Bank · FDIC insured
Reliance Bank Savings Rates
Reliance Bank’s best savings rate is 0.15% APY on $10,000, with its Statement Savings. Rates checked October 16, 2026.
How Reliance Bank’s savings rates compare
Compared with banks and credit unions near Altoona, PA, where Reliance Bank has the most branches. $10,000, best rate first.
This bank’s best
Reliance Bank
2.00%APY
- Requires
- Another account
- Minimum
- $5,000
- Earns on $10,000 a year
- $200
Destination Money Market
Top rate
Northwest Bank
4.00%APY
- Requires
- None
- Minimum
- $1
- Earns on $10,000 a year
- $400
3rd-highest rate
ARC Federal Credit Union
1.51%APY
- Requires
- None
- Minimum
- —
- Earns on $10,000 a year
- $151
Reliance Bank savings score
78
Savings score
Higher than 47% of U.S. banks and credit unions
- $1,000 balance$1,0000.05%
- $10,000 balance$10,0000.15%
- $100,000 balance$100,0000.75%
- QualifiedQualified2.00%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Reliance Bank ranks
By savings score, in each area where it has branches
Every rate
Current savings rates
Rates from the bank’s website. Earnings assume the rate doesn’t change.
Destination Money Market
2.00%APY
Must have a Destination Checking account to open. $10 monthly fee applied if account balance is below $5,000 at any point during qualification cycle.
| Balance | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Up to $49$10 fee applied if account balance is below $5,000 at any point during qualification cycle. Must have a Destination Checking account to open. | 0.03% | — | $10 fee applied if account balance is below $5,000 at any point during qualification cycle. Must have a Destination Checking account to open. |
| Up to $4,999$10 fee applied if account balance is below $5,000 at any point during qualification cycle. Must have a Destination Checking account to open. | 0.10% | — | $10 fee applied if account balance is below $5,000 at any point during qualification cycle. Must have a Destination Checking account to open. |
| $5,000 – $14,999$10 fee applied if account balance is below $5,000 at any point during qualification cycle. Must have a Destination Checking account to open. | 2.00% | $200 | $10 fee applied if account balance is below $5,000 at any point during qualification cycle. Must have a Destination Checking account to open. |
| $15,000 – $24,999$10 fee applied if account balance is below $5,000 at any point during qualification cycle. Must have a Destination Checking account to open. | 2.90% | — | $10 fee applied if account balance is below $5,000 at any point during qualification cycle. Must have a Destination Checking account to open. |
| $25,000 – $249,999$10 fee applied if account balance is below $5,000 at any point during qualification cycle. Must have a Destination Checking account to open. | 2.90% | — | $10 fee applied if account balance is below $5,000 at any point during qualification cycle. Must have a Destination Checking account to open. |
| $250,000 – $499,999$10 fee applied if account balance is below $5,000 at any point during qualification cycle. Must have a Destination Checking account to open. | 3.50% | — | $10 fee applied if account balance is below $5,000 at any point during qualification cycle. Must have a Destination Checking account to open. |
| $500,000 and up$10 fee applied if account balance is below $5,000 at any point during qualification cycle. Must have a Destination Checking account to open. | 3.70% | — | $10 fee applied if account balance is below $5,000 at any point during qualification cycle. Must have a Destination Checking account to open. |
Sources (2)
All captured Sep 17, 2026
Money Market Deposit Account
0.10%APY
$5,000 minimum daily balance required to avoid a $10 monthly service fee.
| Balance | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Up to $4,999$5,000 minimum daily balance to avoid a $10 monthly service fee. | 0.05% | — | $5,000 minimum daily balance to avoid a $10 monthly service fee. |
| $5,000 – $14,999$5,000 minimum daily balance to avoid a $10 monthly service fee. | 0.10% | $10 | $5,000 minimum daily balance to avoid a $10 monthly service fee. |
| $15,000 – $49,999$5,000 minimum daily balance to avoid a $10 monthly service fee. | 0.35% | — | $5,000 minimum daily balance to avoid a $10 monthly service fee. |
| $50,000 – $99,999$5,000 minimum daily balance to avoid a $10 monthly service fee. | 0.50% | — | $5,000 minimum daily balance to avoid a $10 monthly service fee. |
| $100,000 – $249,999$5,000 minimum daily balance to avoid a $10 monthly service fee. | 0.75% | — | $5,000 minimum daily balance to avoid a $10 monthly service fee. |
| $250,000 – $499,999$5,000 minimum daily balance to avoid a $10 monthly service fee. | 0.75% | — | $5,000 minimum daily balance to avoid a $10 monthly service fee. |
| $500,000 – $999,999$5,000 minimum daily balance to avoid a $10 monthly service fee. | 1.00% | — | $5,000 minimum daily balance to avoid a $10 monthly service fee. |
| $1,000,000 and up$5,000 minimum daily balance to avoid a $10 monthly service fee. | 1.10% | — | $5,000 minimum daily balance to avoid a $10 monthly service fee. |
Sources (2)
All captured Sep 17, 2026
Statement Savings
0.15%APY
$5 monthly service fee waived with minimum daily balance of $100.
| Balance | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $100 – $2,500Rates are subject to change after the account is opened. $5 monthly service fee waived with minimum daily balance of $100. | 0.05% | — | Rates are subject to change after the account is opened. $5 monthly service fee waived with minimum daily balance of $100. |
| $2,500 and upRates are subject to change after the account is opened. $5 monthly service fee waived with minimum daily balance of $100. | 0.15% | $15 | Rates are subject to change after the account is opened. $5 monthly service fee waived with minimum daily balance of $100. |
Sources (2)
All captured Sep 17, 2026
Special-purpose accounts
IRA 30 Month Fixed Rate
0.40%APY · 1 term
Substantial penalty for early withdrawal.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 30 months | 0.40% | $100 |
Sources (1)
- reliancebank.bank/rates · captured Sep 17, 2026
Holiday Club
0.25%APY
Account matures the first weekend after October 3 each year; its term varies depending on when the account was opened. Early withdrawals will result in a loss of interest.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $50 and upAccount matures the first weekend after October 3 each year; its term varies depending on when the account was opened. Early withdrawals will result in a loss of interest. Rates are subject to change after the account is opened.$50 and up | 0.25% | $25 | Account matures the first weekend after October 3 each year; its term varies depending on when the account was opened. Early withdrawals will result in a loss of interest. Rates are subject to change after the account is opened. |
Sources (2)
All captured Sep 17, 2026
Vacation Club
0.25%APY
Account matures the first weekend after April 3 each year; its term varies depending on when the account was opened. Early withdrawals will result in a loss of interest.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $50 and upAccount matures the first weekend after April 3 each year; its term varies depending on when the account was opened. Early withdrawals will result in a loss of interest. Rates are subject to change after the account is opened.$50 and up | 0.25% | $25 | Account matures the first weekend after April 3 each year; its term varies depending on when the account was opened. Early withdrawals will result in a loss of interest. Rates are subject to change after the account is opened. |
Sources (2)
All captured Sep 17, 2026
Young Savers
0.25%APY
For anyone age 17 and under.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $5 and upFor anyone age 17 and under. Rates are subject to change after the account is opened.$5 and up | 0.25% | $25 | For anyone age 17 and under. Rates are subject to change after the account is opened. |
Sources (2)
All captured Sep 17, 2026
IRA 18 Month Fixed Rate
0.20%APY · 1 term
Substantial penalty for early withdrawal.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 18 months | 0.20% | $30 |
Sources (1)
- reliancebank.bank/rates · captured Sep 17, 2026
Opening an account
Confirm the bank’s opening requirements and whether the account is available where you live. A nearby branch does not establish eligibility for every rate.