Credit union · NCUA insured
Lubrizol Employees' Credit Union Savings Rates
Top CarrotLubrizol Employees' Credit Union’s best savings rate is 0.60% APY on $10,000, with its Savings/Share Account. Rates checked October 16, 2026.
How Lubrizol Employees' Credit Union’s savings rates compare
Compared with banks and credit unions near Houston, TX, where Lubrizol Employees' Credit Union has the most branches. $10,000, best rate first.
This credit union’s best
Lubrizol Employees' Credit Union
0.60%APY
- Minimum
- $5
- Earns on $10,000 a year
- $60
Savings/Share Account
Top rate
Heritage Hub Federal Credit Union
5.13%APY
- Minimum
- —
- Earns on $10,000 a year
- $513
2nd-highest rate
Nizari Credit Union
4.00%APY
- Minimum
- —
- Earns on $10,000 a year
- $400
Lubrizol Employees' Credit Union savings score
81
Savings score
Higher than 55% of U.S. banks and credit unions
- $1,000 balance$1,0000.60%
- $10,000 balance$10,0000.60%
- $100,000 balance$100,0000.60%
- QualifiedQualified0.60%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Lubrizol Employees' Credit Union ranks
By savings score, in each area where it has branches
Every rate
Current savings rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
Savings/Share Account
0.60%APY
Quarterly dividends paid on a minimum daily balance of $25. No monthly service charge. Federally insured up to $250,000 by NCUA.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $25 and upMust maintain a minimum daily balance of $25.00 to obtain the APY. Dividends are compounded quarterly and paid quarterly. Dividend Rate and APY shown is the most recent paid (prior quarter) and may not be effective this quarter or in the future.$25 and up | 0.60% | $60 | Must maintain a minimum daily balance of $25.00 to obtain the APY. Dividends are compounded quarterly and paid quarterly. Dividend Rate and APY shown is the most recent paid (prior quarter) and may not be effective this quarter or in the future. |
Sources (3)
All captured Oct 6, 2026
Special-purpose accounts
Individual Retirement Accounts
2.00%APY
Includes Traditional IRA, Roth IRA, and Coverdell Education Savings Account (Educational IRA). No administration fees. Dividends are calculated day-in-day-out, compounded monthly, and paid monthly.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Any balanceApplies to Traditional IRA, Roth IRA, and Coverdell IRA - Educational. Dividends compounded every month and paid monthly from date of deposit to date of withdrawal. No administration fees.Any balance | 2.00% | $200 | Applies to Traditional IRA, Roth IRA, and Coverdell IRA - Educational. Dividends compounded every month and paid monthly from date of deposit to date of withdrawal. No administration fees. |
Sources (3)
All captured Oct 6, 2026
Who can join Lubrizol Employees' Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Employers and groups
- Employees of the Lubrizol Corporation's Deer Park and Bayport Texas facilities, including any Texas subsidiaries, and retirees are eligible for membership.
Family and household
- Family members of Lubrizol Corporation employees and retirees are eligible for membership.
Cost to join
- A $5 minimum deposit into a share savings account is required to join.
Membership information collected October 5, 2026.