Compare Bank & Credit Union Rates
Best savings rates in South Carolina
Compare published savings yields, money market accounts included, with minimums, requirements, collection dates and original sources.
Top savings rates
Showing 61–75 results in South Carolina
- Conway National BankInvestors Money Market Deposit AccountInvestors Money Market Deposit Account · $500 min · 0.55%–0.65% by balance
Bank · 15 branches
0.55%APY$55 a year on $10,000Requirements
Product: Interest credited at the end of the statement period. Interest rate may change weekly. Maintenance fee of $10.00/month waived if maintaining a $1,000 minimum balance, an average balance of $2,000 in this account, or a $1,000 minimum balance in a Passbook Savings account. Must maintain the required minimum balance in the account each day of your statement cycle to obtain the associated rate. Withdrawals or transfers limited to 6 per statement cycle. Excess checks charged $8.00 each.
Offer: Applies to balances less than $25,000 (less than $24,999.99). Maintenance fee of $10.00/month waived with $1,000 min balance, $2,000 avg balance, or $1,000 min balance in Passbook Savings.
0.55% interest rate · $10 monthly fee · Effective Oct 14, 2026
Rate by balance
Rate by balance for Investors Money Market Deposit Account Balance APY Up to $25,000Your amount 0.55% $25,000 – $50,000 0.55% $50,000 – $150,000 0.57% $150,000 – $250,000 0.60% $250,000 and up 0.65% Rate checked
More details - 0.55%APY$55 a year on $10,000
Requirements
Product: Maintain an average daily balance of $200 to avoid the $5.00 monthly service charge. No fee for Minor Accounts.
Offer: Maintain an average daily balance of $200 to avoid the $5.00 monthly service charge. Interest is compounded and credited quarterly.
$5 monthly fee
Rate checked
More details - Bayer Heritage Federal Credit UnionHigh Yield SavingsSavings · 0.10%–10.00% by balance
Credit union · 3 branches
0.50%APY$50 a year on $10,000Requirements
Product: Dividends compounded daily and paid monthly. Can be opened and funded via mobile app or online banking using the 'Open New Share' feature, in branch, by phone, or message in mobile banking.
9.53% interest rate · Compounded daily · Effective Oct 1, 2026
Rate by balance
Rate by balance for High Yield Savings Balance APY Up to $1,000 10.00% $1,000 – $50,000Your amount 0.50% Over $50,000 0.10% Rate checked
More details - United Community BankUnited Money MarketUnited Money Market · $1,500 min · 0.50%–1.15% by balance
Bank · 33 branches
0.50%APY$50 a year on $10,000Requirements
Product: Monthly maintenance charge of $12 will be assessed unless a daily balance of $1,500 is maintained. $10.00 excessive withdrawal fee for each withdrawal over 6 per month.
Offer: Lowest number listed in each tier represents the minimum daily balance required to obtain the APY.
$12 monthly fee
Rate by balance
Rate by balance for United Money Market Balance APY Up to $9,999 0.50% $10,000 – $49,999Your amount 0.50% $50,000 – $99,999 0.50% $100,000 – $249,999 1.00% $250,000 – $499,999 1.00% $500,000 – $999,999 1.15% $1,000,000 and up 1.15% Rate checked
More details - Santee Cooper Credit UnionMoney Market AccountMoney Market Account · $2,500 min · 0.40%–1.01% by balance
Credit union · 2 branches
0.50%APY$50 a year on $10,000Requirements
Product: Minimum opening deposit is $2,500. Limited to 6 transactions per month with a $5 fee per excessive transaction. A $10.00 monthly service charge applies if balance falls below the minimum. Dividends are paid monthly on the last day of the month if the average daily balance for the tier is maintained; no dividends are paid if balance falls below the required average daily balance. Rates are variable and subject to change daily.
Offer: Dividends paid monthly provided the tier's average daily balance requirement is met. Rate is variable.
0.40% interest rate · $10 monthly fee · Effective Jul 1, 2026
Rate by balance
Rate by balance for Money Market Account Balance APY $2,500 – $9,999 0.40%* $10,000 – $24,999Your amount 0.50%* $25,000 – $49,999 0.60%* $50,000 – $99,999 0.75%* $100,000 and up 1.01%* Rate checked
More details - Sharonview Federal Credit UnionMoney Market AccountMoney Market Account · $25 min · 0.05%–0.65% by balance
Credit union · 6 branches
0.40%APY$40 a year on $10,000with conditionsRequirements
Product: Membership eligibility required. $25 minimum initial deposit to open. After 6 withdrawals per month, $5.00 fee per withdrawal. Rates subject to change.
Offer: Below $500 average daily balance; earns regular share rate.
Qualified rate · 0.05% interest rate
Rate by balance
Rate by balance for Money Market Account Balance APY Up to $500 0.05% $500 – $49,999Your amountRequires High-Yield Checking receiving at least $1,000 in monthly direct deposits, at least 10 debit card purchases per month, and active online/mobile banking login at least once each month. 0.40% $50,000 and upRequires High-Yield Checking receiving at least $1,000 in monthly direct deposits, at least 10 debit card purchases per month, and active online/mobile banking login at least once each month. 0.65% Rate checked
More details - Palmetto Citizens Federal Credit UnionMoney Market AccountMoney Market Account · $0 min · 0.40%–0.45% by balance
Credit union · 16 branches
0.40%APY$40 a year on $10,000Requirements
Product: Membership required ($5 par value in savings). $12.00 monthly fee applies if balance falls below $2,000 minimum balance requirement.
Offer: $12.00 monthly fee if balance falls below $2,000 minimum balance.
0.40% interest rate · $12 monthly fee
Rate by balance
Rate by balance for Money Market Account Balance APY Up to $25,000Your amount 0.40% $25,000 and up 0.45% Rate checked
More details - 0.37%APY$37 a year on $10,000
Requirements
Product: Membership required ($0.01 par value share deposit). Fiduciary accounts and business members are not eligible for some specialized savings types.
Offer: Minimum opening deposit of $0.01 par value membership share buys share in credit union.
0.37% interest rate · Effective Oct 1, 2026
Rate checked
More details - 0.37%APY$37 a year on $10,000
Requirements
Product: Membership required.
0.37% interest rate · Effective Oct 1, 2026
Rate checked
More details - SRP Federal Credit UnionEmergency Fund Builder Savings AccountSavings · $0 min · 0.37%–5.00% by balance
Credit union · 13 branches
0.37%APY$37 a year on $10,000Requirements
Product: Available for Consumer accounts only; fiduciary accounts and business members are not eligible for this account type. Emergency Fund Builder Accounts are limited to one per membership. Other restrictions apply. Fees may reduce earnings. Rates subject to change after account opening. Membership required. Minimum account balance to earn stated APY is $0.01.
Offer: The promoted 5.00% APY is earned on balances up to $1,000.00. Minimum account balance to earn stated APY is $0.01.
4.89% interest rate · Effective Oct 1, 2026
Rate by balance
Rate by balance for Emergency Fund Builder Savings Account Balance APY Up to $1,000 5.00% Over $1,000Your amount 0.37% Rate checked
More details - 0.35%APY$35 a year on $10,000
Requirements
Product: Interest rate may change quarterly. Withdrawals permitted anytime, with a $2 service charge per withdrawal in excess of 6 withdrawals in a quarter. $1.00 quarterly maintenance fee applies if balance falls below minimum. Penalty may be imposed for early withdrawal. Rate may change after account is opened. Fees may reduce earnings.
Offer: $1.00 quarterly maintenance fee if balance falls below minimum. $2 service charge per withdrawal in excess of 6 withdrawals in a quarter.
0.35% interest rate · Effective Oct 21, 2026
Rate checked
More details - 0.35%APY$35 a year on $10,000
Requirements
Product: Minimum balance to open is $5; maximum balance to open is $400. Monthly deposit between $20 and $400. $100 bonus deposited within 90 days upon reaching $10,000, then funds transferred to Basic Savings Account. Variable rate. APY accurate as of 10/15/2026. Balances $0.01 and over receive stated dividend and APY.
Offer: Minimum balance to open is $5; maximum balance to open is $400. Monthly deposit between $20 and $400. $100 bonus deposited within 90 days upon reaching $10,000, then funds transferred to Basic Savings Account. Variable rate. Balances $0.01 and over receive stated dividend and APY.
0.35% interest rate · Effective Oct 15, 2026
Rate checked
More details - REV Federal Credit UnionMoney MarketMoney Market · $0 min · 0.35%–3.15% by balance
Credit union · 12 branches
0.35%APY$35 a year on $10,000Requirements
Product: Start earning dividends on balances as low as $1,500.
Rate by balance
Rate by balance for Money Market Balance APY Up to $25,000Your amount 0.35% $25,000 – $100,000 0.45% $100,000 – $250,000 0.55% $250,000 – $500,000 0.55% $500,000 – $1,000,000 0.55% $1,000,000 and up 3.15% Rate checked
More details - The Bank of South CarolinaMoney Market AccountsMoney Market Accounts · $0 min · 0.20%–0.35% by balance
Bank · 6 branches
0.35%APY$35 a year on $10,000Requirements
Product: Fees could reduce earnings on accounts. Interest Rates are subject to change. Rates may change after the account is opened.
0.20% interest rate · Effective Sep 17, 2026
Rate by balance
Rate by balance for Money Market Accounts Balance APY Up to $1,000 0.20% $1,000 – $2,500 0.25% $2,500 – $10,000 0.30% $10,000 and upYour amount 0.35% Rate checked
More details - 0.35%APY$35 a year on $10,000
Requirements
Product: Interest accrues daily, pays quarterly. No monthly maintenance fee when a $300.00 minimum balance is maintained. Unlimited monthly in-person withdrawals (first 2 free, then $3.00 per item). Preauthorized debits limited to 6 per month.
0.35% interest rate · Effective Sep 17, 2026
Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
* APY calculated from the stated interest rate. Daily compounding is assumed when the institution does not state it.
What savings accounts pay in South Carolina
210 accounts at 80 banks and credit unions · checked Oct 16–22
- Typical
- 0.18%
- Top 10% from
- 2.00%
- Banks, typical
- 0.10%
- Credit unions, typical
- 0.25%
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South Carolina
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Skyla Credit UnionCredit union · 1 branch
- Peach State Federal Credit UnionCredit union · 4 branches
- Greenville Heritage Federal Credit UnionCredit union · 3 branches