Compare Bank & Credit Union Rates
Best savings rates in Pennsylvania
Compare published savings yields, money market accounts included, with minimums, requirements, collection dates and original sources.
Top savings rates
Showing 61–75 results in Pennsylvania
- 2.35%APY$235 a year on $10,000
Requirements
Product: Each member account can only have one money market account. Disclosed dividend rates are variable and may change after opening. Dividends are calculated by the daily balance method, compounded daily, and paid monthly. Minimum daily balance of $500 required to earn dividends. Rate applies to the full balance.
Offer: PSECU pays dividends on the full balance in the share at the dividend rate corresponding to the applicable share balance tier.
2.33% interest rate · Compounded daily · Effective Oct 16, 2026
Rate by balance
Rate by balance for Money Market Balance APY $500 – $5,000 2.35% $5,000 – $20,000Your amount 2.35% $20,000 – $50,000 2.45% $50,000 – $100,000 2.60% $100,000 and up 2.85% Rate checked
More details - Riverfront Federal Credit UnionPreferred Step-Up Money MarketPreferred Step-Up Money Market · $5,000 min · up to $10,000
Credit union · 2 branches
2.35%APY$235 a year on $10,000with conditionsRequirements
Product: Available only for personal accounts for members 18 and older with an account open at least 60 days. Fiduciary accounts, organizational accounts, DBA and Trust accounts are not eligible. To qualify for a monthly qualification cycle (26th of prior month to 25th of current month), account must have at least 15 combined purchase transactions with debit or credit card and meet one of two criteria: 1) Average daily balance or month-end balance of all deposit accounts is $5,000 or more; or 2) month-end loan balance is $20,000 or more. If qualifications are not met, account earns dividend rates of the regular Step-Up Money Market account.
Qualified rate · Effective Oct 15, 2026
Rate checked
More details - Community State BankMoney Market AccountMoney Market Account · $1,000 min · 2.32%–3.35% by balance
Bank · 7 branches
2.32%APY$232 a year on $10,000Requirements
Product: Limited transaction account with up to 6 transactions per monthly cycle and unlimited in-person withdrawals. $5 monthly fee if minimum balance of $1,000 is not met or maximum transactions exceeded.
Offer: No monthly fee if minimum balance of $1,000 is met and maximum transactions not exceeded; otherwise $5 monthly fee. Minimum deposit of $1,000.00.
$5 monthly fee
Rate by balance
Rate by balance for Money Market Account Balance APY $1,000 – $25,000Your amount 2.32% $25,000 – $50,000 2.48% $50,000 – $250,000 2.63% $250,000 – $500,000 3.04% $500,000 and up 3.35% Rate checked
More details - North Penn FCUMoney Market SharesMoney Market Shares · $1,000 min · 2.32%–2.52% by balance
Credit union · 1 branch
2.32%APY$232 a year on $10,000Requirements
Product: Minimum balance requirement of $1,000.00. Dividends are compounded and paid quarterly on the average daily balance.
Offer: Dividends compounded and paid quarterly on average daily balance.
2.30% interest rate · Effective Jul 1, 2026
Rate by balance
Rate by balance for Money Market Shares Balance APY $1,000 – $9,999 2.32% $10,000 – $24,999Your amount 2.32% $25,000 – $49,999 2.42% $50,000 and up 2.52% Rate checked
More details - WSFS BankPlatinum Money MarketPlatinum Money Market · $0 min · 0.05%–4.00% by balance
Bank · 47 branches
2.25%APY$225 a year on $10,000Requirements
Product: Personal accounts only. Restricted to Private Banking clients and individuals residing in Pennsylvania, Delaware, or New Jersey. Limit of six preauthorized withdrawals or transfers per month or statement cycle.
Offer: Personal accounts only. Restricted to Private Banking clients residing in PA, DE, or NJ.
0.05% interest rate · Effective Oct 21, 2026
Rate by balance
Rate by balance for Platinum Money Market Balance APY Up to $10,000 0.05% $10,000 – $100,000Your amount 2.25% $100,000 – $500,000 3.75% $500,000 and up 4.00% Rate checked
More details - 2.25%APY$225 a year on $10,000
Requirements
Product: No minimum balance required to earn interest. Interest is compounded daily and credited monthly. Bill pay, ATM card and debit card access are not available. Electronic statements free; monthly fee applies for paper statements.
2.23% interest rate · Compounded daily · No monthly fee · Effective Oct 16, 2026
Rate by balance
Rate by balance for e-Money Market Balance APY Up to $25,000Your amount 2.25% $25,000 – $100,000 2.25% $100,000 – $1,000,000 2.25% $1,000,000 – $2,500,000 2.50% $2,500,000 and up 2.75% Rate checked
More details - AmericanBankPremium Money MarketPremium Money Market · $1 min · 2.25%–2.75% by balance
Bank · 1 branch
2.25%APY$225 a year on $10,000Requirements
Product: No minimum balance required to earn interest. Interest is compounded daily and earned on the daily balance based on a tiered-rate structure. Check writing and bill pay are not available. Electronic or paper statements available at no charge.
2.23% interest rate · Compounded daily · No monthly fee · Effective Oct 16, 2026
Rate by balance
Rate by balance for Premium Money Market Balance APY Up to $25,000Your amount 2.25% $25,000 – $100,000 2.25% $100,000 – $1,000,000 2.25% $1,000,000 – $2,500,000 2.50% $2,500,000 and up 2.75% Rate checked
More details - 2.25%APY$225 a year on $10,000intro rate
Requirements
Product: Online accounts only for standard rates. Branch-only promo available with $1.00 opening deposit and $10 monthly fee if daily balance below $100. Promo rates require eStatements enrollment and branch opening. Rates effective as of 12/8/2025 (standard) and 9/29/2026 (promo).
Offer: Promo rate guaranteed for 90 days from opening. Must be opened at branch. Requires eStatements enrollment.
Promotional rate · $10 monthly fee · Effective Sep 29, 2026
Rate by balance
Rate by balance for eSavings Balance APY Up to $10,000 0.35% $10,000 – $50,000Your amount 2.25% $50,000 – $100,000 2.75% $100,000 – $150,000 3.25% $150,000 and up 3.75% $250,000 – $500,000Online accounts only. 0.15% $500,000 and upOnline accounts only. 0.25% Rate checked
More details - Meridian BankYour Hometown Money MarketYour Hometown Money Market · $0 min · 2.25%–2.75% by balance
Bank · 6 branches
2.25%APY$225 a year on $10,000with conditionsRequirements
Product: Must have an open and active Meridian Bank checking account that meets minimum balance requirements. Promotional APY requires minimum deposit of $25,000 in new money (deposit funds new to Meridian Bank). $1,000 minimum daily balance to waive $10 monthly charge. If checking account is closed/inactive/below minimum balance, subject to conversion to Personal Money Market. If balance drops below $25,000, receives 2.25% APY on balances between $0.01 and $24,999.99 (cannot open account at this rate).
Offer: Applies if balance drops below $25,000 on existing account; cannot open the account at this rate. $1,000 minimum daily balance to waive $10 monthly charge. Must maintain open and active checking account.
Qualified rate · $10 monthly fee
Rate by balance
Rate by balance for Your Hometown Money Market Balance APY Up to $25,000Your amount 2.25% $25,000 and upRequires open and active Meridian Bank checking account that meets minimum balance requirements. Minimum $25,000 in new money to open and earn promotional APY. 2.75% Rate checked
More details - 2.25%APY$225 a year on $10,000with conditions
Requirements
Product: Must be paired/linked with a Heritage High Yield Checking or Heritage Cash Back Checking account. Monthly Direct Deposit/ACH credit and enrollment in eStatements are conditions. Limit of one account per member (SSN). Non-commercial use only.
Offer: Earned when monthly qualifications in linked Heritage High Yield Checking or Heritage Cash Back Checking are met (at least 12 debit card purchases, at least 1 direct deposit/ACH credit, enrolled in e-Statements). Dividend rate is 2.23%.
Qualified rate · 2.23% interest rate · Balance cap $150,000 · No monthly fee · Effective Feb 9, 2026
Rate checked
More details - 2.25%APY$225 a year on $10,000
Requirements
Product: Unlimited monthly withdraws, transfers, or deposits. No self-service transfers permitted.
Offer: No self-service transfers permitted. Unlimited monthly withdraws, transfers, or deposits.
2.25% interest rate · Balance cap $15,000
Rate checked
More details - American Heritage Credit UnionMoney Market AccountMoney Market Account · $2,000 min · 2.21%–2.45% by balance
Credit union · 28 branches
2.21%APY$221 a year on $10,000Requirements
Product: Requires a balance of $2,000 or more to earn dividends. Minimum withdrawal amount of $500 per withdrawal to earn dividends. Write up to a combination of six checks and/or money transfers per month. $10 fee each time balance falls below $2,000. $5 fee for each share draft less than $500. First 6 checks/transfers/withdrawals free, subsequent $20 each.
Offer: Earns dividends on daily balance posted monthly; closed before month end forfeits dividend. Minimum withdrawal of $500 to earn dividends.
2.19% interest rate · Effective Oct 1, 2025
Rate by balance
Rate by balance for Money Market Account Balance APY $2,000 – $25,000Your amount 2.21% $25,000 and up 2.45% Rate checked
More details - 2.20%APY$220 a year on $10,000with conditions
Qualified rate · 2.18% interest rate · Effective Sep 1, 2026
Rate checked
More details - Cross Valley Federal Credit UnionMoney Market AccountsMoney Market Accounts · $2,500 min · 2.00%–3.00% by balance
Credit union · 6 branches
2.10%APY$210 a year on $10,0001.98% interest rate
Rate by balance
Rate by balance for Money Market Accounts Balance APY $2,500 and up 2.00% $5,000 and up 2.05% $10,000 and upYour amount 2.10% $15,000 and up 2.15% $20,000 and up 2.20% $50,000 and up 2.25% $75,000 and up 2.50% $100,000 and up 3.00% $250,000 and up 3.00% Rate checked
More details - Quaint Oak BankMilitary Advantage Money Market AccountMilitary Advantage Money Market Account · $25 min · 2.00%–2.05% by balance
Bank · 3 branches
2.05%APY$205 a year on $10,000Requirements
Product: Exclusively for Service Members and Veterans; surviving spouses qualify with marriage license. Military ID or Form DD214 required. Not to be combined with any other package or programs.
Offer: Interest is paid and annual percentage yield is earned on entire balance in account. Rates are variable and subject to change. Not to be combined with any other package or programs. Surviving spouses qualify with marriage license. Military ID or Form DD214 required.
1.95% interest rate · Effective Oct 6, 2026
Rate by balance
Rate by balance for Military Advantage Money Market Account Balance APY Up to $999 2.00% $1,000 – $2,499 2.00% $2,500 and upYour amount 2.05% Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What savings accounts pay in Pennsylvania
771 accounts at 315 banks and credit unions · checked Oct 16–22
- Typical
- 0.20%
- Top 10% from
- 2.02%
- Banks, typical
- 0.15%
- Credit unions, typical
- 0.25%
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Pennsylvania
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Americo FCUCredit union · 2 branches
- FirstEnergy Choice FCUCredit union · 1 branch
- PenFed Credit UnionCredit union · 1 branch