Credit union · NCUA insured
Shared Resources Credit Union Savings Rates
Shared Resources Credit Union’s best savings rate is 0.60% APY on $10,000, with its Money Market Accounts. Rates checked October 16, 2026.
How Shared Resources Credit Union’s savings rates compare
Compared with banks and credit unions near Houston, TX, where Shared Resources Credit Union has the most branches. $10,000, best rate first.
This credit union’s best
Shared Resources Credit Union
0.60%APY
- Minimum
- $2,500
- Earns on $10,000 a year
- $60
Money Market Accounts
Top rate
Heritage Hub Federal Credit Union
5.13%APY
- Minimum
- —
- Earns on $10,000 a year
- $513
2nd-highest rate
Nizari Credit Union
4.00%APY
- Minimum
- —
- Earns on $10,000 a year
- $400
Shared Resources Credit Union savings score
81
Savings score
Higher than 54% of U.S. banks and credit unions
- $1,000 balance$1,0000.22%
- $10,000 balance$10,0000.60%
- $100,000 balance$100,0000.60%
- QualifiedQualified0.60%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Shared Resources Credit Union ranks
By savings score, in each area where it has branches
Every rate
Current savings rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
Money Market Accounts
0.60%APY
Dividends compounded monthly, credited monthly. Dividend period is monthly (calendar). Minimum balance to earn dividends is $2,500.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $2,500 and upMinimum balance to earn dividends is $2,500. Dividends compounded and credited monthly.$2,500 and up | 0.60% | $60 | Minimum balance to earn dividends is $2,500. Dividends compounded and credited monthly. |
Share Savings Account
0.22%APY
Minimum opening balance of $25. Minimum balance to earn dividends is $25. Dividends compounded and credited quarterly (calendar).
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| Up to $10,000 | 0.22% | — |
| $10,000 – $25,000 | 0.22% | $22 |
| $25,000 – $50,000 | 0.22% | — |
| $50,000 and up | 0.22% | — |
Special-purpose accounts
Individual Retirement Accounts (IRA)
2.02%APY
Types available: Share IRA, Roth IRA, Education IRA. Minimum opening balance: $5.00 for all types. Minimum balance to earn dividends: $25 for all types. Dividends compounded and credited quarterly (calendar).
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| Up to $10,000 | 2.00% | — |
| $10,000 – $25,000 | 2.02% | $202 |
| $25,000 – $50,000 | 2.02% | — |
| $50,000 and up | 2.02% | — |
Christmas Club Accounts
0.22%APY
Minimum Opening Balance: $5.00. Minimum balance to earn dividends: $25.00. Dividends compounded and credited quarterly (calendar).
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| $25 and up | 0.22% | $22 |
Senior Accounts
0.22%APY
Minimum Opening Balance: $5.00. Minimum balance to earn dividends: $25.00. Dividends compounded and credited quarterly (calendar).
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| $25 and up | 0.22% | $22 |
Small Change Accounts
0.22%APY
For ages 0-11. Minimum opening balance: $1.00. Minimum balance to earn dividends: $1.00. Dividends compounded and credited quarterly (calendar).
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $1 and upAges 0-11$1 and up | 0.22% | $22 | Ages 0-11 |
Youth Accounts
0.22%APY
For ages 12-17. Minimum opening balance: $5.00. Minimum balance to earn dividends: $25.00. Dividends compounded and credited quarterly (calendar).
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $25 and upAges 12-17$25 and up | 0.22% | $22 | Ages 12-17 |
Who can join Shared Resources Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Membership is open to anyone who lives, worships, works, or attends school within a 10-mile radius of any Shared Resources branch.
Membership information collected October 5, 2026.