Credit union · NCUA insured
TAP FCU Savings Rates
TAP FCU’s best savings rate is 0.25% APY on $10,000, with its Regular Share (Savings). Rates checked October 16, 2026.
How TAP FCU’s savings rates compare
Compared with banks and credit unions near San Antonio, TX, where TAP FCU has the most branches. $10,000, best rate first.
This credit union’s best
TAP FCU
0.25%APY
- Minimum
- $5
- Earns on $10,000 a year
- $25
Regular Share (Savings)
Top rate
Nizari Credit Union
4.00%APY
- Minimum
- —
- Earns on $10,000 a year
- $400
2nd-highest rate
MidFirst Bank
4.00%APY
- Minimum
- —
- Earns on $10,000 a year
- $400
TAP FCU savings score
71
Savings score
Higher than 29% of U.S. banks and credit unions
- $1,000 balance$1,0000.25%
- $10,000 balance$10,0000.25%
- $100,000 balance$100,0000.25%
- QualifiedQualified0.25%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where TAP FCU ranks
By savings score, in each area where it has branches
Every rate
Current savings rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
Regular Share (Savings)
0.25%APY
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $100 and upMinimum average balance of $100.00 to earn dividends. Dividends are paid quarterly on the first day of January, April, July, and October.$100 and up | 0.25% | $25 | Minimum average balance of $100.00 to earn dividends. Dividends are paid quarterly on the first day of January, April, July, and October. |
Special-purpose accounts
IRA Shares (Savings) and Roth IRA Shares
0.25%APY
Available as Traditional IRA, Roth IRA, and SEP (Simplified Employee Pension) Plan.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $50 and upMinimum average balance of $50.00 to earn dividends. Dividends are paid quarterly on the first day of January, April, July, and October.$50 and up | 0.25% | $25 | Minimum average balance of $50.00 to earn dividends. Dividends are paid quarterly on the first day of January, April, July, and October. |
Who can join TAP FCU
This may be incomplete or out of date, so check with the credit union before you apply.
Employers and groups
- Membership is extended to employees of qualifying members.
- Membership is available to REALTORS®, Builders, Independent Insurance Agents, and all members of such organizations.
Family and household
- Membership is extended to immediate family members (grandparents, parents, husbands, wives, children, grandchildren, brothers, and sisters) of members.
Membership information collected October 5, 2026.