Texas Trust Credit Union Savings & Money Market Rates

How Texas Trust Credit Union’s savings rates compare

Compared with banks and credit unions near Dallas, TX, where Texas Trust Credit Union has the most branches. $10,000, best rate first.

This credit union’s best
Texas Trust Credit Union
1.56%APY
Requires
None
Minimum
—
Earns on $10,000 a year
$156
Money Market Account
Top rate
Woori America Bank
5.00%APY
Requires
Monthly account activity
Minimum
$1,000
Earns on $10,000 a year
$500
Woori America Bank rates
2nd-highest rate
Nizari Credit Union
4.00%APY
Requires
None
Minimum
—
Earns on $10,000 a year
$400
Nizari Credit Union rates

Compare savings rates near you →

Savings score

Higher than 80% of U.S. banks and credit unions

By balance

$1,000 balance$1,0000.10%
$10,000 balance$10,0001.56%
$100,000 balance$100,0001.61%
QualifiedQualified1.56%

Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.

How the score works →

Where Texas Trust Credit Union ranks

By savings score, in each area where it has branches

Every rate

Current savings rates

Rates from the credit union’s website. Earnings assume the rate doesn’t change.

Money Market Account

1.56%APY

$10 service fee if minimum balance ($2,500) is not maintained.

Earnings on $10,000 over a year.
Balance	APY	Earns on $10,000 a yearEarns	Requirement
Up to $2,499$10 service fee if minimum balance is not maintained.	0.00%	—	$10 service fee if minimum balance is not maintained.
$2,500 – $10,000$10 service fee if minimum balance is not maintained.	1.51%	—	$10 service fee if minimum balance is not maintained.
$10,000 – $25,000$10 service fee if minimum balance is not maintained.	1.56%	$156	$10 service fee if minimum balance is not maintained.
$25,000 – $50,000$10 service fee if minimum balance is not maintained.	1.56%	—	$10 service fee if minimum balance is not maintained.
$50,000 – $100,000$10 service fee if minimum balance is not maintained.	1.61%	—	$10 service fee if minimum balance is not maintained.
$100,000 – $250,000$10 service fee if minimum balance is not maintained.	1.61%	—	$10 service fee if minimum balance is not maintained.
$250,000 – $1,000,000$10 service fee if minimum balance is not maintained.	1.66%	—	$10 service fee if minimum balance is not maintained.
$1,000,000 and up$10 service fee if minimum balance is not maintained.	1.66%	—	$10 service fee if minimum balance is not maintained.

Sources (2)

All captured Sep 17, 2026

Savings MASTERCARD Share

0.10%APY

Earnings on $10,000 over a year.
Balance	APY	Earns on $10,000 a yearEarns
$100 and up	0.10%	$10

Sources (1)

texastrustcu.org/about/current…es/current-savings-rates · captured Sep 17, 2026

Savings Regular Share

0.10%APY$5 to open

All it takes is $5 to open your account, giving one share in ownership. Begin accumulating monthly dividend payments at a balance of $100.

Earnings on $10,000 over a year.
BalanceRequirement	APY	Earns on $10,000 a yearEarns	Requirement
$100 and upAccumulate monthly dividend payments starting at a balance of $100.$100 and up	0.10%	$10	Accumulate monthly dividend payments starting at a balance of $100.

Sources (3)

All captured Sep 17, 2026

Savings Secondary Share

0.10%APY

Earnings on $10,000 over a year.
Balance	APY	Earns on $10,000 a yearEarns
$100 and up	0.10%	$10

Sources (1)

texastrustcu.org/about/current…es/current-savings-rates · captured Sep 17, 2026

Savings VISA Share

0.10%APY

Earnings on $10,000 over a year.
Balance	APY	Earns on $10,000 a yearEarns
$100 and up	0.10%	$10

Sources (1)

texastrustcu.org/about/current…es/current-savings-rates · captured Sep 17, 2026

Special-purpose accounts

Holiday Savings Share

0.25%APYClub$5 to open

Open any time of the year. Once November hits, savings plus dividends are automatically transferred on the 5th of the month. Penalty-free withdrawals and transfers from November 5th to December 31st. Withdrawals taken from January 1st to November 5th incur a penalty fee and the account will be closed.

Earnings on $10,000 over a year.
BalanceRequirement	APY	Earns on $10,000 a yearEarns	Requirement
$100 and upStated minimum balance for dividend earnings is $25 on product page, while rate schedule specifies $100+.$100 and up	0.25%	$25	Stated minimum balance for dividend earnings is $25 on product page, while rate schedule specifies $100+.

Sources (3)

All captured Sep 17, 2026

Savings Clubhouse Share

0.10%APYKids and teens$5 to open

Designed for kids 12 years old and younger. Must be a joint owner who is a relative and at least 18 years old.

Earnings on $10,000 over a year.
BalanceRequirement	APY	Earns on $10,000 a yearEarns	Requirement
$5 and upEarn dividends when balance reaches $5 or more.$5 and up	0.10%	$10	Earn dividends when balance reaches $5 or more.

Sources (3)

All captured Sep 17, 2026

Who can join Texas Trust Credit Union

This may be incomplete or out of date, so check with the credit union before you apply.

Where you live or work

Individuals who live, work, or worship in Dallas, Tarrant, Henderson, Ellis (Midlothian), Johnson, Denton (Flower Mound), or Tom Green (San Angelo) County are eligible for membership.

Family and household

Individuals with a family member who lives, works, or worships in Dallas, Tarrant, Henderson, Ellis (Midlothian), Johnson, Denton (Flower Mound), or Tom Green (San Angelo) County are eligible for membership.

Cost to join

Completing membership requires opening a share savings account with an initial deposit of $5.

Membership information collected October 5, 2026.

Check membership requirements ↗Branches and institution details

← Texas Trust Credit Union overview

How Texas Trust Credit Union’s savings rates compare

Texas Trust Credit Union savings score

Current savings rates

Money Market Account

Savings MASTERCARD Share

Savings Regular Share

Savings Secondary Share

Savings VISA Share

Special-purpose accounts

Holiday Savings Share

Savings Clubhouse Share

Who can join Texas Trust Credit Union

Where you live or work

Family and household

Cost to join