Credit union · NCUA insured
Riverfront Federal Credit Union
A $324.4M credit union headquartered in Wyomissing, PA, with 22,500 members and 2 branches in Pennsylvania. Best rates: CDs 3.90% and savings 1.20% APY.
Riverfront Federal Credit Union Carrot Score
85
Carrot Score
Higher than 71% of U.S. banks and credit unions
#4 of 21 in Reading, PA metroHow the score works →
Deposits are federally insured by the NCUA up to $250,000 per depositor.
About Riverfront Federal Credit Union
Founded in 1948 as RDG Reading Federal Credit Union to serve Reading Railroad employees, Riverfront Federal Credit Union is a member-owned financial institution.
Renamed in 1987, the credit union is headquartered in Wyomissing, Pennsylvania.
Riverfront Federal Credit Union focuses on serving the people and businesses of Berks County.
- Headquarters
- 2609 Keiser Blvd, Wyomissing, PA 19610
- NCUA charter
- 5856
Membership
Who can join
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Anyone who currently lives, works, worships, or attends school in Berks County, Pennsylvania is eligible to join.
Family and household
- Spouses, children, parents, siblings, grandparents, grandchildren, in-laws, and household members of current members are eligible for membership.
Other ways
- Legal entities doing business in Berks County or organizations of qualifying persons are eligible to join.
Cost to join
- Membership requires a $5.00 deposit into a savings account.
Branches
2 branches in Pennsylvania
Loading map…
Pennsylvania
2 branches
- Keiser BoulevardMain office2609 Keiser Blvd, Wyomissing, PA 19610Directions
- Museum Road Branch2001 Museum Rd, Wyomissing, PA 19610Directions
Walk-in offices from the NCUA directory as of March 31, 2026. Directions open Google Maps. A nearby branch doesn’t mean you can join or open an account.
Financial details
Well capitalizedas reported to the NCUA
| Measure | This credit union | Peers’ middle | Strongest quarter |
|---|---|---|---|
| CapitalNet worth ratio | 8.46% | 11.43% | 13.58% or more |
| Troubled loans60+ days late | 0.50% | 0.68% | 0.39% or less |
| ProfitabilityReturn on assets | 0.49% | 0.75% | 1.18% or more |
| LendingLoans per $100 deposited | $81 | $76 | — |
- CapitalNet worth ratio8.46%Peers’ middle 11.43% · Top 25% 13.58%+
- Troubled loans60+ days late0.50%Peers’ middle 0.68% · Top 25% ≤0.39%
- ProfitabilityReturn on assets0.49%Peers’ middle 0.75% · Top 25% 1.18%+
- LendingLoans per $100 deposited$81Peers’ middle $76
Compared with the 1,338 credit unions with $100 million to $1 billion in assets. The strongest quarter is what the best 25% of them reach: more capital and profit, fewer troubled loans. Lending has no better end.Troubled loans are loans 60 or more days late.
Regulators’ own ratings of Riverfront Federal Credit Union are confidential. These figures are what it reports to the NCUA each quarter, set beside its peers; they aren’t a rating.