Credit union · NCUA insured
TAP FCU
A $28.5M credit union headquartered in San Antonio, TX, with 1,362 members and 1 branch in Texas. Best rates: CDs 3.75% and savings 0.25% APY.
TAP FCU Carrot Score
66
Carrot Score
Higher than 17% of U.S. banks and credit unions
#32 of 47 in San Antonio, TX metroHow the score works →
Deposits are federally insured by the NCUA up to $250,000 per depositor.
About TAP FCU
Chartered in 1978 and headquartered in San Antonio, Texas, Texas Associations of Professionals Federal Credit Union is a member-owned cooperative financial institution.
In 1988, the credit union changed its name from San Antonio Board of REALTORS® Federal Credit Union to Texas Associations of Professionals Federal Credit Union.
- Headquarters
- 9110 W Interstate 10 Ste 100, San Antonio, TX 78230-3121
- NCUA charter
- 23184
Membership
Who can join
This may be incomplete or out of date, so check with the credit union before you apply.
Employers and groups
- Membership is extended to employees of qualifying members.
- Membership is available to REALTORS®, Builders, Independent Insurance Agents, and all members of such organizations.
Family and household
- Membership is extended to immediate family members (grandparents, parents, husbands, wives, children, grandchildren, brothers, and sisters) of members.
Branches
1 branch in Texas
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Texas
1 branch
- Main OfficeMain office9110 W Interstate 10 Ste 100, San Antonio, TX 78230Directions
Walk-in offices from the NCUA directory as of March 31, 2026. Directions open Google Maps. A nearby branch doesn’t mean you can join or open an account.
Financial details
Well capitalizedas reported to the NCUA
| Measure | This credit union | Peers’ middle | Strongest quarter |
|---|---|---|---|
| CapitalNet worth ratio | 15.73% | 14.31% | 19.38% or more |
| Troubled loans60+ days late | 0.08% | 0.70% | 0.18% or less |
| ProfitabilityReturn on assets | 2.02% | 0.65% | 1.19% or more |
| LendingLoans per $100 deposited | $96 | $59 | — |
- CapitalNet worth ratio15.73%Peers’ middle 14.31% · Top 25% 19.38%+
- Troubled loans60+ days late0.08%Peers’ middle 0.70% · Top 25% ≤0.18%
- ProfitabilityReturn on assets2.02%Peers’ middle 0.65% · Top 25% 1.19%+
- LendingLoans per $100 deposited$96Peers’ middle $59
Compared with the 2,478 credit unions with under $100 million in assets. The strongest quarter is what the best 25% of them reach: more capital and profit, fewer troubled loans. Lending has no better end.Troubled loans are loans 60 or more days late.
Regulators’ own ratings of TAP FCU are confidential. These figures are what it reports to the NCUA each quarter, set beside its peers; they aren’t a rating.