Credit union · NCUA insured
Cross Valley Federal Credit Union Savings Rates
Cross Valley Federal Credit Union’s best savings rate is 2.10% APY on $10,000, with its Money Market Accounts. Rates checked October 16, 2026.
How Cross Valley Federal Credit Union’s savings rates compare
Compared with banks and credit unions near Scranton, PA, where Cross Valley Federal Credit Union has the most branches. $10,000, best rate first.
This credit union’s best
Cross Valley Federal Credit Union
2.10%APY
- Requires
- None
- Minimum
- —
- Earns on $10,000 a year
- $210
Money Market Accounts
Top rate
NET Credit Union
6.00%APY
- Requires
- Monthly account activity
- Minimum
- —
- Earns on $10,000 a year
- $600
2nd-highest rate
Northwest Bank
4.00%APY
- Requires
- None
- Minimum
- $1
- Earns on $10,000 a year
- $400
Cross Valley Federal Credit Union savings score
89
Savings score
Higher than 89% of U.S. banks and credit unions
- $1,000 balance$1,0000.25%
- $10,000 balance$10,0002.10%
- $100,000 balance$100,0003.00%
- QualifiedQualified2.10%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Cross Valley Federal Credit Union ranks
By savings score, in each area where it has branches
Every rate
Current savings rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
Money Market Accounts
Up to 2.10%APY
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| $2,500 and up | 2.00% | $200 |
| $5,000 and up | 2.05% | $205 |
| $10,000 and up | 2.10% | $210 |
| $15,000 and up | 2.15% | — |
| $20,000 and up | 2.20% | — |
| $50,000 and up | 2.25% | — |
| $75,000 and up | 2.50% | — |
| $100,000 and up | 3.00% | — |
| $250,000 and up | 3.00% | — |
Sources (2)
- crossvalleyfcu.org/earn/savings-dividend-rates
- crossvalleyfcu.org/earn/saving…es/money-market-accounts
All captured Oct 6, 2026
Primary Share Savings Account
0.25%APY
Credit union membership required. Variable rate account dividend rates may change after the account is opened.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $100 and upRequires $100.00 minimum balance to earn stated APY. $5 required for account opening.$100 and up | 0.25% | $25 | Requires $100.00 minimum balance to earn stated APY. $5 required for account opening. |
Sources (2)
All captured Oct 16, 2026
Secondary Share Savings Account
0.05%APY
Credit union membership required. Variable rate account dividend rates may change after the account is opened.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Any balance$5 required for account opening.Any balance | 0.05% | $5 | $5 required for account opening. |
Sources (2)
All captured Oct 16, 2026
Special-purpose accounts
Holiday Club Savings
0.25%APY
Compounded earnings, credited quarterly. Funds are transferred to your Share Account yearly on October 1st.
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| Any balance | 0.25% | $25 |
Sources (2)
All captured Oct 16, 2026
Vacation Club Savings
0.25%APY
Compounded earnings, credited quarterly. Funds are transferred to your Share Account yearly on April 1st.
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| Any balance | 0.25% | $25 |
Sources (2)
All captured Oct 16, 2026
Individual Retirement Accounts (IRAs)
0.01%APY
Retirement accounts must have direct deposit or net payroll or retirement to a Share Savings Account or into a Share Draft Checking Account. Applies to Traditional IRA, Roth IRA, Roth IRA (Rollover), and Coverdell Education IRA.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Any balanceRetirement accounts must have direct deposit or net payroll or retirement to a Share Savings Account or into a Share Draft Checking Account.Any balance | 0.01% | $1 | Retirement accounts must have direct deposit or net payroll or retirement to a Share Savings Account or into a Share Draft Checking Account. |
Sources (2)
- crossvalleyfcu.org/earn/savings-dividend-rates
- crossvalleyfcu.org/earn/saving…retirement-accounts-iras
All captured Oct 16, 2026
Who can join Cross Valley Federal Credit Union
We don’t have this credit union’s membership requirements here yet. Confirm that you can join before applying.