Bank · FDIC insured
Woori America Bank
A $4.1B bank, the 324th largest of 4,207, headquartered in New York, NY, with 22 branches in 8 states. Best rates: CDs 3.75% and savings 3.00% APY.
Rates
No Carrot Score yet: it needs scores for at least two of CDs, savings, auto loans and credit cards. CDs: not enough terms or balances published to score. Auto loans: no rates found on its website. Credit cards: only rates Carrot doesn’t compare are published (introductory, refinance or business rates, or none at all).
- CDs—3.75%CD rates →
- Savings973.50%5.00% with extra requirementsSavings rates →
Deposits are federally insured by the FDIC up to $250,000 per depositor.
About Woori America Bank
Established in 1984 as a wholly owned subsidiary of Woori Bank in Korea, Woori America Bank is headquartered in New York, New York.
Woori America Bank operates as a Korean community bank.
- Headquarters
- 330 5th Ave, New York, NY 10001
- FDIC certificate
- 24920 ↗
Branches
22 branches in 8 states
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California
6 branches
- Buena Park Branch Office6940 Beach Blvd, Buena Park, CA 90621Directions
- Fullerton Branch5731 Beach Blvd, Buena Park, CA 90621Directions
- Irvine Branch14252 Culver Dr, Irvine, CA 92604Directions
- Olympic Branch3360 W Olympic Blvd, Los Angeles, CA 90019Directions
- Wilshire Branch3540 Wilshire Blvd, Los Angeles, CA 90010Directions
- Torrance Branch2390 Crenshaw Blvd, Torrance, CA 90501Directions
New York
5 branches
- Woori America BankMain office330 5th Ave, New York, NY 10001Directions
- Bayside Branch21510 Northern Blvd, Bayside, NY 11361Directions
- Northern Branch16425 Northern Blvd, Flushing, NY 11358Directions
- Flushing Branch136-88 39th Avenue, New York City, NY 11354Directions
- Woodside Branch43-22 50th St, Woodside, NY 11377Directions
New Jersey
4 branches
- Closter Branch234 Closter Dock Rd, Closter, NJ 07624Directions
- Fort Lee Branch2053 Lemoine Ave, Fort Lee, NJ 07024Directions
- Palisades Park Branch225 Broad Ave, Palisades Park, NJ 07650Directions
- Ridgefield Branch321 Broad Ave, Ridgefield, NJ 07657Directions
Texas
2 branches
Austin area · 1
- Austin Branch14028 N Highway 183, Austin, TX 78717Directions
Dallas area · 1
- Dallas Branch2405 S Stemmons Fwy Ste 102-105, Lewisville, TX 75067Directions
Virginia
2 branches
- Annandale Branch4231 Markham Street, Units F&g, Annandale, VA 22003Directions
- Centreville Branch13830a-12 Braddock Road, Centreville, VA 20121Directions
Georgia
1 branch
- Duluth Branch Office3360 Satellite Blvd, Duluth, GA 30096Directions
Maryland
1 branch
- Ellicott City Branch Office10035 Baltimore National Pike, Ellicott City, MD 21042Directions
Pennsylvania
1 branch
- Elkins Park Branch7300 Old York Rd, Elkins Park, PA 19027Directions
Walk-in offices from the FDIC directory as of September 4, 2026. Directions open Google Maps. A nearby branch doesn’t mean you can join or open an account.
Financial details
| Measure | This bank | Peers’ middle | Strongest quarter |
|---|---|---|---|
| CapitalLeverage ratio | 12.78% | 10.49% | 11.89% or more |
| Troubled loansNoncurrent | 1.92% | 0.52% | 0.23% or less |
| ProfitabilityReturn on assets | 0.72% | 1.25% | 1.62% or more |
| LendingLoans per $100 deposited | $88 | $88 | — |
- CapitalLeverage ratio12.78%Peers’ middle 10.49% · Top 25% 11.89%+
- Troubled loansNoncurrent1.92%Peers’ middle 0.52% · Top 25% ≤0.23%
- ProfitabilityReturn on assets0.72%Peers’ middle 1.25% · Top 25% 1.62%+
- LendingLoans per $100 deposited$88Peers’ middle $88
Compared with the 897 banks with $1 billion to $10 billion in assets. The strongest quarter is what the best 25% of them reach: more capital and profit, fewer troubled loans. Lending has no better end.Troubled loans are noncurrent: 90 or more days late, or no longer earning interest.
Regulators’ own ratings of Woori America Bank are confidential. These figures are what it reports to the FDIC each quarter, set beside its peers; they aren’t a rating.