Credit union · NCUA insured
Sharonview Federal Credit Union
A $1.4B credit union, the 366th largest of 4,329, headquartered in Indian Land, SC, with 82,853 members and 16 branches in 2 states. Best rates: CDs 3.40% and savings 0.75% APY.
Sharonview Federal Credit Union Carrot Score
86
Carrot Score
Higher than 72% of U.S. banks and credit unions
#16 of 38 in Charlotte, NC-SC metroHow the score works →
Deposits are federally insured by the NCUA up to $250,000 per depositor.
About Sharonview Federal Credit Union
- Headquarters
- 1955 Sharonview Way, Indian Land, SC 29707
- NCUA charter
- 22458
Branches
16 branches in 2 states
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North Carolina
10 branches
Charlotte area · 6
- Carmel7422 Carmel Executive Park Dr Ste 100, Charlotte, NC 28226Directions
- Park Road4418 Park Rd, Charlotte, NC 28209Directions
- Steele Creek10922 S Tryon St Ste A, Charlotte, NC 28273Directions
- University8944 J M Keynes Dr Ste 320, Charlotte, NC 28262Directions
- Gaston County2508 E Franklin Blvd, Gastonia, NC 28056Directions
- Salisbury403 N Main St, Salisbury, NC 28144Directions
Fayetteville area · 1
- Fayetteville2844 Freedom Parkway Dr Ste 2, Fayetteville, NC 28314Directions
Shelby area · 1
- Shelby1108 E Dixon Blvd Ste 2, Shelby, NC 28152Directions
Tar Heel area · 1
- Bladen County16616 NC Highway 87 W, Tar Heel, NC 28392Directions
Wilmington area · 1
- Wilmington3212 Oleander Dr, Wilmington, NC 28403Directions
South Carolina
6 branches
Greenville area · 3
- Greenville West End712 S Main St Ste A, Greenville, SC 29601Directions
- Wade Hampton1324 W Wade Hampton Blvd, Greer, SC 29650Directions
- Simpsonville710 Fairview Rd, Simpsonville, SC 29680Directions
Charlotte area · 1
- CorporateMain office1955 Sharonview Way, Indian Land, SC 29707Directions
Florence area · 1
- Florence1921 W Palmetto St, Florence, SC 29501Directions
Spartanburg area · 1
- Spartanburg1855 E Main St Ste 7, Spartanburg, SC 29307Directions
Walk-in offices from the NCUA directory as of March 31, 2026. Directions open Google Maps. A nearby branch doesn’t mean you can join or open an account.
Financial details
| Measure | This credit union | Peers’ middle | Strongest quarter |
|---|---|---|---|
| CapitalNet worth ratio | 7.63% | 10.86% | 12.59% or more |
| Troubled loans60+ days late | 1.18% | 0.70% | 0.46% or less |
| ProfitabilityReturn on assets | -0.23% | 0.82% | 1.16% or more |
| LendingLoans per $100 deposited | $80 | $88 | — |
- CapitalNet worth ratio7.63%Peers’ middle 10.86% · Top 25% 12.59%+
- Troubled loans60+ days late1.18%Peers’ middle 0.70% · Top 25% ≤0.46%
- ProfitabilityReturn on assets-0.23%Peers’ middle 0.82% · Top 25% 1.16%+
- LendingLoans per $100 deposited$80Peers’ middle $88
Compared with the 479 credit unions with $1 billion or more in assets. The strongest quarter is what the best 25% of them reach: more capital and profit, fewer troubled loans. Lending has no better end.Troubled loans are loans 60 or more days late.
Regulators’ own ratings of Sharonview Federal Credit Union are confidential. These figures are what it reports to the NCUA each quarter, set beside its peers; they aren’t a rating.