Credit union · NCUA insured
North Penn FCU Savings Rates
North Penn FCU’s best savings rate is 2.32% APY on $10,000, with its Money Market Shares. Rates checked October 16, 2026.
How North Penn FCU’s savings rates compare
Compared with banks and credit unions near Philadelphia, PA-NJ-DE-MD, where North Penn FCU has the most branches. $10,000, best rate first.
This credit union’s best
North Penn FCU
2.32%APY
- Requires
- None
- Minimum
- —
- Earns on $10,000 a year
- $232
Money Market Shares
Top rate
Woori America Bank
5.00%APY
- Requires
- Monthly account activity
- Minimum
- $1,000
- Earns on $10,000 a year
- $500
2nd-highest rate
Comenity Capital Bank
4.05%APY
- Requires
- None
- Minimum
- $100
- Earns on $10,000 a year
- $405
North Penn FCU savings score
89
Savings score
Higher than 90% of U.S. banks and credit unions
- $1,000 balance$1,0002.32%
- $10,000 balance$10,0002.32%
- $100,000 balance$100,0002.52%
- QualifiedQualified2.32%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where North Penn FCU ranks
By savings score, in each area where it has branches
Every rate
Current savings rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
Money Market Shares
2.32%APY
Minimum balance requirement of $1,000.00. Dividends are compounded and paid quarterly on the average daily balance.
| Balance | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $1,000 – $9,999Dividends compounded and paid quarterly on average daily balance. | 2.32% | — | Dividends compounded and paid quarterly on average daily balance. |
| $10,000 – $24,999Dividends compounded and paid quarterly on average daily balance. | 2.32% | $232 | Dividends compounded and paid quarterly on average daily balance. |
| $25,000 – $49,999Dividends compounded and paid quarterly on average daily balance. | 2.42% | — | Dividends compounded and paid quarterly on average daily balance. |
| $50,000 and upDividends compounded and paid quarterly on average daily balance. | 2.52% | — | Dividends compounded and paid quarterly on average daily balance. |
Sources (2)
All captured Sep 17, 2026
Share/Savings Account
0.70%APY
To become a member of North Penn Federal Credit Union, a share/savings account with a minimum balance of $100 is required. Dividends are compounded and paid quarterly on the average daily balance on all share accounts.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $100 and upDividends are compounded and paid quarterly on the average daily balance.$100 and up | 0.70% | $70 | Dividends are compounded and paid quarterly on the average daily balance. |
Sources (2)
All captured Sep 17, 2026
Special-purpose accounts
IRA
0.90%APY
Dividends are compounded and paid quarterly on the average daily balance on all share accounts.
| Balance | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $100 – $9,999Dividends are compounded and paid quarterly on the average daily balance. | 0.80% | — | Dividends are compounded and paid quarterly on the average daily balance. |
| $10,000 – $24,999Dividends are compounded and paid quarterly on the average daily balance. | 0.90% | $90 | Dividends are compounded and paid quarterly on the average daily balance. |
| $25,000 – $49,999Dividends are compounded and paid quarterly on the average daily balance. | 0.95% | — | Dividends are compounded and paid quarterly on the average daily balance. |
| $50,000 and upDividends are compounded and paid quarterly on the average daily balance. | 1.00% | — | Dividends are compounded and paid quarterly on the average daily balance. |
Sources (1)
- northpennfcu.org/savings-dividend-rates · captured Sep 17, 2026
Holiday Savings Club
0.15%APY
Funds are available for the holidays every October. Dividends are compounded and paid quarterly on the average daily balance on all share accounts.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Any balanceDeposit as little or as much as you want; funds are available every October. Dividends are compounded and paid quarterly on the average daily balance.Any balance | 0.15% | $15 | Deposit as little or as much as you want; funds are available every October. Dividends are compounded and paid quarterly on the average daily balance. |
Sources (2)
All captured Sep 17, 2026
Vacation Savings Club
0.15%APY
Account can be opened anytime throughout the year and funds can be accessed anytime during the year. Dividends are compounded and paid quarterly on the average daily balance on all share accounts.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Any balanceDividends are compounded and paid quarterly on the average daily balance.Any balance | 0.15% | $15 | Dividends are compounded and paid quarterly on the average daily balance. |
Sources (2)
All captured Sep 17, 2026
Who can join North Penn FCU
This may be incomplete or out of date, so check with the credit union before you apply.
Employers and groups
- Employees of a group of member companies.
Family and household
- Family members related to a credit union member by blood or marriage.
Cost to join
- Initial deposit of $5.00 or more into a base share account, with a required minimum active balance of $100.00.
Membership information collected October 5, 2026.