Credit union · NCUA insured
Cross Valley Federal Credit Union
A $293.6M credit union headquartered in Wilkes-Barre, PA, with 17,094 members and 6 branches in Pennsylvania. Best rates: CDs 3.75% and savings 2.10% APY.
Cross Valley Federal Credit Union Carrot Score
83
Carrot Score
Higher than 64% of U.S. banks and credit unions
#9 of 30 in Scranton, PA metroHow the score works →
Deposits are federally insured by the NCUA up to $250,000 per depositor.
About Cross Valley Federal Credit Union
Headquartered in Wilkes-Barre, Pennsylvania, Cross Valley Federal Credit Union is a member-owned cooperative financial institution.
The credit union serves members through six branch locations across the Wyoming Valley.
- Headquarters
- 640 Baltimore Dr, Wilkes-Barre, PA 18702-7943
- NCUA charter
- 19228
Branches
6 branches in Pennsylvania
Loading map…
Pennsylvania
6 branches
- Main OfficeMain office640 Baltimore Dr, Wilkes-Barre, PA 18702Directions
- Forty Fort1181 Wyoming Ave, Forty Fort, PA 18704Directions
- Mocanaqua Branch8075 Main St, Mocanaqua, PA 18655Directions
- Mountaintop113 S Main St, Mountain Top, PA 18707Directions
- Shavertown1926 Memorial Hwy, Shavertown, PA 18708Directions
- Spring Street40 Spring St, Wilkes-Barre, PA 18702Directions
Walk-in offices from the NCUA directory as of March 31, 2026. Directions open Google Maps. A nearby branch doesn’t mean you can join or open an account.
Financial details
Well capitalizedas reported to the NCUA
| Measure | This credit union | Peers’ middle | Strongest quarter |
|---|---|---|---|
| CapitalNet worth ratio | 8.23% | 11.43% | 13.58% or more |
| Troubled loans60+ days late | 0.69% | 0.68% | 0.39% or less |
| ProfitabilityReturn on assets | 1.01% | 0.75% | 1.18% or more |
| LendingLoans per $100 deposited | $48 | $76 | — |
- CapitalNet worth ratio8.23%Peers’ middle 11.43% · Top 25% 13.58%+
- Troubled loans60+ days late0.69%Peers’ middle 0.68% · Top 25% ≤0.39%
- ProfitabilityReturn on assets1.01%Peers’ middle 0.75% · Top 25% 1.18%+
- LendingLoans per $100 deposited$48Peers’ middle $76
Compared with the 1,338 credit unions with $100 million to $1 billion in assets. The strongest quarter is what the best 25% of them reach: more capital and profit, fewer troubled loans. Lending has no better end.Troubled loans are loans 60 or more days late.
Regulators’ own ratings of Cross Valley Federal Credit Union are confidential. These figures are what it reports to the NCUA each quarter, set beside its peers; they aren’t a rating.