Credit union · NCUA insured
Pagoda Federal Credit Union Savings Rates
Pagoda Federal Credit Union’s best savings rate is 0.10% APY on $10,000, with its Regular Share. Rates checked October 16, 2026.
How Pagoda Federal Credit Union’s savings rates compare
Compared with banks and credit unions near Reading, PA, where Pagoda Federal Credit Union has the most branches. $10,000, best rate first.
This credit union’s best
Pagoda Federal Credit Union
0.10%APY
- Minimum
- —
- Earns on $10,000 a year
- $10
Regular Share
Top rate
Univest
3.75%APY
- Minimum
- —
- Earns on $10,000 a year
- $375
2nd-highest rate
Ephrata National Bank
3.39%APY
- Minimum
- $2,500
- Earns on $10,000 a year
- $339
Pagoda Federal Credit Union savings score
63
Savings score
Higher than 9% of U.S. banks and credit unions
- $1,000 balance$1,0000.05%
- $10,000 balance$10,0000.10%
- $100,000 balance$100,0000.15%
- QualifiedQualified0.10%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Pagoda Federal Credit Union ranks
By savings score, in each area where it has branches
Every rate
Current savings rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
Regular Share
0.10%APY
Minimum balance of $100.00 is required to earn dividends.
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| $100 – $2,500 | 0.05% | — |
| $2,500 – $15,000 | 0.10% | $10 |
| $15,000 and up | 0.15% | — |
Sources (2)
All captured Sep 17, 2026
Special-purpose accounts
Club Account
0.10%APY
Minimum balance of $100.00 is required to earn dividends. Christmas & Vacation Clubs.
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| $100 – $2,500 | 0.05% | — |
| $2,500 – $15,000 | 0.10% | $10 |
| $15,000 and up | 0.15% | — |
Sources (2)
All captured Sep 17, 2026
IRA Accumulation
0.10%APY
Minimum balance of $100.00 is required to earn dividends.
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| $100 – $2,500 | 0.05% | — |
| $2,500 – $15,000 | 0.10% | $10 |
| $15,000 and up | 0.15% | — |
Sources (2)
All captured Sep 17, 2026
Who can join Pagoda Federal Credit Union
We don’t have this credit union’s membership requirements here yet. Confirm that you can join before applying.