Compare Bank & Credit Union Rates
Best savings rates in Dallas, TX
Compare published savings yields, money market accounts included, with minimums, requirements, collection dates and original sources.
Top savings rates
Showing 106–120 results in Dallas, TX
- 0.10%APY$10 a year on $10,000
Requirements
Product: Must maintain a minimum of $25 to keep R1CU Membership open. Overdraft protection available; transaction limits apply. Dividends paid quarterly based on daily balance.
Offer: Earn dividends when daily balance is $250.00 and above (paid quarterly). Early withdrawal penalty will or may be imposed.
0.10% interest rate · No monthly fee · Effective Oct 6, 2026
Rate checked
More details - One World BankOWB Variable Rate Money MarketOWB Variable Rate Money Market · $1,000 min · 0.05%–0.65% by balance
Bank · 1 branch
0.10%APY$10 a year on $10,000Requirements
Product: $1,000 minimum opening deposit required. Maintain a minimum daily balance of $3,000 to avoid the $20.00 monthly maintenance fee. Variable rate determined at bank's discretion.
0.05% interest rate · $20 monthly fee · Effective Oct 6, 2026
Rate by balance
Rate by balance for OWB Variable Rate Money Market Balance APY Up to $10,000 0.05% $10,000 – $25,000Your amount 0.10% $25,000 – $50,000 0.15% $50,000 – $100,000 0.25% $100,000 – $500,000 0.35% $500,000 – $1,000,000 0.45% $1,000,000 – $2,000,000 0.55% $2,000,000 and up 0.65% Rate checked
More details - America's Credit UnionMoney Market Checking AccountMoney Market Checking Account · $2,500 min · 0.05%–0.15% by balance
Credit union · 3 branches
0.10%APY$10 a year on $10,000Requirements
Product: No monthly service fees when the average daily balance is above $500. Allows up to three checks and up to three non-check withdrawals or transfers per month without penalty. Fees could reduce earnings.
Offer: Earns interest on balances from $1,000 to $9,999.99.
0.05% interest rate · Effective Oct 6, 2026
Rate by balance
Rate by balance for Money Market Checking Account Balance APY $1,000 – $10,000 0.05% $10,000 – $25,000Your amount 0.10% $25,000 – $300,000 0.10% $300,000 and up 0.15% Rate checked
More details - 0.10%APY$10 a year on $10,000with conditions
Requirements
Product: Requires Momentum+ Rewards Checking account. Minimum opening deposit of $25. Balances over $75,000 earn APY above deposit maximum (0.10%). Dividend rate subject to change without notice.
Offer: Direct deposit in Momentum+ Rewards Checking below $1,500 (or base rate).
Qualified rate · 0.10% interest rate · No monthly fee · Effective Oct 6, 2026
Rate checked
More details - First Horizon BankMoney Market SavingsMoney Market Savings · $50 min · 0.10%–0.15% by balance
Bank · 1 branch
0.10%APY$10 a year on $10,000Requirements
Product: $50 minimum opening deposit. The monthly service charge is refunded within 3 business days when the primary or joint account holder has an active Elite Checking account, or if the total combined balance in consumer deposit accounts is at least $5,000. Otherwise, a $9 monthly service charge applies. Tiered interest at money market rates based on daily balance compounded and credited monthly.
Offer: Monthly service charge refunded within 3 business days when linked to an active Elite Checking account or with $5,000+ total combined balance in consumer deposit accounts. Otherwise $9/month.
$9 monthly fee · Effective Sep 28, 2026
Rate by balance
Rate by balance for Money Market Savings Balance APY Up to $24,999Your amount 0.10% $25,000 – $49,999 0.10% $50,000 – $99,999 0.15% $100,000 – $249,999 0.15% $250,000 and up 0.15% Rate checked
More details - 0.10%APY$10 a year on $10,000
Requirements
Product: Variable-rate savings account. Monthly fee is $3 (waived with $100 minimum balance; free for minors up to age 18).
Offer: Minimum balance to earn interest is $100. Monthly fee of $3 is waived on balances of $100 or more.
0.10% interest rate · $3 monthly fee · Effective Oct 1, 2026
Rate checked
More details - 0.10%APY$10 a year on $10,000with conditions
Requirements
Product: Requires an active WaFd checking account to open. Maximum of three Start Savings accounts per Taxpayer Identification Number (TIN). Variable blended rate.
Offer: Tier 1 blended rate for balances $0 to $500. Requires an active checking account to open.
Qualified rate · 4.88% interest rate · No monthly fee · Effective Oct 1, 2026
Rate by balance
Rate by balance for Start Savings Balance APY Up to $500 5.00% $500 – $1,000 2.50% $1,000 and upYour amount 0.10% Rate checked
More details - 0.10%APY$10 a year on $10,000
Requirements
Product: Exclusively available online. No monthly service charge. Interest compounded daily and credited monthly.
Offer: Minimum opening balance of $50 in new funds to First Citizens, maximum of $1,000,000, required to receive advertised APY. Variable rate subject to change. First two withdrawals or transfers per month are free, then $3 each.
Compounded daily · Balance cap $1,000,000 · No monthly fee
Rate checked
More details - 0.10%APY$10 a year on $10,000
Requirements
Product: Must maintain a minimum balance of $100.00 each day to obtain the disclosed APY. $3.00 monthly fee if minimum daily balance falls below $100.00.
Offer: Applies to balances through $99.99. $3.00 monthly fee if daily balance falls below $100.00.
0.00% interest rate · $3 monthly fee
Rate by balance
Rate by balance for Savings Account Balance APY Up to $100 0.00% $100 and upYour amount 0.10% Rate checked
More details - 0.10%APY$10 a year on $10,000
Requirements
Product: Must purchase and maintain 1 share ($5.00 par value) and pay a $20.00 nonrefundable membership fee. Minimum average daily balance of $100.00 required to obtain disclosed APY. Must maintain a minimum daily balance of $50.00, have transaction activity within past 90 days, and have other active accounts with CUTX to avoid the $5.00 monthly service fee. Limited to 6 withdrawals/transfers per statement period.
Offer: Variable rate. Average daily balance method used. Minimum average daily balance of $100.00 required to earn interest/dividends.
0.10% interest rate · $5 monthly fee · Effective Jan 1, 2026
Rate checked
More details - 0.10%APY$10 a year on $10,000
Requirements
Product: Minimum average daily balance of $100.00 required to earn dividends. Fee of $5.00 applies for each withdrawal or transfer in excess of 6 per calendar year.
Offer: Variable rate. Average daily balance method used. Minimum average daily balance of $100.00 required to earn interest/dividends.
0.10% interest rate · No monthly fee · Effective Jan 1, 2026
Rate checked
More details - 0.10%APY$10 a year on $10,000
Requirements
Product: Secondary savings account used to separate funds for special purposes. No maintenance fees. Up to 3 withdrawals per month free; more than 3 withdrawals incur a fee. Can be used as collateral on a loan. Minimum balance to earn dividends is $100; if balance drops below $100, interest drops to 0.00% APY.
Offer: Fixed interest rate at 0.10% on a balance of $100 or more. If balance drops below $100, rate earned drops to 0.00% APY. Opening minimum is $25.
0.10% interest rate · Effective Oct 1, 2025
Rate checked
More details - 0.10%APY$10 a year on $10,000
Requirements
Product: Limit one Prize Savings account per membership. Must be 18 years of age or older. 3 free withdrawals per month; additional withdrawals incur a fee. Minimum Relationship Fee applies if minimum monthly balance of $500 is not maintained and no other loan or deposit relationship exists. Minimum balance of $100 required to earn dividends. Receive 1 entry for every $5 monthly average balance for monthly Giveaway and 1 entry for every $5 monthly average daily balance for Annual Grand Prize Giveaway.
Offer: Fixed interest rate at 0.10% on balances of $100 or more. Minimum opening deposit $25 membership share.
0.10% interest rate · Effective Oct 1, 2025
Rate checked
More details - Oak Cliff Christian Federal Credit UnionLegacy FundSavings · $100 min · up to $10,000
Credit union · 1 branch
0.10%APY$10 a year on $10,0000.10% interest rate · Effective Oct 18, 2023
Rate checked
More details - PNCPremiere Money Market AccountPremiere Money Market Account · $1 min · 0.07%–0.08% by balance
Bank · 16 branches
0.07%APY$7 a year on $10,000with conditionsRequirements
Product: Minimum opening deposit is $0 online or $25 at a branch. Monthly service charge of $12 waived with an average monthly balance of $5,000 or when linked to a select PNC checking account. Minimum to earn interest is $1.
Offer: PNC TotalRewards Platinum Tier Boost. Requires enrollment in Platinum Tier based on Average Eligible Balance of $500,000 or more.
Qualified rate · 0.07% interest rate · $12 monthly fee · Effective Oct 21, 2026
Rate by balance
Rate by balance for Premiere Money Market Account Balance APY Up to $10,000 0.07% $10,000 – $25,000Your amount 0.07% $25,000 – $50,000 0.07% $50,000 – $100,000 0.07% $100,000 – $250,000 0.08% $250,000 – $500,000 0.08% $500,000 – $1,000,000 0.08% $1,000,000 and up 0.08% Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What savings accounts pay in Dallas, TX
161 accounts at 58 banks and credit unions · checked Oct 16–23
- Typical
- 0.25%
- Top 10% from
- 3.02%
- Banks, typical
- 0.25%
- Credit unions, typical
- 0.23%
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Dallas, TX metro
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Prestige Community CUCredit union · 2 branches
- Nizari Credit UnionCredit union · 1 branch
- PenFed Credit UnionCredit union · 2 branches