Compare Bank & Credit Union Rates
Best savings rates in Texas
Compare published savings yields, money market accounts included, with minimums, requirements, collection dates and original sources.
Top savings rates
Showing 301–315 results in Texas
- Texas Gulf BankPersonal Money Market AccountPersonal Money Market Account · $500 min · 0.65%–1.76% by balance
Bank · 9 branches
0.65%APY$65 a year on $10,000Requirements
Product: Pays on the entire daily balance in the account the stated interest rate and APY that corresponds to the applicable deposit tier. Fees may reduce earnings. The interest rates may change after the account is opened. Non-time accounts closed within 30 days of opening will be assessed a $15.00 fee each.
0.65% interest rate · Effective Oct 12, 2026
Rate by balance
Rate by balance for Personal Money Market Account Balance APY Up to $40,000Your amount 0.65% $40,000 – $100,000 0.75% $100,000 – $500,000 0.95% $500,000 – $1,000,000 1.51% $1,000,000 and up 1.76% Rate checked
More details - Members Trust Federal Credit UnionSuper Saver Money MarketSuper Saver Money Market · $0 min · 0.00%–1.76% by balance
Credit union · 2 branches
0.65%APY$65 a year on $10,000Requirements
Product: Rates as of 10/06/2026. Monthly service charge of $5.00 applies if balance is less than $500 at end of cycle.
Offer: Balance less than $500.00.
0.00% interest rate · $5 monthly fee · Effective Oct 6, 2026
Rate by balance
Rate by balance for Super Saver Money Market Balance APY Up to $500 0.00% $500 – $25,000Your amount 0.65% $25,000 – $50,000 0.70% $50,000 – $100,000 0.90% $100,000 – $200,000 1.06% $200,000 – $5,000,000 1.21% $5,000,000 and up 1.76% Rate checked
More details - 0.65%APY$65 a year on $10,000
0.65% interest rate · No monthly fee
Rate checked
More details - 0.65%APY$65 a year on $10,000
Requirements
Product: Owned by two or more people; all owners can deposit, withdraw, and view balance.
0.65% interest rate · No monthly fee
Rate checked
More details - Marion State BankMoney Market FundMoney Market Fund · $2,500 min · 0.65%–0.75% by balance
Bank · 1 branch
0.65%APY$65 a year on $10,000Requirements
Product: $2,500.00 minimum balance to open and to avoid monthly service charge of $10.00. Interest compounded daily and credited monthly. Daily balance method used to calculate interest.
Offer: Variable rate account; rates and APYs may change after account is opened. Must maintain a minimum daily balance of $2,500.00 to obtain disclosed APY. $10.00 fee per statement cycle if lowest balance falls below $2,500.00.
0.65% interest rate · Compounded daily · $10 monthly fee · Effective Jul 1, 2026
Rate by balance
Rate by balance for Money Market Fund Balance APY $2,500 – $25,000Your amount 0.65% $25,000 and up 0.75% Rate checked
More details - 0.65%APY$65 a year on $10,000
Requirements
Product: Higher interest rates with minimum requirements including higher minimum balance requirement, limited withdrawals per month, and fewer check writing privileges. Non-term share account dividends are declared at the end of each quarter and subject to change without notice.
Offer: Balance tier < $10,000. Dividends declared at end of each quarter.
0.65% interest rate
Rate checked
More details - First Watch Credit UnionMoney MarketMoney Market · $1,000 min · 0.65%–1.20% by balance
Credit union · 2 branches
0.65%APY$65 a year on $10,000Requirements
Product: Membership/Regular Savings required. Minimum balance of $1,000.00. Dividends calculated daily and paid monthly. Three check or counter withdrawals per month at no charge.
0.65% interest rate · No monthly fee · Effective Apr 15, 2026
Rate by balance
Rate by balance for Money Market Balance APY $1,000 and upYour amount 0.65% $25,000 and up 0.85% $100,000 and up 1.20% Rate checked
More details - Shared Resources Credit UnionMoney Market AccountsMoney Market Accounts · $2,500 min
Credit union · 1 branch
0.60%APY$60 a year on $10,000Requirements
Product: Dividends compounded monthly, credited monthly. Dividend period is monthly (calendar). Minimum balance to earn dividends is $2,500.
Offer: Minimum balance to earn dividends is $2,500. Dividends compounded and credited monthly.
0.60% interest rate · Compounded monthly
Rate checked
More details - United Heritage Credit UnionIndependence SavingsSavings · $100 min · 0.25%–0.60% by balance
Credit union · 11 branches
0.60%APY$60 a year on $10,000Requirements
Product: Requires a 30-month investment term with fixed interest rate. Early withdrawal subject to loss of dividends. Membership/Regular Savings required.
Offer: Dividend rate compounded monthly; early withdrawal subject to loss of dividends.
0.25% interest rate · Compounded monthly · No monthly fee
Rate by balance
Rate by balance for Independence Savings Balance APY $100 – $4,999 0.25% $5,000 – $9,999 0.40% $10,000 and upYour amount 0.60% Rate checked
More details - 0.60%APY$60 a year on $10,000
0.60% interest rate
Rate checked
More details - Rave FinancialMoney Market AccountMoney Market Account · $2,000 min · 0.40%–0.80% by balance
Credit union · 14 branches
0.60%APY$60 a year on $10,000Requirements
Product: Open online or in person with an investment of $2,000 or more. No minimum balance requirement. Dividends are compounded monthly and calculated on daily balance.
0.40% interest rate · Compounded monthly · Effective Oct 6, 2026
Rate by balance
Rate by balance for Money Market Account Balance APY Up to $10,000 0.40% $10,000 – $25,000Your amount 0.60% $25,000 and up 0.80% Rate checked
More details - Cal-Com Federal Credit UnionMoney Market Share Draft CheckingMoney Market Share Draft Checking · $2,500 min · 0.60%–1.45% by balance
Credit union · 3 branches
0.60%APY$60 a year on $10,000Requirements
Product: Avoid the $10 monthly maintenance fee by maintaining a minimum daily balance of $2,500 or more. Requires a minimum of $2,500 at all times. 6 free withdrawals per month with $10 fee for excess withdrawals thereafter.
Offer: Avoid the $10 monthly maintenance fee by maintaining a minimum daily balance of $2,500 or more. Requires a minimum of $2,500 at all times.
0.60% interest rate · $10 monthly fee · Effective Oct 1, 2026
Rate by balance
Rate by balance for Money Market Share Draft Checking Balance APY Up to $25,000Your amount 0.60% $25,000 – $100,000 0.80% $100,000 – $350,000 1.15% Over $350,000 1.45% Rate checked
More details - 0.60%APY$60 a year on $10,000
Requirements
Product: Must maintain a minimum balance of $2,500 to earn dividends. Includes 6 free withdrawals each month. No monthly service fees.
Offer: Competitive dividends on balances of $2,500 or more. Must maintain a minimum balance of $2,500 to earn dividends.
0.60% interest rate · No monthly fee · Effective Oct 1, 2026
Rate checked
More details - 0.60%APY$60 a year on $10,000
Requirements
Product: Quarterly dividends paid on a minimum daily balance of $25. No monthly service charge. Federally insured up to $250,000 by NCUA.
Offer: Must maintain a minimum daily balance of $25.00 to obtain the APY. Dividends are compounded quarterly and paid quarterly. Dividend Rate and APY shown is the most recent paid (prior quarter) and may not be effective this quarter or in the future.
0.60% interest rate · Compounded quarterly · No monthly fee
Rate checked
More details - Soarion Credit UnionMoney Market AccountMoney Market Account · $1,000 min · 0.60%–1.25% by balance
Credit union · 8 branches
0.60%APY$60 a year on $10,000Requirements
Product: Membership Required. Minimum $1,000 daily balance required to avoid $10 monthly service fee.
Offer: Minimum $1,000 daily balance required to avoid $10 monthly service fee.
0.60% interest rate · $10 monthly fee · Effective Oct 6, 2026
Rate by balance
Rate by balance for Money Market Account Balance APY Up to $25,000Your amount 0.60% $25,000 – $50,000 1.00% $50,000 – $100,000 1.15% Over $100,000 1.25% Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
* APY calculated from the stated interest rate. Daily compounding is assumed when the institution does not state it.
What savings accounts pay in Texas
964 accounts at 412 banks and credit unions · checked Oct 16–23
- Typical
- 0.25%
- Top 10% from
- 2.02%
- Banks, typical
- 0.35%
- Credit unions, typical
- 0.25%
Is your bank paying you enough?
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Texas
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Harris County Federal Credit UnionCredit union · 1 branch
- NAFT Federal Credit UnionCredit union · 3 branches
- Barksdale Federal Credit UnionCredit union · 2 branches