Credit union · NCUA insured
West Penn P&P FCU
A $22.5M credit union headquartered in Beaver, PA, with 4,371 members and 1 branch in Pennsylvania. Best rates: CDs 3.03% and savings 0.20% APY.
West Penn P&P FCU Carrot Score
63
Carrot Score
Higher than 9% of U.S. banks and credit unions
#82 of 100 in Pittsburgh, PA metroHow the score works →
Deposits are federally insured by the NCUA up to $250,000 per depositor.
About West Penn P&P FCU
- Headquarters
- 1089 3rd St, Beaver, PA 15009-2034
- NCUA charter
- 9476
Branches
1 branch in Pennsylvania
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Pennsylvania
1 branch
- West Penn P&P FcuMain office1089 3rd St, Beaver, PA 15009Directions
Walk-in offices from the NCUA directory as of March 31, 2026. Directions open Google Maps. A nearby branch doesn’t mean you can join or open an account.
Financial details
Well capitalizedas reported to the NCUA
| Measure | This credit union | Peers’ middle | Strongest quarter |
|---|---|---|---|
| CapitalNet worth ratio | 13.89% | 14.31% | 19.38% or more |
| Troubled loans60+ days late | 1.31% | 0.70% | 0.18% or less |
| ProfitabilityReturn on assets | 1.16% | 0.65% | 1.19% or more |
| LendingLoans per $100 deposited | $25 | $59 | — |
- CapitalNet worth ratio13.89%Peers’ middle 14.31% · Top 25% 19.38%+
- Troubled loans60+ days late1.31%Peers’ middle 0.70% · Top 25% ≤0.18%
- ProfitabilityReturn on assets1.16%Peers’ middle 0.65% · Top 25% 1.19%+
- LendingLoans per $100 deposited$25Peers’ middle $59
Compared with the 2,478 credit unions with under $100 million in assets. The strongest quarter is what the best 25% of them reach: more capital and profit, fewer troubled loans. Lending has no better end.Troubled loans are loans 60 or more days late.
Regulators’ own ratings of West Penn P&P FCU are confidential. These figures are what it reports to the NCUA each quarter, set beside its peers; they aren’t a rating.