Credit union · NCUA insured
Top Tier Federal Credit Union Savings Rates
Top Tier Federal Credit Union’s best savings rate is 0.10% APY on $10,000, with its Regular Shares / Regular Savings Account. Rates checked October 16, 2026.
How Top Tier Federal Credit Union’s savings rates compare
Compared with banks and credit unions near Pittsburgh, PA, where Top Tier Federal Credit Union has the most branches. $10,000, best rate first.
This credit union’s best
Top Tier Federal Credit Union
0.10%APY
- Requires
- None
- Minimum
- $5
- Earns on $10,000 a year
- $10
Regular Shares / Regular Savings Account
Top rate
Northwest Bank
4.00%APY
- Requires
- None
- Minimum
- $1
- Earns on $10,000 a year
- $400
2nd-highest rate
Dollar Bank
3.75%APY
- Requires
- Another account
- Minimum
- $50
- Earns on $10,000 a year
- $375
Top Tier Federal Credit Union savings score
63
Savings score
Higher than 9% of U.S. banks and credit unions
- $1,000 balance$1,0000.05%
- $10,000 balance$10,0000.10%
- $100,000 balance$100,0000.15%
- QualifiedQualified0.10%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Top Tier Federal Credit Union ranks
By savings score, in each area where it has branches
Every rate
Current savings rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
Regular Shares / Regular Savings Account
0.10%APY
Average Daily Balance method used to calculate dividends. Compounded monthly and credited monthly. A member is permitted no more than six transfers/withdrawals per calendar month. Minimum balance to avoid service fee is $5.00.
| Balance | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Up to $500Dividends compounded monthly, credited monthly. | 0.00% | — | Dividends compounded monthly, credited monthly. |
| $500 – $2,500Dividends compounded monthly, credited monthly. | 0.05% | — | Dividends compounded monthly, credited monthly. |
| $2,500 – $10,000Dividends compounded monthly, credited monthly. | 0.05% | — | Dividends compounded monthly, credited monthly. |
| $10,000 – $25,000Dividends compounded monthly, credited monthly. | 0.10% | $10 | Dividends compounded monthly, credited monthly. |
| $25,000 and upDividends compounded monthly, credited monthly. | 0.15% | — | Dividends compounded monthly, credited monthly. |
Sources (3)
- toptierfcu.org/rates/savings-rates
- toptierfcu.org/wp-content/uplo…s-updated-3-18-26-MM.pdf
- toptierfcu.org/accounts/savings-accounts
All captured Sep 17, 2026
Bond Shares / Bond Savings Account
0.00%APY
Average Daily Balance method used. Compounded monthly and credited monthly.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Any balanceDividends compounded monthly, credited monthly.Any balance | 0.00% | $0 | Dividends compounded monthly, credited monthly. |
Sources (2)
All captured Sep 17, 2026
Special-purpose accounts
IRA Savings (All Types)
0.10%APY
Covers all IRA types. Average Daily Balance method used. Compounded monthly and credited monthly. Minimum balance to avoid service fee is $250.00. Minimum balance to earn stated APY is $500.00.
| Balance | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $250 – $500Dividends compounded monthly, credited monthly. | 0.00% | — | Dividends compounded monthly, credited monthly. |
| $500 – $2,500Dividends compounded monthly, credited monthly. | 0.05% | — | Dividends compounded monthly, credited monthly. |
| $2,500 – $10,000Dividends compounded monthly, credited monthly. | 0.05% | — | Dividends compounded monthly, credited monthly. |
| $10,000 – $25,000Dividends compounded monthly, credited monthly. | 0.10% | $10 | Dividends compounded monthly, credited monthly. |
| $25,000 and upDividends compounded monthly, credited monthly. | 0.15% | — | Dividends compounded monthly, credited monthly. |
Sources (2)
All captured Sep 17, 2026
Christmas Shares / Christmas Savings Account
0.05%APY
Average Daily Balance method used. Compounded monthly and credited monthly. The entire balance is transferred to the primary savings account on October 1 and the account remains open.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Any balanceDividends compounded monthly, credited monthly. Entire balance transferred to primary savings on October 1.Any balance | 0.05% | $5 | Dividends compounded monthly, credited monthly. Entire balance transferred to primary savings on October 1. |
Sources (3)
- toptierfcu.org/rates/savings-rates
- toptierfcu.org/wp-content/uplo…s-updated-3-18-26-MM.pdf
- toptierfcu.org/accounts/savings-accounts
All captured Sep 17, 2026
Vacation Shares / Vacation Savings Account
0.00%APY
Average Daily Balance method used. Compounded monthly and credited monthly. Member permitted no more than six transfers/withdrawals per calendar month.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Any balanceDividends compounded monthly, credited monthly.Any balance | 0.00% | $0 | Dividends compounded monthly, credited monthly. |
Sources (3)
- toptierfcu.org/rates/savings-rates
- toptierfcu.org/wp-content/uplo…s-updated-3-18-26-MM.pdf
- toptierfcu.org/accounts/savings-accounts
All captured Sep 17, 2026
Who can join Top Tier Federal Credit Union
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