Credit union · NCUA insured
Lubrizol Employees' Credit Union
Top CarrotA $50.4M credit union headquartered in Deer Park, TX, with 3,484 members and 1 branch in Texas. Best rates: savings 0.60% APY.
Lubrizol Employees' Credit Union Carrot Score
Carrot ScoreTop Carrot
Higher than 96% of U.S. banks and credit unions
#4 of 107 in Houston, TX metroHow the score works →
Deposits are federally insured by the NCUA up to $250,000 per depositor.
About Lubrizol Employees' Credit Union
Founded in 1953 as a member-owned financial cooperative, Lubrizol Employees' Credit Union became a Texas state-chartered credit union on December 8, 1953.
The credit union was created to promote thrift and provide low-cost loans to employees of the Lubrizol Corporation Deer Park and Bayport facilities.
- Headquarters
- 205 Center St, Deer Park, TX 77536-2735
- NCUA charter
- 60378
Membership
Who can join
This may be incomplete or out of date, so check with the credit union before you apply.
Employers and groups
- Employees of the Lubrizol Corporation's Deer Park and Bayport Texas facilities, including any Texas subsidiaries, and retirees are eligible for membership.
Family and household
- Family members of Lubrizol Corporation employees and retirees are eligible for membership.
Cost to join
- A $5 minimum deposit into a share savings account is required to join.
Branches
1 branch in Texas
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Texas
1 branch
- Lubrizol Employees' CUMain office205 Center St, Deer Park, TX 77536Directions
Walk-in offices from the NCUA directory as of March 31, 2026. Directions open Google Maps. A nearby branch doesn’t mean you can join or open an account.
Financial details
Well capitalizedas reported to the NCUA
| Measure | This credit union | Peers’ middle | Strongest quarter |
|---|---|---|---|
| CapitalNet worth ratio | 18.78% | 14.31% | 19.38% or more |
| Troubled loans60+ days late | 0.44% | 0.70% | 0.18% or less |
| ProfitabilityReturn on assets | 0.82% | 0.65% | 1.19% or more |
| LendingLoans per $100 deposited | $61 | $59 | — |
- CapitalNet worth ratio18.78%Peers’ middle 14.31% · Top 25% 19.38%+
- Troubled loans60+ days late0.44%Peers’ middle 0.70% · Top 25% ≤0.18%
- ProfitabilityReturn on assets0.82%Peers’ middle 0.65% · Top 25% 1.19%+
- LendingLoans per $100 deposited$61Peers’ middle $59
Compared with the 2,478 credit unions with under $100 million in assets. The strongest quarter is what the best 25% of them reach: more capital and profit, fewer troubled loans. Lending has no better end.Troubled loans are loans 60 or more days late.
Regulators’ own ratings of Lubrizol Employees' Credit Union are confidential. These figures are what it reports to the NCUA each quarter, set beside its peers; they aren’t a rating.