Credit union · NCUA insured
Reliance FCU Savings Rates
Reliance FCU’s best savings rate is 2.25% APY on $10,000, with its Gold Money Market. Rates checked October 16, 2026.
How Reliance FCU’s savings rates compare
Compared with banks and credit unions near Philadelphia, PA-NJ-DE-MD, where Reliance FCU has the most branches. $10,000, best rate first.
This credit union’s best
Reliance FCU
2.25%APY
- Requires
- None
- Minimum
- —
- Earns on $10,000 a year
- $225
Gold Money Market
Top rate
Woori America Bank
5.00%APY
- Requires
- Monthly account activity
- Minimum
- $1,000
- Earns on $10,000 a year
- $500
2nd-highest rate
Comenity Capital Bank
4.05%APY
- Requires
- None
- Minimum
- $100
- Earns on $10,000 a year
- $405
Reliance FCU savings score
89
Savings score
Higher than 90% of U.S. banks and credit unions
- $1,000 balance$1,0002.00%
- $10,000 balance$10,0002.25%
- $100,000 balance$100,0002.60%
- QualifiedQualified2.25%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Reliance FCU ranks
By savings score, in each area where it has branches
Every rate
Current savings rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
Platinum Money Market
2.60%APY
Unlimited monthly withdraws, transfers, or deposits. Self-service transfers allowed within mobile app and online banking applications.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $15,000 and upSelf-service transfers allowed within mobile app and online banking applications. Unlimited monthly withdraws, transfers, or deposits.$15,000 and up | 2.60% | — | Self-service transfers allowed within mobile app and online banking applications. Unlimited monthly withdraws, transfers, or deposits. |
Gold Money Market
2.25%APY
Unlimited monthly withdraws, transfers, or deposits. No self-service transfers permitted.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $5,001 – $15,000No self-service transfers permitted. Unlimited monthly withdraws, transfers, or deposits.$5,001 – $15,000 | 2.25% | $225 | No self-service transfers permitted. Unlimited monthly withdraws, transfers, or deposits. |
Silver Money Market
2.00%APY
Unlimited monthly withdraws, transfers, or deposits. No self-service transfers permitted.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $1,000 – $5,000No self-service transfers permitted. Unlimited monthly withdraws, transfers, or deposits.$1,000 – $5,000 | 2.00% | — | No self-service transfers permitted. Unlimited monthly withdraws, transfers, or deposits. |
Special-purpose accounts
Savings and Club Accounts
0.15%APY
Savings rates are effective 1/1/2026 and are subject to change without notice. $100 balance required to earn dividends, which are compounded daily and posted monthly.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $100 and up$100 balance required to earn dividends, which are compounded daily and posted monthly.$100 and up | 0.15% | $15 | $100 balance required to earn dividends, which are compounded daily and posted monthly. |
Sources (1)
- reliancefcu.com/rates-fees · captured Sep 17, 2026
Who can join Reliance FCU
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Anyone who lives, works, worships, or studies in the Philadelphia or Greater Philadelphia Area (including Conshohocken, East Norriton, King of Prussia, and Norristown) is eligible for membership.
Employers and groups
- Employees at select employer groups (including Arnold's Family Fun Center, Oaks Center Cinema, and American Treasure Tour Museum in Oaks, PA) are eligible for membership.
Family and household
- Anyone who is a family member of a current Reliance FCU member is eligible for membership regardless of geographic location.
Other ways
- All community members or frequent attendees of Eddystone United Methodist Church are eligible for membership.
- Individuals who have visited Arnold's Family Fun Center (Oaks, PA) starting January 1st, 2026 are eligible for membership.
Membership information collected October 5, 2026.