Credit union · NCUA insured
Resource One Credit Union
A $654M credit union headquartered in Dallas, TX, with 70,924 members and 11 branches in Texas. Best rates: CDs 3.82% and savings 1.00% APY.
Resource One Credit Union Carrot Score
81
Carrot Score
Higher than 57% of U.S. banks and credit unions
#55 of 115 in Dallas, TX metroHow the score works →
Deposits are federally insured by the NCUA up to $250,000 per depositor.
About Resource One Credit Union
Resource One Credit Union is a member-owned, not-for-profit financial institution founded to create a community where borrowers support savers and savers uplift borrowers.
The credit union serves individuals who live or work in Dallas County, Texas, including Mesquite, Garland, Irving, and Cedar Hill.
- Headquarters
- 1200 Belleview St, Dallas, TX 75215-1837
- NCUA charter
- 68439
Membership
Who can join
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Membership is open to anyone who resides or is employed in Dallas County.
Employers and groups
- Membership is open to employees and associate members of select companies and organizations (Select Employee Groups / SEGs).
Family and household
- Membership is open to individuals who have a family member who is a current member of Resource One Credit Union.
Cost to join
- An initial membership (share) deposit of $25 is required to open a personal savings account and establish membership.
Branches
11 branches in Texas
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Texas
11 branches
Dallas area · 8
- South SideMain office1200 Belleview St, Dallas, TX 75215Directions
- Carrollton2501 E Hebron Pkwy Ste 300, Carrollton, TX 75010Directions
- Cedar Hill755 N Highway 67, Cedar Hill, TX 75104Directions
- North Dallas12770 Coit Rd Ste 100, Dallas, TX 75251Directions
- Garland302 W Centerville Rd, Garland, TX 75041Directions
- North Garland2475 Arapaho Rd, Garland, TX 75044Directions
- Irving2315 W Airport Fwy, Irving, TX 75062Directions
- Mesquite2750 N Galloway Ave, Mesquite, TX 75150Directions
Houston area · 3
- Jones Rd9211 Jones Rd, Houston, TX 77065Directions
- Oak Forest1400 W 43rd St, Houston, TX 77018Directions
- Spring Cypress8720 Spring Cypress Rd, Spring, TX 77379Directions
Walk-in offices from the NCUA directory as of March 31, 2026. Directions open Google Maps. A nearby branch doesn’t mean you can join or open an account.
Financial details
| Measure | This credit union | Peers’ middle | Strongest quarter |
|---|---|---|---|
| CapitalNet worth ratio | 10.43% | 11.43% | 13.58% or more |
| Troubled loans60+ days late | 2.33% | 0.68% | 0.39% or less |
| ProfitabilityReturn on assets | 2.99% | 0.75% | 1.18% or more |
| LendingLoans per $100 deposited | $83 | $76 | — |
- CapitalNet worth ratio10.43%Peers’ middle 11.43% · Top 25% 13.58%+
- Troubled loans60+ days late2.33%Peers’ middle 0.68% · Top 25% ≤0.39%
- ProfitabilityReturn on assets2.99%Peers’ middle 0.75% · Top 25% 1.18%+
- LendingLoans per $100 deposited$83Peers’ middle $76
Compared with the 1,338 credit unions with $100 million to $1 billion in assets. The strongest quarter is what the best 25% of them reach: more capital and profit, fewer troubled loans. Lending has no better end.Troubled loans are loans 60 or more days late.
Regulators’ own ratings of Resource One Credit Union are confidential. These figures are what it reports to the NCUA each quarter, set beside its peers; they aren’t a rating.