Credit union · NCUA insured
West Penn P&P FCU Savings Rates
West Penn P&P FCU’s best savings rate is 0.20% APY on $10,000, with its Money Market Account. Rates checked October 16, 2026.
How West Penn P&P FCU’s savings rates compare
Compared with banks and credit unions near Pittsburgh, PA, where West Penn P&P FCU has the most branches. $10,000, best rate first.
This credit union’s best
West Penn P&P FCU
0.20%APY
- Requires
- None
- Minimum
- $10,000
- Earns on $10,000 a year
- $20
Money Market Account
Top rate
Northwest Bank
4.00%APY
- Requires
- None
- Minimum
- $1
- Earns on $10,000 a year
- $400
2nd-highest rate
Dollar Bank
3.75%APY
- Requires
- Another account
- Minimum
- $50
- Earns on $10,000 a year
- $375
West Penn P&P FCU savings score
68
Savings score
Higher than 22% of U.S. banks and credit unions
- $1,000 balance$1,0000.10%
- $10,000 balance$10,0000.20%
- $100,000 balance$100,0000.30%
- QualifiedQualified0.20%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where West Penn P&P FCU ranks
By savings score, in each area where it has branches
Every rate
Current savings rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
Money Market Account
0.20%APY
Rates vary by tier (Prime/Gold). Dividend period quarterly. Rates subject to change.
| Balance | APY | Minimum | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|---|
| $10,000 – $25,000Prime account; balance between $10,000 and $24,999.99 required. · $10,000 to open | 0.20% | $10,000 | $20 | Prime account; balance between $10,000 and $24,999.99 required. |
| $25,000 and upGold account; balance at least $25,000 required. · $25,000 to open | 0.30% | $25,000 | — | Gold account; balance at least $25,000 required. |
Sources (3)
- westppfcu.com/wordpress1/savings
- westppfcu.com/wordpress1/rates
- westppfcu.com/wordpress1/truth-in-savings-disclosure
All captured Sep 17, 2026
Share Account (Savings)
0.10%APY
Share accounts require an initial deposit of $50.00 and a maintained deposit of $100.00. Dividends are compounded and credited quarterly. Transfer limitations apply (maximum 6 withdrawals/transfers per statement period, no more than 3 by check/draft/debit).
| Balance | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Up to $100Accounts with an average daily balance of at least $50.00 and up to $99.99. Minimum balance required to open this account is $50.00. Must maintain a minimum average daily balance of $50.00 to obtain the disclosed APY. | 0.05% | — | Accounts with an average daily balance of at least $50.00 and up to $99.99. Minimum balance required to open this account is $50.00. Must maintain a minimum average daily balance of $50.00 to obtain the disclosed APY. |
| $100 and upAccounts with an average daily balance of $100.00 or more. Minimum balance required to open this account is $50.00. | 0.10% | $10 | Accounts with an average daily balance of $100.00 or more. Minimum balance required to open this account is $50.00. |
Sources (3)
- westppfcu.com/wordpress1/savings
- westppfcu.com/wordpress1/rates
- westppfcu.com/wordpress1/truth-in-savings-disclosure
All captured Sep 17, 2026
Special-purpose accounts
Individual Retirement Accounts (IRA)
1.04%APY
Traditional, Roth, and Education IRAs. Dividends compound quarterly. No service or setup charge. $25.00 closing fee; $25.00 direct transfer fee unless closed due to death or incompetence before age 59 1/2. Preauthorized/automatic/telephonic withdrawals or transfers are not permitted.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Any balanceCompounding quarterly. Contributions may be made by payroll deductions, monthly payments or lump sums. $25.00 closing fee and $25.00 direct transfer fee apply.Any balance | 1.04% | $104 | Compounding quarterly. Contributions may be made by payroll deductions, monthly payments or lump sums. $25.00 closing fee and $25.00 direct transfer fee apply. |
Sources (3)
- westppfcu.com/wordpress1/savings
- westppfcu.com/wordpress1/rates
- westppfcu.com/wordpress1/truth-in-savings-disclosure
All captured Sep 17, 2026
Christmas Club Account
0.05%APY
Dividends compounded and credited quarterly. No minimum balance requirements apply. If any withdrawal is made before October 10, the account may be closed. Preauthorized or automatic transfers/withdrawals are not permitted.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Any balanceNo minimum balance requirements apply. If any withdrawal is made before October 10, the account may be closed.Any balance | 0.05% | $5 | No minimum balance requirements apply. If any withdrawal is made before October 10, the account may be closed. |
Sources (3)
- westppfcu.com/wordpress1/savings
- westppfcu.com/wordpress1/rates
- westppfcu.com/wordpress1/truth-in-savings-disclosure
All captured Sep 17, 2026
Who can join West Penn P&P FCU
We don’t have this credit union’s membership requirements here yet. Confirm that you can join before applying.