Credit union · NCUA insured
Texas Trust Credit Union
Top CarrotA $2.1B credit union, the 257th largest of 4,329, headquartered in Arlington, TX, with 138,569 members and 21 branches in Texas. Best rates: CDs 4.40% and savings 1.56% APY.
Texas Trust Credit Union Carrot Score
Carrot ScoreTop Carrot
Higher than 91% of U.S. banks and credit unions
#15 of 115 in Dallas, TX metroHow the score works →
Deposits are federally insured by the NCUA up to $250,000 per depositor.
About Texas Trust Credit Union
Founded in 1936 as Chance Vought Aircraft Federal Credit Union in Connecticut, Texas Trust Credit Union is a member-owned, not-for-profit financial institution.
Today, the credit union operates 21 locations across the Dallas-Fort Worth, San Angelo, and Athens areas, serving seven Texas counties.
- Headquarters
- 5850 W Interstate 20, Suite 200, Arlington, TX 76017
- NCUA charter
- 68434
Membership
Who can join
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Individuals who live, work, or worship in Dallas, Tarrant, Henderson, Ellis (Midlothian), Johnson, Denton (Flower Mound), or Tom Green (San Angelo) County are eligible for membership.
Family and household
- Individuals with a family member who lives, works, or worships in Dallas, Tarrant, Henderson, Ellis (Midlothian), Johnson, Denton (Flower Mound), or Tom Green (San Angelo) County are eligible for membership.
Cost to join
- Completing membership requires opening a share savings account with an initial deposit of $5.
Branches
21 branches in Texas
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Texas
21 branches
Dallas area · 18
- Arlington Bardin Branch700 W Bardin Rd, Arlington, TX 76017Directions
- Arlington Little Road Branch4351 Little Rd, Arlington, TX 76016Directions
- Arlington Pioneer Branch2501 E Pioneer Pkwy, Arlington, TX 76010Directions
- North Arlington Branch1060 NE Green Oaks Blvd, Arlington, TX 76006Directions
- Bedford Mid- Cities3800 Cheek Sparger Rd, Bedford, TX 76021Directions
- Cedar Hill Uptown Village109 W FM 1382, Cedar Hill, TX 75104Directions
- Desoto Pleasant Run1021 E Pleasant Run Rd, DeSoto, TX 75115Directions
- Flower Mound Towne View2501 Flower Mound Rd, Flower Mound, TX 75028Directions
- Fort Worth Western Center3501 Western Center Blvd, Fort Worth, TX 76137Directions
- Grand Prairie Camp Wisdon Branch3060 W Camp Wisdom Rd, Grand Prairie, TX 75052Directions
- Grand Prairie Carrier Branch3925 South Carrier Parkway, Grand Prairie, TX 75052Directions
- Grand Prairie Vought Branch425 W Jefferson St, Grand Prairie, TX 75051Directions
- Hurst Harwood Branch103 W Harwood Rd, Hurst, TX 76054Directions
- Irving Las Colinas7255 State Highway 161, Irving, TX 75039Directions
- Mansfield Broad Street1061 N State Highway 360, Mansfield, TX 76063Directions
- Mansfield Main Street Branch317 S Main St, Mansfield, TX 76063Directions
- Midlothian Branch201 E Avenue G, Midlothian, TX 76065Directions
- Pantego Branch2427 W Pioneer Pkwy, Pantego, TX 76013Directions
San Angelo area · 2
- San Angelo Sherwood3712 S FM 2288, San Angelo, TX 76901Directions
- San Angelo Twohig337 W Twohig Ave, San Angelo, TX 76903Directions
Athens area · 1
- Athens Palestine Branch808 S Palestine St, Athens, TX 75751Directions
Walk-in offices from the NCUA directory as of March 31, 2026. Directions open Google Maps. A nearby branch doesn’t mean you can join or open an account.
Financial details
| Measure | This credit union | Peers’ middle | Strongest quarter |
|---|---|---|---|
| CapitalNet worth ratio | 10.55% | 10.86% | 12.59% or more |
| Troubled loans60+ days late | 0.94% | 0.70% | 0.46% or less |
| ProfitabilityReturn on assets | 0.61% | 0.82% | 1.16% or more |
| LendingLoans per $100 deposited | $91 | $88 | — |
- CapitalNet worth ratio10.55%Peers’ middle 10.86% · Top 25% 12.59%+
- Troubled loans60+ days late0.94%Peers’ middle 0.70% · Top 25% ≤0.46%
- ProfitabilityReturn on assets0.61%Peers’ middle 0.82% · Top 25% 1.16%+
- LendingLoans per $100 deposited$91Peers’ middle $88
Compared with the 479 credit unions with $1 billion or more in assets. The strongest quarter is what the best 25% of them reach: more capital and profit, fewer troubled loans. Lending has no better end.Troubled loans are loans 60 or more days late.
Regulators’ own ratings of Texas Trust Credit Union are confidential. These figures are what it reports to the NCUA each quarter, set beside its peers; they aren’t a rating.