Credit union · NCUA insured
Heritage Hub Federal Credit Union
A $71.7K credit union headquartered in Houston, TX, with 89 members and 1 branch in Texas. Best rates: savings 5.13% APY.
Heritage Hub Federal Credit Union Carrot Score
73
Carrot Score
Higher than 34% of U.S. banks and credit unions
#79 of 107 in Houston, TX metroHow the score works →
Deposits are federally insured by the NCUA up to $250,000 per depositor.
About Heritage Hub Federal Credit Union
Heritage Hub Federal Credit Union is headquartered in Houston, Texas, serving the Texas Triangle region.
The institution operates as a member-owned credit union focused on serving its members rather than shareholders.
- Headquarters
- 2645 Winrock Blvd, Houston, TX 77057
- NCUA charter
- 24972
Branches
1 branch in Texas
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Texas
1 branch
- HeadquatersMain office2645 Winrock Blvd, Houston, TX 77057Directions
Walk-in offices from the NCUA directory as of March 31, 2026. Directions open Google Maps. A nearby branch doesn’t mean you can join or open an account.
Financial details
Uncapitalizedas reported to the NCUA
| Measure | This credit union | Peers’ middle | Strongest quarter |
|---|---|---|---|
| CapitalNet worth ratio | -15.82% | 14.31% | 19.38% or more |
| Troubled loans60+ days late | 0.00% | 0.70% | 0.18% or less |
| ProfitabilityReturn on assets | -111.64% | 0.65% | 1.19% or more |
| LendingLoans per $100 deposited | $51 | $59 | — |
- CapitalNet worth ratio-15.82%Peers’ middle 14.31% · Top 25% 19.38%+
- Troubled loans60+ days late0.00%Peers’ middle 0.70% · Top 25% ≤0.18%
- ProfitabilityReturn on assets-111.64%Peers’ middle 0.65% · Top 25% 1.19%+
- LendingLoans per $100 deposited$51Peers’ middle $59
Compared with the 2,478 credit unions with under $100 million in assets. The strongest quarter is what the best 25% of them reach: more capital and profit, fewer troubled loans. Lending has no better end.Troubled loans are loans 60 or more days late.
Regulators’ own ratings of Heritage Hub Federal Credit Union are confidential. These figures are what it reports to the NCUA each quarter, set beside its peers; they aren’t a rating.