60 or more days late.
Regulators’ own ratings of Rally Credit Union are confidential. These figures are what it reports to the NCUA each quarter, set beside its peers; they aren’t a rating.