Credit union · NCUA insured
Sharonview Federal Credit Union Savings Rates
Sharonview Federal Credit Union’s best savings rate is 0.75% APY on $10,000, with its Investor Money Market. Rates checked October 22, 2026.
How Sharonview Federal Credit Union’s savings rates compare
Compared with banks and credit unions near Charlotte, NC-SC, where Sharonview Federal Credit Union has the most branches. $10,000, best rate first.
This credit union’s best
Sharonview Federal Credit Union
3.20%APY
- Requires
- Monthly account activity
- Minimum
- $100
- Earns on $10,000 a year
- $320
High-Yield Savings Account
Top rate
American Pride Bank
5.00%APY
- Requires
- Monthly account activity
- Minimum
- $50
- Earns on $10,000 a year
- $500
2nd-highest rate
Skyla Credit Union
4.01%APY
- Requires
- None
- Minimum
- $25
- Earns on $10,000 a year
- $401
Sharonview Federal Credit Union savings score
86
Savings score
Higher than 74% of U.S. banks and credit unions
- $1,000 balance$1,0000.15%
- $10,000 balance$10,0000.75%
- $100,000 balance$100,0002.75%
- QualifiedQualified3.20%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Sharonview Federal Credit Union ranks
By savings score, in each area where it has branches
Every rate
Current savings rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
Jumbo Money Market Account
Up to 0.15%APY
Membership eligibility required. $500 minimum deposit to open account. Fees could reduce earnings. APY may change after account opening.
| Balance | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Any balanceBelow $500 average daily balance. | 0.05% | $5 | Below $500 average daily balance. |
| $500 and upWith $500 minimum average daily balance. | 0.15% | $15 | With $500 minimum average daily balance. |
| $100,000 and upWith $100,000 minimum average daily balance each calendar month (for balances between $100,000 and $249,999). | 2.75% | — | With $100,000 minimum average daily balance each calendar month (for balances between $100,000 and $249,999). |
| $250,000 and upWith $250,000 minimum average daily balance each calendar month. | 3.25% | — | With $250,000 minimum average daily balance each calendar month. |
Sources (2)
- sharonview.org/banking/savings…mbo-money-market-account
- sharonview.org/resources/rates…ngs-rates-checking-rates
All captured Oct 22, 2026
High-Yield Savings Account
Up to 3.20%APY
$100 minimum deposit required to open account. To earn the promoted APY on average daily balances up to $100,000, must maintain an average daily balance of $100.00 and receive at least $100.00 in aggregate ACH deposits each calendar month. No debit card access. Withdrawals in excess of 6 per month incur a $25 fee per withdrawal.
| Balance | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Any balanceApplies to average daily balance below $100, or if monthly requirements are not met. | 0.05% | $5 | Applies to average daily balance below $100, or if monthly requirements are not met. |
| $100 – $100,000Requires average daily balance between $100 - $100,000 and at least $100 in aggregate ACH deposits per calendar month. | 3.20% | $320 | Requires average daily balance between $100 - $100,000 and at least $100 in aggregate ACH deposits per calendar month. |
| $100,000 and upAverage Daily Balance above $100,000 earns stated interest rate of 0.05% with a blended APY range of 3.20% - 0.36%. Subject to maintaining $100 average daily balance and $100 aggregate ACH deposits. | 0.05% | — | Average Daily Balance above $100,000 earns stated interest rate of 0.05% with a blended APY range of 3.20% - 0.36%. Subject to maintaining $100 average daily balance and $100 aggregate ACH deposits. |
Sources (2)
- sharonview.org/banking/savings…gh-yield-savings-account
- sharonview.org/resources/rates…ngs-rates-checking-rates
All captured Oct 22, 2026
Investor Money Market
Up to 0.75%APY
| Balance | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Any balanceBelow $5,000 average daily balance. | 0.05% | $5 | Below $5,000 average daily balance. |
| $5,000 and up$5,000 minimum average daily balance. | 0.75% | $75 | $5,000 minimum average daily balance. |
Sources (1)
- sharonview.org/resources/rates…ngs-rates-checking-rates · captured Oct 22, 2026
Money Market Account
Up to 0.40%APY
Membership eligibility required. $25 minimum initial deposit to open. After 6 withdrawals per month, $5.00 fee per withdrawal. Rates subject to change.
| Balance | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Up to $500Below $500 average daily balance; earns regular share rate. | 0.05% | — | Below $500 average daily balance; earns regular share rate. |
| $500 – $49,999With qualifying High-Yield Checking and $500 minimum average daily balance, up to $49,999. Requires High-Yield Checking receiving at least $1,000 in monthly direct deposits, at least 10 debit card purchases per month, and active online/mobile banking login at least once each month. | 0.40% | $40 | With qualifying High-Yield Checking and $500 minimum average daily balance, up to $49,999. Requires High-Yield Checking receiving at least $1,000 in monthly direct deposits, at least 10 debit card purchases per month, and active online/mobile banking login at least once each month. |
| $500 and upWith $500 minimum average daily balance; High-Yield Checking not required. Regular share APY paid on balances less than $500. | 0.15% | $15 | With $500 minimum average daily balance; High-Yield Checking not required. Regular share APY paid on balances less than $500. |
| $50,000 and upWith qualifying High-Yield Checking and $50,000 minimum average daily balance. Requires High-Yield Checking receiving at least $1,000 in monthly direct deposits, at least 10 debit card purchases per month, and active online/mobile banking login at least once each month. | 0.65% | — | With qualifying High-Yield Checking and $50,000 minimum average daily balance. Requires High-Yield Checking receiving at least $1,000 in monthly direct deposits, at least 10 debit card purchases per month, and active online/mobile banking login at least once each month. |
Sources (2)
- sharonview.org/banking/savings/signature-money-market
- sharonview.org/resources/rates…ngs-rates-checking-rates
All captured Oct 22, 2026
Regular Share
0.05%APY
Open with a $5 minimum deposit to establish credit union membership. Dividends compounded monthly.
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| Any balance | 0.05% | $5 |
Sources (2)
- sharonview.org/banking/savings/savings-accounts
- sharonview.org/resources/rates…ngs-rates-checking-rates
All captured Oct 22, 2026
Special Purpose Share
0.05%APY
Separate dedicated savings account. Dividends compounded daily.
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| Any balance | 0.05% | $5 |
Sources (2)
- sharonview.org/banking/savings/special-savings-accounts
- sharonview.org/resources/rates…ngs-rates-checking-rates
All captured Oct 22, 2026
Special-purpose accounts
Health Savings Account (HSA)
1.00%APY
Requires enrollment in a high-deductible health insurance plan (HDHP). Offered for individuals or families. Includes HSA Visa Debit Card. Tax-free distributions for qualified medical expenses.
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| Any balance | 1.00% | $100 |
Sources (2)
- sharonview.org/banking/savings/health-savings-accounts
- sharonview.org/resources/rates…ngs-rates-checking-rates
All captured Oct 22, 2026
IRA Share/Savings
0.15%APY
Traditional, Roth, and SEP IRA options. No annual fees.
| Balance | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Up to $500Applies to average daily balance below $500. | 0.05% | — | Applies to average daily balance below $500. |
| $500 and upRequires $500 minimum average daily balance. | 0.15% | $15 | Requires $500 minimum average daily balance. |
Sources (2)
All captured Oct 22, 2026
Who can join Sharonview Federal Credit Union
We don’t have this credit union’s membership requirements here yet. Confirm that you can join before applying.