Compare Bank & Credit Union Rates
Best savings rates in Pennsylvania
Compare published savings yields, money market accounts included, with minimums, requirements, collection dates and original sources.
Top savings rates
Showing 511–525 results in Pennsylvania
- First Choice Federal Credit UnionShare Accounts (Savings Accounts)Savings · $10 min
Credit union · 3 branches
0.10%APY$10 a year on $10,000Requirements
Product: Initial $10 deposit required to establish and maintain membership. Pays a quarterly dividend. Interest paid on balances > $100.
Offer: Interest paid on Share Accounts with a balance > $100. Quarterly dividend.
Effective Jan 1, 2022
Rate checked
More details - Top Tier Federal Credit UnionRegular Shares / Regular Savings AccountSavings · $5 min · 0.00%–0.15% by balance
Credit union · 5 branches
0.10%APY$10 a year on $10,000Requirements
Product: Average Daily Balance method used to calculate dividends. Compounded monthly and credited monthly. A member is permitted no more than six transfers/withdrawals per calendar month. Minimum balance to avoid service fee is $5.00.
Offer: Dividends compounded monthly, credited monthly.
Compounded monthly · Effective Jul 1, 2026
Rate by balance
Rate by balance for Regular Shares / Regular Savings Account Balance APY Up to $500 0.00% $500 – $2,500 0.05% $2,500 – $10,000 0.05% $10,000 – $25,000Your amount 0.10% $25,000 and up 0.15% Rate checked
More details - Iron Workers BankMoney Market PlusMoney Market Plus · $10,000 min · 0.05%–0.25% by balance
Bank · 3 branches
0.10%APY$10 a year on $10,000Requirements
Product: All rates are variable and may change after the account is opened. Fees may reduce earnings. All rates subject to change without notice.
Effective Sep 16, 2026
Rate by balance
Rate by balance for Money Market Plus Balance APY Up to $5,000 0.05% $5,000 – $10,000 0.05% $10,000 – $25,000Your amount 0.10% $25,000 – $50,000 0.10% $50,000 – $100,000 0.15% $100,000 – $250,000 0.20% $250,000 and up 0.25% Rate checked
More details - 0.10%APY$10 a year on $10,000
Requirements
Product: Pledge fee / minimum balance requirement to have an FJ account is $25.00. Dividends are paid quarterly on balance over $25.
Offer: 0.10% APY on balance over $25. Dividends paid quarterly.
Effective Jan 1, 2024
Rate checked
More details - Reliance BankMoney Market Deposit AccountMoney Market Deposit Account · $500 min · 0.05%–1.10% by balance
Bank · 9 branches
0.10%APY$10 a year on $10,000Requirements
Product: $5,000 minimum daily balance required to avoid a $10 monthly service fee.
Offer: $5,000 minimum daily balance to avoid a $10 monthly service fee.
0.05% interest rate · $10 monthly fee · Effective Jun 25, 2026
Rate by balance
Rate by balance for Money Market Deposit Account Balance APY Up to $4,999 0.05% $5,000 – $14,999Your amount 0.10% $15,000 – $49,999 0.35% $50,000 – $99,999 0.50% $100,000 – $249,999 0.75% $250,000 – $499,999 0.75% $500,000 – $999,999 1.00% $1,000,000 and up 1.10% Rate checked
More details - 0.10%APY$10 a year on $10,000
Requirements
Product: Withdraw requests are limited to one per month. A second request will be granted only in a case of emergency. In the event of excessive withdraws, a review will be done to determine the nature of the withdrawals and a final notice will be given to the member, in writing or verbal, if the withdrawals are not warranted. If additional withdrawal requests continue, the member's payroll deduction into their shares will be canceled.
0.03% interest rate · Effective Jan 1, 2025
Rate by balance
Rate by balance for Share Account Balance APY Up to $5,000 0.03% $5,001 – $25,000Your amount 0.10% $25,001 – $40,000 0.20% $40,001 and up 0.30% Rate checked
More details - Pagoda Federal Credit UnionRegular ShareSavings · $100 min · 0.05%–0.15% by balance
Credit union · 1 branch
0.10%APY$10 a year on $10,000Requirements
Product: Minimum balance of $100.00 is required to earn dividends.
0.05% interest rate · Effective Apr 18, 2024
Rate by balance
Rate by balance for Regular Share Balance APY $100 – $2,500 0.05% $2,500 – $15,000Your amount 0.10% $15,000 and up 0.15% Rate checked
More details - 0.10%APY$10 a year on $10,000
Requirements
Product: Most Recent Quarter Dividend (adjusted quarterly at the end of the quarter)
0.10% interest rate · Effective Sep 1, 2026
Rate checked
More details - 0.10%APY$10 a year on $10,000
Requirements
Offer: As high as 0.10% APY*
Rate checked
More details - 0.10%APY$10 a year on $10,000
Requirements
Product: Required foundation account that serves as gateway to all financial services and benefits. Dividends credited and compounded quarterly. Dividends paid on balances of $100.00 or more.
Offer: Dividends credited and compounded quarterly. Dividends are paid on accounts with a balance of $100.00 or more.
Compounded quarterly · Effective Jan 1, 2013
Rate checked
More details - 0.10%APY$10 a year on $10,000
Requirements
Product: Opened to establish LFCU Membership. Earns dividends on a monthly basis computed on average daily balance. May be used as an overdraft protection source.
Offer: Requires $5.00 minimum opening deposit and balance.
Rate checked
More details - Fayette Federal Employees Federal Credit UnionRegular SharesSavings · $200 min
Credit union · 1 branch
0.10%APY$10 a year on $10,000Requirements
Product: Primary account for all members representing share of ownership in the Credit Union. Minimum balance of $5.00 required to remain an active account. Dividends are paid quarterly based on the average daily balance.
0.10% interest rate
Rate checked
More details - 0.10%APY$10 a year on $10,000
0.10% interest rate
Rate by balance
Rate by balance for Money Market Balance APY $500 – $25,000Your amount 0.10% $25,000 – $50,000 0.25% $50,000 and up 0.75% Rate checked
More details - West Penn P&P FCUShare Account (Savings)Savings · $50 min · 0.05%–0.10% by balance
Credit union · 1 branch
0.10%APY$10 a year on $10,000Requirements
Product: Share accounts require an initial deposit of $50.00 and a maintained deposit of $100.00. Dividends are compounded and credited quarterly. Transfer limitations apply (maximum 6 withdrawals/transfers per statement period, no more than 3 by check/draft/debit).
Offer: Accounts with an average daily balance of at least $50.00 and up to $99.99. Minimum balance required to open this account is $50.00. Must maintain a minimum average daily balance of $50.00 to obtain the disclosed APY.
0.05% interest rate · Effective Jan 1, 2025
Rate by balance
Rate by balance for Share Account (Savings) Balance APY Up to $100 0.05% $100 and upYour amount 0.10% Rate checked
More details - White Rose Credit UnionShare Savings (Regular Share Account)Savings · $5 min · 0.00%–0.10% by balance
Credit union · 5 branches
0.10%APY$10 a year on $10,000Requirements
Product: Basic savings account required for credit union membership. Minimum balance of $5 and a one-time $1 membership fee. Must live, work, worship, attend school, or own a business in York or Adams County, Pennsylvania.
Offer: Balance tier $0 - $49.
0.00% interest rate · No monthly fee · Effective Oct 9, 2025
Rate by balance
Rate by balance for Share Savings (Regular Share Account) Balance APY Up to $49 0.00% Up to $2,500 0.10% $2,500 – $10,000 0.10% $10,000 and upYour amount 0.10% Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What savings accounts pay in Pennsylvania
768 accounts at 314 banks and credit unions · checked Oct 22–24
- Typical
- 0.20%
- Top 10% from
- 2.02%
- Banks, typical
- 0.15%
- Credit unions, typical
- 0.25%
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Pennsylvania
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- FirstEnergy Choice FCUCredit union · 1 branch
- PenFed Credit UnionCredit union · 1 branch
- APCI Federal Credit UnionCredit union · 1 branch