Bank · FDIC insured
Woori America Bank Savings Rates
Woori America Bank’s best savings rate is 3.00% APY on $10,000, with its WooriWON Money Market. Rates checked October 16, 2026.
How Woori America Bank’s savings rates compare
Compared with banks and credit unions near New York, NY-NJ, where Woori America Bank has the most branches. $10,000, best rate first.
This bank’s best
Woori America Bank
5.00%APY
- Requires
- Monthly account activity
- Minimum
- $1,000
- Earns on $10,000 a year
- $500
SmartStep Installment Savings
2nd-highest rate
HSBC USA
4.40%APY
- Requires
- Monthly account activity
- Minimum
- —
- Earns on $10,000 a year
- $440
3rd-highest rate
E*TRADE from Morgan Stanley
4.25%APY
- Requires
- None
- Minimum
- $0
- Earns on $10,000 a year
- $425
Woori America Bank savings score
97
Savings score
Higher than 99% of U.S. banks and credit unions
- $1,000 balance$1,0003.50%
- $10,000 balance$10,0003.50%
- $100,000 balance$100,0003.25%
- QualifiedQualified5.00%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Woori America Bank ranks
By savings score, in each area where it has branches
- #4 of 173New York-Newark-Jersey City, NY-NJ metro9
- #5 of 136Los Angeles-Long Beach-Anaheim, CA metro6
- #5 of 114Washington-Arlington-Alexandria, DC-VA-MD-WV metro2
- #5 of 135Dallas-Fort Worth-Arlington, TX metro1
- #2 of 119Philadelphia-Camden-Wilmington, PA-NJ-DE-MD metro1
- #2 of 68Atlanta-Sandy Springs-Roswell, GA metro1
Every rate
Current savings rates
Rates from the bank’s website. Earnings assume the rate doesn’t change.
SmartStep Installment Savings
Up to 5.00%APY · 1 term
Available to new customers only. 12-month term with simple interest credited at maturity. Early withdrawal penalty applies. Minimum contract deposit amount is $1,000 and maximum contract deposit amount is $15,000. All bonus requirements must be fulfilled within 3 months of account opening and maintained through maturity.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 12 monthsBase rate for opening SmartStep Installment Savings Account | 3.50% | $350 |
| 12 monthsIncludes base rate (3.50% APY) plus +0.50% APY for opening a Woori America Bank Checking Account with monthly ACH deposits of at least $100, +0.50% APY for paperless eStatements, and +0.50% APY for opening a Woori America Bank Credit Card and linking checking account for payments (subject to credit approval) | 5.00% | $500 |
Sources (1)
- wooriamericabank.com/PromotionSavings · captured Sep 17, 2026
WooriWON Savings
2.95%APY
Exclusive online-only savings account available in states where branches are located (NY, NJ, PA, MD, VA, GA, TX, CA). Limited to six transfers/withdrawals per monthly cycle. Interest compounded monthly.
| Balance | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Up to $100,000Monthly service fee of $5 waived by maintaining an average daily balance of $100 in the account for the monthly cycle. | 2.95% | $295 | Monthly service fee of $5 waived by maintaining an average daily balance of $100 in the account for the monthly cycle. |
| $100,000 and upMonthly service fee of $5 waived by maintaining an average daily balance of $100 in the account for the monthly cycle. | 3.25% | — | Monthly service fee of $5 waived by maintaining an average daily balance of $100 in the account for the monthly cycle. |
Sources (2)
All captured Sep 17, 2026
WooriWON Money Market
3.00%APY
Available online in states where branches are located. Interest compounded monthly. Fees may reduce earnings. APY/rate may change at any time before or after account opening.
| Balance | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Up to $100,000Monthly service fee of $10 waived by maintaining an average daily balance of $500 in the account for the monthly cycle. | 3.00% | $300 | Monthly service fee of $10 waived by maintaining an average daily balance of $500 in the account for the monthly cycle. |
| $100,000 and upMonthly service fee of $10 waived by maintaining an average daily balance of $500 in the account for the monthly cycle. | 3.15% | — | Monthly service fee of $10 waived by maintaining an average daily balance of $500 in the account for the monthly cycle. |
Sources (2)
All captured Sep 17, 2026
Opening an account
Confirm the bank’s opening requirements and whether the account is available where you live. A nearby branch does not establish eligibility for every rate.