Credit union · NCUA insured
Grow Financial Savings Rates
Top CarrotGrow Financial’s best savings rate is 1.11% APY on $10,000, with its Money Market Account. Rates checked October 15, 2026.
How Grow Financial’s savings rates compare
Compared with banks and credit unions near Tampa, FL, where Grow Financial has the most branches. $10,000, best rate first.
This credit union’s best
Grow Financial
1.11%APY
- Requires
- None
- Minimum
- —
- Earns on $10,000 a year
- $111
Money Market Account
Top rate
American Pride Bank
5.00%APY
- Requires
- Monthly account activity
- Minimum
- $50
- Earns on $10,000 a year
- $500
2nd-highest rate
EverBank
4.20%APY
- Requires
- None
- Minimum
- $0
- Earns on $10,000 a year
- $420
Grow Financial savings score
87
Savings score
Higher than 76% of U.S. banks and credit unions
- $1,000 balance$1,0001.11%
- $10,000 balance$10,0001.11%
- $100,000 balance$100,0001.71%
- QualifiedQualified1.11%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Grow Financial ranks
By savings score, in each area where it has branches
Every rate
Current savings rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
Money Market Account
1.11%APY
Variable Rate Account. Fees could reduce earnings. APYs accurate as of 10/15/2026.
| Balance | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Up to $25,000Balance less than $25,000. | 1.11% | $111 | Balance less than $25,000. |
| $25,000 – $50,000Balance of $25,000 to $49,999.99. | 1.36% | — | Balance of $25,000 to $49,999.99. |
| $50,000 – $100,000Balance of $50,000 to $99,999.99. | 1.56% | — | Balance of $50,000 to $99,999.99. |
| $100,000 – $250,000Balance of $100,000 to $249,999.99. | 1.71% | — | Balance of $100,000 to $249,999.99. |
| $250,000 – $500,000Balance of $250,000 to $499,999.99. | 1.92% | — | Balance of $250,000 to $499,999.99. |
| $500,000 and upBalance of $500,000 and more. | 2.12% | — | Balance of $500,000 and more. |
Sources (1)
- growfinancial.org/membership/way-better-rates · captured Oct 15, 2026
Get Fit Account
0.35%APY
Minimum balance to open is $5; maximum balance to open is $400. Monthly deposit between $20 and $400. $100 bonus deposited within 90 days upon reaching $10,000, then funds transferred to Basic Savings Account. Variable rate. APY accurate as of 10/15/2026. Balances $0.01 and over receive stated dividend and APY.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Over $0Minimum balance to open is $5; maximum balance to open is $400. Monthly deposit between $20 and $400. $100 bonus deposited within 90 days upon reaching $10,000, then funds transferred to Basic Savings Account. Variable rate. Balances $0.01 and over receive stated dividend and APY.Over $0 | 0.35% | $35 | Minimum balance to open is $5; maximum balance to open is $400. Monthly deposit between $20 and $400. $100 bonus deposited within 90 days upon reaching $10,000, then funds transferred to Basic Savings Account. Variable rate. Balances $0.01 and over receive stated dividend and APY. |
Sources (3)
- growfinancial.org/personal/get-fit-account
- growfinancial.org/membership/way-better-rates
- growfinancial.org/personal/savings
All captured Oct 15, 2026
Basic Savings Account
0.15%APY
Establishes Credit Union Membership. Variable rate. APY accurate as of 10/15/2026. Fees could reduce earnings. No monthly maintenance fee. Balances $0.01 and over receive stated dividend and APY.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Over $0Variable rate. Balances $0.01 and over receive stated dividend and APY.Over $0 | 0.15% | $15 | Variable rate. Balances $0.01 and over receive stated dividend and APY. |
Sources (3)
- join.growfinancial.org/products
- growfinancial.org/membership/way-better-rates
- growfinancial.org/personal/savings
All captured Oct 15, 2026
Special-purpose accounts
Coverdell Education Savings Account
0.25%APY
Variable rate. APY accurate as of 10/15/2026. Fees could reduce earnings. Balances $0.01 and over receive stated dividend and APY.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Over $0Variable rate. Balances $0.01 and over receive stated dividend and APY.Over $0 | 0.25% | $25 | Variable rate. Balances $0.01 and over receive stated dividend and APY. |
Sources (1)
- growfinancial.org/membership/way-better-rates · captured Oct 15, 2026
IRA Savings Account
0.25%APY
Applies to Traditional IRA Savings. Variable rate. APY accurate as of 10/15/2026. Fees could reduce earnings. Balances $0.01 and over receive stated dividend and APY.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Over $0Applies to Traditional IRA Savings. Variable rate. Balances $0.01 and over receive stated dividend and APY.Over $0 | 0.25% | $25 | Applies to Traditional IRA Savings. Variable rate. Balances $0.01 and over receive stated dividend and APY. |
Sources (3)
- growfinancial.org/membership/way-better-rates
- growfinancial.org/personal/retirement
- growfinancial.org/personal/savings
All captured Oct 15, 2026
Roth IRA Savings Account
0.25%APY
Variable rate. APY accurate as of 10/15/2026. Fees could reduce earnings. Balances $0.01 and over receive stated dividend and APY.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Over $0Variable rate. Balances $0.01 and over receive stated dividend and APY.Over $0 | 0.25% | $25 | Variable rate. Balances $0.01 and over receive stated dividend and APY. |
Sources (2)
All captured Oct 15, 2026
Club Account
0.15%APY
Variable rate. APY accurate as of 10/15/2026. Fees could reduce earnings. Balances $0.01 and over receive stated dividend and APY.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Over $0Variable rate. Balances $0.01 and over receive stated dividend and APY.Over $0 | 0.15% | $15 | Variable rate. Balances $0.01 and over receive stated dividend and APY. |
Sources (2)
All captured Oct 15, 2026
Health Savings Account
0.10%APY
Requires high-deductible health plan. Member responsible for eligibility determination; consult tax advisor. Variable rate. APY accurate as of 10/15/2026. Fees could reduce earnings. Balances $0.01 and over receive stated dividend and APY.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Over $0Requires high-deductible health plan. Member responsible for eligibility determination; consult tax advisor. Variable rate. Balances $0.01 and over receive stated dividend and APY.Over $0 | 0.10% | $10 | Requires high-deductible health plan. Member responsible for eligibility determination; consult tax advisor. Variable rate. Balances $0.01 and over receive stated dividend and APY. |
Sources (3)
- growfinancial.org/membership/way-better-rates
- growfinancial.org/personal/health-savings
- growfinancial.org/personal/savings
All captured Oct 15, 2026
Who can join Grow Financial
We don’t have this credit union’s membership requirements here yet. Confirm that you can join before applying.