Credit union · NCUA insured
Santee Cooper Credit Union
A $92.9M credit union headquartered in Moncks Corner, SC, with 7,152 members and 2 branches in South Carolina. Best rates: CDs 3.65% and savings 0.50% APY.
Santee Cooper Credit Union Carrot Score
78
Carrot Score
Higher than 47% of U.S. banks and credit unions
#13 of 28 in Charleston, SC metroHow the score works →
Deposits are federally insured by the NCUA up to $250,000 per depositor.
About Santee Cooper Credit Union
- Headquarters
- 612 Rembert C Dennis Blvd, Moncks Corner, SC 29461
- NCUA charter
- 60745
Branches
2 branches in South Carolina
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South Carolina
2 branches
Charleston area · 1
- Santee Cooper Credit UnionMain office612 Rembert C Dennis Blvd, Moncks Corner, SC 29461Directions
Myrtle Beach area · 1
- Santee Cooper Credit Union1232 Farrow Pkwy Ste A, Myrtle Beach, SC 29577Directions
Walk-in offices from the NCUA directory as of March 31, 2026. Directions open Google Maps. A nearby branch doesn’t mean you can join or open an account.
Financial details
Well capitalizedas reported to the NCUA
| Measure | This credit union | Peers’ middle | Strongest quarter |
|---|---|---|---|
| CapitalNet worth ratio | 15.01% | 14.31% | 19.38% or more |
| Troubled loans60+ days late | 0.97% | 0.70% | 0.18% or less |
| ProfitabilityReturn on assets | 1.32% | 0.65% | 1.19% or more |
| LendingLoans per $100 deposited | $81 | $59 | — |
- CapitalNet worth ratio15.01%Peers’ middle 14.31% · Top 25% 19.38%+
- Troubled loans60+ days late0.97%Peers’ middle 0.70% · Top 25% ≤0.18%
- ProfitabilityReturn on assets1.32%Peers’ middle 0.65% · Top 25% 1.19%+
- LendingLoans per $100 deposited$81Peers’ middle $59
Compared with the 2,478 credit unions with under $100 million in assets. The strongest quarter is what the best 25% of them reach: more capital and profit, fewer troubled loans. Lending has no better end.Troubled loans are loans 60 or more days late.
Regulators’ own ratings of Santee Cooper Credit Union are confidential. These figures are what it reports to the NCUA each quarter, set beside its peers; they aren’t a rating.